OPBK Historical Financial Ratios

OPBK Stock

USD 17.33 0.10 0.57%

OP Bancorp is promptly reporting on over 99 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Days Sales Outstanding of 39.24 will help investors to properly organize and evaluate OP Bancorp financial condition quickly.

Quick Ratio Current Ratio

Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OP Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.

About OPBK Financial Ratios Analysis

OP BancorpFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate OP Bancorp investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on OPBK financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across OP Bancorp history.

OP Bancorp Financial Ratios Chart

At this time, OP Bancorp's Capex To Depreciation is quite stable compared to the past year. PB Ratio is expected to rise to 1.30 this year, although the value of Days Sales Outstanding will most likely fall to 39.24.

Price To Sales Ratio Dividend Yield Ptb Ratio Days Sales Outstanding Ev To Operating Cash Flow Debt To Equity

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Price To Sales Ratio

Price to Sales Ratio is figured by comparing OP Bancorp stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on OP Bancorp sales, a figure that is much harder to manipulate than other OP Bancorp multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.

Dividend Yield

Dividend Yield is OP Bancorp dividend as a percentage of OP Bancorp stock price. OP Bancorp dividend yield is a measure of OP Bancorp stock productivity, which can be interpreted as interest rate earned on an OP Bancorp investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.

Ev To Operating Cash Flow

A valuation metric comparing the company's enterprise value to its operating cash flow, indicating how many dollars of EV are generated for each dollar of operating cash flows.

Debt To Equity

A measure of a company's financial leverage calculated by dividing its total liabilities by stockholders' equity, indicating the proportion of equity and debt the company is using to finance its assets.

Most ratios from OP Bancorp's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into OP Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OP Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.At this time, OP Bancorp's Capex To Depreciation is quite stable compared to the past year. PB Ratio is expected to rise to 1.30 this year, although the value of Days Sales Outstanding will most likely fall to 39.24.

	2021	2022	2023	2024 (projected)
Dividend Yield	0.0267	0.0394	0.0438	0.0265
Price To Sales Ratio	2.5	1.79	2.04	1.94

