Norwood Historical Cash Flow
| NWFL Stock | USD 30.90 0.03 0.1% |
Analysis of Norwood Financial cash flow over time is an excellent tool to project Norwood Financial Corp future capital expenditures as well as to predict the amount of cash needed to cover cost of sales, R&D expenses or production expansions. Investors should almost always look for trends in cash flow indicators such as Begin Period Cash Flow of 26.1 M or Other Cashflows From Financing Activities of 42.6 M as it is a great indicator of Norwood Financial ability to facilitate future growth, repay debt on time or pay out dividends.
Financial Statement Analysis is much more than just reviewing and examining Norwood Financial Corp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Norwood Financial Corp is a good buy for the upcoming year.
Norwood |
About Norwood Cash Flow Analysis
The Cash Flow Statement is a financial statement that shows how changes in Norwood balance sheet and income statement accounts affect cash and cash equivalents. It breaks the analysis down to operating, investing, and financing activities. One of the most critical aspects of the cash flow statement is liquidity, which is the degree to which Norwood's non-liquid assets can be easily converted into cash.
Norwood Financial Cash Flow Chart
Add Fundamental
Free Cash Flow
The amount of cash a company generates after accounting for cash outflows to support operations and maintain its capital assets.Begin Period Cash Flow
The amount of cash a company has at the beginning of a financial reporting period. It serves as the starting point for calculating the period's cash flow from operations, investing, and financing activities.Capital Expenditures
Capital Expenditures are funds used by Norwood Financial Corp to acquire physical assets such as property, industrial buildings or equipment. This type of outlay is used by management to increase the scope of Norwood Financial operations. These expenditures can include everything from repairing an office equipment, building a brand new facility, or writing new software.Net Income
Net income is one of the most important fundamental items in finance. It plays a large role in Norwood Financial Corp financial statement analysis. It represents the amount of money remaining after all of Norwood Financial Corp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.Stock Based Compensation
Compensation provided to employees in the form of equity or options to purchase company stock. This type of compensation is used to align the interests of employees and shareholders.Most accounts from Norwood Financial's cash flow statement are interrelated and interconnected. However, analyzing cash flow statement accounts one by one will only give a small insight into Norwood Financial Corp current financial condition. On the other hand, looking into the entire matrix of cash flow statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Norwood Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. At this time, Norwood Financial's Total Cash From Financing Activities is quite stable compared to the past year. End Period Cash Flow is expected to rise to about 69.4 M this year, although the value of Begin Period Cash Flow will most likely fall to about 26.1 M.
Norwood Financial cash flow statement Correlations
Click cells to compare fundamentals
Norwood Financial Account Relationship Matchups
High Positive Relationship
High Negative Relationship
Norwood Financial cash flow statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Sale Purchase Of Stock | (428K) | (108K) | (1.4M) | (2.5M) | (3.1M) | (2.9M) | |
| Change In Cash | (2.9M) | 96.3M | 95.0M | (174.8M) | 34.3M | 36.0M | |
| Free Cash Flow | 16.8M | 13.0M | 27.9M | 28.6M | 28.4M | 29.8M | |
| Change In Working Capital | 683K | (2.1M) | (55K) | 422K | 3.9M | 4.1M | |
| Begin Period Cash Flow | 18.3M | 15.4M | 111.7M | 206.7M | 31.9M | 26.1M | |
| Other Cashflows From Financing Activities | 51.6M | 175.1M | 219.2M | 44.1M | 68.4M | 42.6M | |
| Depreciation | 1.1M | 1.4M | 1.6M | 1.6M | 1.5M | 996.2K | |
| Other Non Cash Items | 949K | (2.0M) | 2.6M | (1.6M) | 6.3M | 6.6M | |
| Dividends Paid | 6.0M | 7.3M | 8.5M | 9.2M | (9.4M) | (8.9M) | |
| Capital Expenditures | 1.6M | 749K | 1.3M | 2.2M | 1.4M | 716.7K | |
| Total Cash From Operating Activities | 18.4M | 13.8M | 29.2M | 30.7M | 29.8M | 31.3M | |
| Net Income | 14.2M | 15.1M | 24.9M | 29.2M | 16.8M | 9.1M | |
| Total Cash From Financing Activities | 18.4M | 143.8M | 196.8M | 2.4M | 121.0M | 127.0M | |
| End Period Cash Flow | 15.4M | 111.7M | 206.7M | 31.9M | 66.1M | 69.4M | |
| Stock Based Compensation | 497K | 536K | 549K | 641K | 830K | 871.5K | |
| Other Cashflows From Investing Activities | 802K | 15.8M | 960K | (416K) | (478.4K) | (454.5K) | |
| Change To Account Receivables | 57K | (1.1M) | 343K | (1.0M) | (1.2M) | (1.1M) | |
| Investments | (39.0M) | (76.4M) | (130.7M) | (205.4M) | (151.8M) | (144.2M) | |
| Net Borrowings | 13.4M | (12.9M) | (14.9M) | 42.4M | 48.8M | 51.2M | |
| Total Cashflows From Investing Activities | (39.8M) | (61.4M) | (131.0M) | (208.0M) | (187.2M) | (177.8M) | |
| Cash And Cash Equivalents Changes | (2.9M) | 96.3M | 95.0M | (174.8M) | (157.3M) | (149.5M) | |
| Cash Flows Other Operating | (562K) | (8.9M) | (1.8M) | (3.5M) | (3.1M) | (3.0M) | |
| Change To Netincome | 1.6M | 5.9M | 3.3M | 870K | 1.0M | 950.5K | |
| Change To Liabilities | 626K | (1.0M) | (398K) | 1.5M | 1.7M | 1.8M | |
| Change To Operating Activities | 626K | (1.0M) | (398K) | 1.5M | 1.7M | 1.8M |
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectCheck out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Norwood Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Norwood Financial. If investors know Norwood will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Norwood Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.06) | Dividend Share 1.2 | Earnings Share 1.59 | Revenue Per Share 7.741 | Quarterly Revenue Growth 0.025 |
The market value of Norwood Financial Corp is measured differently than its book value, which is the value of Norwood that is recorded on the company's balance sheet. Investors also form their own opinion of Norwood Financial's value that differs from its market value or its book value, called intrinsic value, which is Norwood Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Norwood Financial's market value can be influenced by many factors that don't directly affect Norwood Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Norwood Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Norwood Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Norwood Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.