Stellar Historical Income Statement

STEL Stock  USD 31.24  0.28  0.89%   
Historical analysis of Stellar Bancorp, income statement accounts such as Total Revenue of 484.4 M, Gross Profit of 620.4 M, Other Operating Expenses of 484.4 M or Operating Income of 186.3 M can show how well Stellar Bancorp, performed in making a profits. Evaluating Stellar Bancorp, income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Stellar Bancorp,'s future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining Stellar Bancorp, latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Stellar Bancorp, is a good buy for the upcoming year.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Stellar Bancorp,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income.
For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.

About Stellar Income Statement Analysis

Stellar Bancorp, Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Stellar Bancorp, shareholders. The income statement also shows Stellar investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Stellar Bancorp, Income Statement Chart

At this time, Stellar Bancorp,'s Operating Income is quite stable compared to the past year. EBIT is expected to rise to about 170 M this year, although the value of Selling And Marketing Expenses will most likely fall to about 2 M.

Depreciation And Amortization

The systematic reduction in the recorded value of an intangible asset. This includes the allocation of the cost of tangible assets to periods in which the assets are used, representing the expense related to the wear and tear, deterioration, or obsolescence of physical assets and intangible assets over their useful lives.

Total Revenue

Total revenue comprises all receipts Stellar Bancorp, generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Stellar Bancorp, minus its cost of goods sold. It is profit before Stellar Bancorp, operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.
Most accounts from Stellar Bancorp,'s income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Stellar Bancorp, current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Stellar Bancorp,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income.
For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.At this time, Stellar Bancorp,'s Operating Income is quite stable compared to the past year. EBIT is expected to rise to about 170 M this year, although the value of Selling And Marketing Expenses will most likely fall to about 2 M.
 2021 2022 2023 2024 (projected)
Interest Expense5.9M34.0M154.1M161.8M
Depreciation And Amortization7.6M14.3M34.5M36.2M

Stellar Bancorp, income statement Correlations

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Stellar Bancorp, Account Relationship Matchups

Stellar Bancorp, income statement Accounts

201920202021202220232024 (projected)
Depreciation And Amortization5.4M5.6M7.6M14.3M34.5M36.2M
Interest Expense17.4M10.1M5.9M34.0M154.1M161.8M
Selling General Administrative64.9M64.3M79.0M112.5M168.1M86.4M
Selling And Marketing Expenses1.8M1.5M1.6M2.5M3.6M2.0M
Total Revenue152.9M141.9M140.6M309.3M461.3M484.4M
Gross Profit152.9M141.9M140.6M309.3M590.8M620.4M
Other Operating Expenses90.8M(109.5M)(95.1M)6.0M461.3M484.4M
Operating Income62.1M32.4M45.5M96.6M177.4M186.3M
Ebit57.5M32.4M38.7M96.6M161.9M170.0M
Ebitda63.0M38.0M46.3M110.8M196.4M206.2M
Total Operating Expenses(90.8M)(109.5M)(95.1M)6.0M461.3M484.4M
Income Before Tax62.1M32.4M45.5M62.5M161.9M170.0M
Total Other Income Expense Net62.1M32.4M(2.0M)(24.1M)(15.6M)(14.8M)
Net Income50.5M26.4M35.6M51.4M130.5M137.0M
Income Tax Expense11.6M6.0M9.9M11.1M31.4M33.0M
Tax Provision11.6M6.0M9.9M11.1M24.6M13.7M
Net Interest Income136.0M128.6M126.2M289.0M446.4M229.3M
Interest Income153.4M138.7M132.1M323.0M570.6M599.1M
Net Income From Continuing Ops50.5M26.4M35.6M51.4M105.3M58.0M
Reconciled Depreciation5.4M5.6M5.7M14.3M35.2M37.0M
Net Income Applicable To Common Shares53.0M45.5M81.6M51.4M59.1M59.1M

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When determining whether Stellar Bancorp, is a strong investment it is important to analyze Stellar Bancorp,'s competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Stellar Bancorp,'s future performance. For an informed investment choice regarding Stellar Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Stellar Bancorp,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income.
For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.
You can also try the Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Stellar Bancorp,. If investors know Stellar will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Stellar Bancorp, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.087
Dividend Share
0.52
Earnings Share
2.19
Revenue Per Share
8.209
Quarterly Revenue Growth
0.043
The market value of Stellar Bancorp, is measured differently than its book value, which is the value of Stellar that is recorded on the company's balance sheet. Investors also form their own opinion of Stellar Bancorp,'s value that differs from its market value or its book value, called intrinsic value, which is Stellar Bancorp,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Stellar Bancorp,'s market value can be influenced by many factors that don't directly affect Stellar Bancorp,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Stellar Bancorp,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if Stellar Bancorp, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Stellar Bancorp,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.