Dividend Yield Price To Sales Ratio

OP Bancorp fundamentals Correlations

	Price To Sales Ratio	Dividend Yield	Ptb Ratio	Days Sales Outstanding	Book Value Per Share	Free Cash Flow Yield	Operating Cash Flow Per Share	Average Payables	Capex To Depreciation	Pb Ratio	Ev To Sales	Free Cash Flow Per Share	Roic	Net Income Per Share	Capex To Revenue	Cash Per Share	Pocfratio	Interest Coverage	Payout Ratio	Capex To Operating Cash Flow	Pfcf Ratio	Income Quality	Roe	Ev To Operating Cash Flow	Pe Ratio	Return On Tangible Assets
Price To Sales Ratio		-0.21	0.31	0.93	0.04	-0.35	-0.22	-0.37	0.38	0.31	0.97	-0.22	-0.74	-0.78	0.19	-0.25	0.01	-0.53	-0.13	-0.17	0.0	-0.22	-0.85	0.05	-0.64	-0.89
Dividend Yield	-0.21		-0.33	0.1	0.71	0.5	0.55	0.36	-0.39	-0.33	-0.15	0.56	0.02	0.57	-0.43	0.8	0.02	-0.1	0.76	0.2	-0.02	0.21	0.14	0.09	-0.12	0.04
Ptb Ratio	0.31	-0.33		0.2	0.02	0.09	-0.09	0.03	-0.07	1.0	0.44	-0.1	-0.34	-0.27	0.27	-0.15	-0.2	0.0	-0.36	-0.26	-0.12	-0.01	-0.46	-0.31	0.28	-0.49
Days Sales Outstanding	0.93	0.1	0.2		0.38	-0.15	0.01	-0.26	0.23	0.2	0.93	0.01	-0.72	-0.52	-0.01	0.11	0.08	-0.55	0.02	-0.05	0.04	-0.14	-0.79	0.11	-0.74	-0.86
Book Value Per Share	0.04	0.71	0.02	0.38		0.63	0.61	0.47	-0.55	0.02	0.16	0.62	-0.31	0.48	-0.54	0.92	0.12	-0.18	0.38	0.42	0.06	0.34	-0.23	0.1	-0.19	-0.28
Free Cash Flow Yield	-0.35	0.5	0.09	-0.15	0.63		0.92	0.59	-0.59	0.09	-0.18	0.92	-0.07	0.52	-0.27	0.64	0.32	-0.08	0.2	0.55	0.31	0.85	0.0	0.19	0.39	-0.01
Operating Cash Flow Per Share	-0.22	0.55	-0.09	0.01	0.61	0.92		0.3	-0.32	-0.09	-0.08	1.0	-0.03	0.46	-0.17	0.62	0.37	-0.3	0.2	0.45	0.36	0.79	0.0	0.27	0.08	-0.03
Average Payables	-0.37	0.36	0.03	-0.26	0.47	0.59	0.3		-0.95	0.03	-0.3	0.32	-0.14	0.43	-0.71	0.46	0.0	0.31	0.26	0.69	-0.02	0.41	0.02	-0.06	0.6	0.06
Capex To Depreciation	0.38	-0.39	-0.07	0.23	-0.55	-0.59	-0.32	-0.95		-0.07	0.27	-0.35	0.14	-0.48	0.81	-0.52	0.04	-0.25	-0.28	-0.65	0.06	-0.33	-0.01	0.09	-0.55	-0.04
Pb Ratio	0.31	-0.33	1.0	0.2	0.02	0.09	-0.09	0.03	-0.07		0.44	-0.1	-0.34	-0.27	0.27	-0.15	-0.2	0.0	-0.36	-0.26	-0.12	-0.01	-0.46	-0.31	0.28	-0.49
Ev To Sales	0.97	-0.15	0.44	0.93	0.16	-0.18	-0.08	-0.3	0.27	0.44		-0.08	-0.81	-0.72	0.15	-0.15	0.05	-0.57	-0.12	-0.1	0.05	-0.1	-0.9	0.06	-0.54	-0.95
Free Cash Flow Per Share	-0.22	0.56	-0.1	0.01	0.62	0.92	1.0	0.32	-0.35	-0.1	-0.08		-0.04	0.47	-0.21	0.63	0.37	-0.3	0.2	0.47	0.35	0.79	0.0	0.27	0.08	-0.03
Roic	-0.74	0.02	-0.34	-0.72	-0.31	-0.07	-0.03	-0.14	0.14	-0.34	-0.81	-0.04		0.62	0.11	-0.01	0.01	0.52	-0.16	-0.3	0.02	-0.19	0.95	-0.02	0.17	0.91
Net Income Per Share	-0.78	0.57	-0.27	-0.52	0.48	0.52	0.46	0.43	-0.48	-0.27	-0.72	0.47	0.62		-0.4	0.73	0.08	0.46	0.16	0.24	0.05	0.22	0.72	0.02	0.26	0.67
Capex To Revenue	0.19	-0.43	0.27	-0.01	-0.54	-0.27	-0.17	-0.71	0.81	0.27	0.15	-0.21	0.11	-0.4		-0.48	0.09	-0.08	-0.3	-0.57	0.15	0.02	-0.03	0.07	-0.06	-0.04
Cash Per Share	-0.25	0.8	-0.15	0.11	0.92	0.64	0.62	0.46	-0.52	-0.15	-0.15	0.63	-0.01	0.73	-0.48		0.08	0.07	0.39	0.39	0.02	0.34	0.1	0.06	-0.08	0.04
Pocfratio	0.01	0.02	-0.2	0.08	0.12	0.32	0.37	0.0	0.04	-0.2	0.05	0.37	0.01	0.08	0.09	0.08		-0.1	-0.14	0.49	0.99	0.46	-0.02	0.96	-0.08	0.01
Interest Coverage	-0.53	-0.1	0.0	-0.55	-0.18	-0.08	-0.3	0.31	-0.25	0.0	-0.57	-0.3	0.52	0.46	-0.08	0.07	-0.1		-0.31	0.05	-0.1	-0.07	0.57	-0.15	0.47	0.56
Payout Ratio	-0.13	0.76	-0.36	0.02	0.38	0.2	0.2	0.26	-0.28	-0.36	-0.12	0.2	-0.16	0.16	-0.3	0.39	-0.14	-0.31		0.07	-0.17	0.04	-0.03	0.02	0.0	-0.03
Capex To Operating Cash Flow	-0.17	0.2	-0.26	-0.05	0.42	0.55	0.45	0.69	-0.65	-0.26	-0.1	0.47	-0.3	0.24	-0.57	0.39	0.49	0.05	0.07		0.45	0.6	-0.12	0.44	0.28	-0.03
Pfcf Ratio	0.0	-0.02	-0.12	0.04	0.06	0.31	0.36	-0.02	0.06	-0.12	0.05	0.35	0.02	0.05	0.15	0.02	0.99	-0.1	-0.17	0.45		0.45	-0.02	0.95	-0.03	0.01
Income Quality	-0.22	0.21	-0.01	-0.14	0.34	0.85	0.79	0.41	-0.33	-0.01	-0.1	0.79	-0.19	0.22	0.02	0.34	0.46	-0.07	0.04	0.6	0.45		-0.12	0.34	0.39	-0.07
Roe	-0.85	0.14	-0.46	-0.79	-0.23	0.0	0.0	0.02	-0.01	-0.46	-0.9	0.0	0.95	0.72	-0.03	0.1	-0.02	0.57	-0.03	-0.12	-0.02	-0.12		-0.04	0.26	0.98
Ev To Operating Cash Flow	0.05	0.09	-0.31	0.11	0.1	0.19	0.27	-0.06	0.09	-0.31	0.06	0.27	-0.02	0.02	0.07	0.06	0.96	-0.15	0.02	0.44	0.95	0.34	-0.04		-0.17	-0.01
Pe Ratio	-0.64	-0.12	0.28	-0.74	-0.19	0.39	0.08	0.6	-0.55	0.28	-0.54	0.08	0.17	0.26	-0.06	-0.08	-0.08	0.47	0.0	0.28	-0.03	0.39	0.26	-0.17		0.35
Return On Tangible Assets	-0.89	0.04	-0.49	-0.86	-0.28	-0.01	-0.03	0.06	-0.04	-0.49	-0.95	-0.03	0.91	0.67	-0.04	0.04	0.01	0.56	-0.03	-0.03	0.01	-0.07	0.98	-0.01	0.35

Click cells to compare fundamentals

OP Bancorp Account Relationship Matchups

OP Bancorp fundamentals Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Price To Sales Ratio	2.93	2.08	2.5	1.79	2.04	1.94
Ptb Ratio	1.16	0.82	1.17	0.96	0.86	1.3
Book Value Per Share	8.93	9.44	10.95	11.66	12.71	13.35
Operating Cash Flow Per Share	1.15	(0.32)	(1.87)	5.52	4.48	4.7
Stock Based Compensation To Revenue	0.0229	0.0196	0.007243	0.0125	0.016	0.0257
Capex To Depreciation	1.52	0.48	0.86	1.03	1.63	2.48
Pb Ratio	1.16	0.82	1.17	0.96	0.86	1.3
Ev To Sales	1.57	0.43	1.13	1.02	2.33	2.81
Free Cash Flow Per Share	1.04	(0.36)	(1.95)	5.43	4.33	4.55
Roic	0.12	0.0919	0.17	0.23	0.0836	0.096
Capex To Revenue	0.0312	0.011	0.0146	0.0149	0.0269	0.0469
Cash Per Share	9.06	13.04	17.62	19.3	18.84	19.79
Pocfratio	8.99	(24.12)	(6.81)	2.02	2.45	2.57
Interest Coverage	1.52	2.21	12.98	5.13	0.66	0.62
Capex To Operating Cash Flow	0.0957	(0.13)	(0.0398)	0.0169	0.0322	0.0338
Pfcf Ratio	9.94	(21.39)	(6.55)	2.06	2.53	2.65
Income Quality	1.08	(0.37)	(0.98)	2.51	2.84	2.98
Roe	0.11	0.12	0.0915	0.17	0.19	0.0734
Ev To Operating Cash Flow	4.81	(4.95)	(3.09)	1.15	2.79	2.93
Pe Ratio	9.74	8.91	6.68	5.08	6.94	5.45
Return On Tangible Assets	0.0152	0.0104	0.0186	0.016	0.0112	0.007335
Ev To Free Cash Flow	5.32	(4.39)	(2.97)	1.17	2.88	3.02
Intangibles To Total Assets	0.0644	0.0789	0.1	0.006092	0.005467	0.005193
Net Debt To E B I T D A	(3.27)	(4.76)	(2.51)	(1.51)	0.66	0.7
Current Ratio	54.26	198.03	484.73	108.25	20.41	19.39
Tangible Book Value Per Share	4.1	2.34	(0.63)	10.82	11.94	12.54
Graham Number	14.62	13.54	21.7	24.0	21.25	10.7
Shareholders Equity Per Share	8.93	9.44	10.95	11.66	12.71	13.35
Capex Per Share	0.0771	0.11	0.0407	0.0746	0.0931	0.14
Graham Net Net	(59.77)	(70.9)	(89.85)	(110.06)	(109.8)	(115.29)

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When determining whether OP Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if OPBK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Op Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Op Bancorp Stock:

How To Invest In OPBK

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Is OPBK Stock a good investment?

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What is OP Bancorp's Net Worth?

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Largest Regional Banks Companies

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Largest Banks - Regional Companies

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For more information on how to buy OPBK Stock please use our How to buy in OPBK Stock guide.

You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OP Bancorp. If investors know OPBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OP Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.091

Dividend Share

0.48

Earnings Share

1.4

Revenue Per Share

5.269

Quarterly Revenue Growth

0.094

The market value of OP Bancorp is measured differently than its book value, which is the value of OPBK that is recorded on the company's balance sheet. Investors also form their own opinion of OP Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OP Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OP Bancorp's market value can be influenced by many factors that don't directly affect OP Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between OP Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OP Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OP Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Price To Sales Ratio	Dividend Yield
Ptb Ratio	Days Sales Outstanding
Book Value Per Share	Free Cash Flow Yield
Invested Capital	Operating Cash Flow Per Share
Average Payables	Stock Based Compensation To Revenue
Capex To Depreciation	Pb Ratio
Ev To Sales	Free Cash Flow Per Share
Roic	Inventory Turnover
Net Income Per Share	Days Of Inventory On Hand
Payables Turnover	Sales General And Administrative To Revenue
Average Inventory	Research And Ddevelopement To Revenue
Capex To Revenue	Cash Per Share
Pocfratio	Interest Coverage
Payout Ratio	Capex To Operating Cash Flow
Pfcf Ratio	Days Payables Outstanding
Net Current Asset Value	Income Quality
Roe	Tangible Asset Value
Ev To Operating Cash Flow	Pe Ratio
Return On Tangible Assets	Ev To Free Cash Flow
Earnings Yield	Intangibles To Total Assets
Net Debt To E B I T D A	Current Ratio
Tangible Book Value Per Share	Receivables Turnover
Graham Number	Shareholders Equity Per Share
Debt To Equity	Capex Per Share
Graham Net Net	Average Receivables
Revenue Per Share	Interest Debt Per Share
Debt To Assets	Enterprise Value Over E B I T D A
Short Term Coverage Ratios	Price Earnings Ratio
Price Book Value Ratio	Price Earnings To Growth Ratio
Days Of Payables Outstanding	Dividend Payout Ratio
Price To Operating Cash Flows Ratio	Price To Free Cash Flows Ratio
Pretax Profit Margin	Ebt Per Ebit
Operating Profit Margin	Effective Tax Rate
Company Equity Multiplier	Long Term Debt To Capitalization
Total Debt To Capitalization	Return On Capital Employed
Debt Equity Ratio	Ebit Per Revenue
Quick Ratio	Dividend Paid And Capex Coverage Ratio
Net Income Per E B T	Cash Ratio
Operating Cash Flow Sales Ratio	Days Of Inventory Outstanding
Days Of Sales Outstanding	Free Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage Ratios	Price To Book Ratio
Fixed Asset Turnover	Capital Expenditure Coverage Ratio
Price Cash Flow Ratio	Enterprise Value Multiple
Debt Ratio	Cash Flow To Debt Ratio
Price Sales Ratio	Return On Assets
Asset Turnover	Net Profit Margin
Gross Profit Margin	Price Fair Value
Return On Equity

OPBK Historical Financial Ratios

About OPBK Financial Ratios Analysis

OP Bancorp Financial Ratios Chart

Price To Sales Ratio

Dividend Yield

Ptb Ratio

Ev To Operating Cash Flow

Debt To Equity

OP Bancorp fundamentals Correlations

OP Bancorp Account Relationship Matchups

High Positive Relationship

High Negative Relationship

OP Bancorp fundamentals Accounts

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

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Pb Ratio	+ 1.0	Ptb Ratio
Free Cash Flow Per Share	+ 1.0	Operating Cash Flow Per Share
Pfcf Ratio	+ 0.99	Pocfratio
Return On Tangible Assets	+ 0.98	Roe
Ev To Sales	+ 0.97	Price To Sales Ratio
Ev To Operating Cash Flow	+ 0.96	Pocfratio

Return On Tangible Assets	- 0.95	Ev To Sales
Capex To Depreciation	- 0.95	Average Payables
Roe	- 0.9	Ev To Sales
Return On Tangible Assets	- 0.89	Price To Sales Ratio
Return On Tangible Assets	- 0.86	Days Sales Outstanding
Roe	- 0.85	Price To Sales Ratio