Territorial Historical Financial Ratios

TBNK Stock  USD 10.81  0.11  1.01%   
Territorial Bancorp is promptly reporting on over 107 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Book Value Per Share of 56.87, Free Cash Flow Yield of 0.043, Invested Capital of 0.0 or Operating Cash Flow Per Share of 1.18 will help investors to properly organize and evaluate Territorial Bancorp financial condition quickly.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Territorial Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For more information on how to buy Territorial Stock please use our How to buy in Territorial Stock guide.

About Territorial Financial Ratios Analysis

Territorial BancorpFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Territorial Bancorp investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Territorial financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Territorial Bancorp history.

Territorial Bancorp Financial Ratios Chart

At this time, Territorial Bancorp's Free Cash Flow Per Share is quite stable compared to the past year. Net Income Per Share is expected to rise to 1.14 this year, although the value of Free Cash Flow Yield will most likely fall to 0.04.
Add Fundamental
Price To Sales RatioDividend Yield
Ptb RatioDays Sales Outstanding
Book Value Per ShareFree Cash Flow Yield
Invested CapitalOperating Cash Flow Per Share
Average PayablesStock Based Compensation To Revenue
Capex To DepreciationPb Ratio
Ev To SalesFree Cash Flow Per Share
RoicInventory Turnover
Net Income Per ShareDays Of Inventory On Hand
Payables TurnoverSales General And Administrative To Revenue
Average InventoryResearch And Ddevelopement To Revenue
Capex To RevenueCash Per Share
PocfratioInterest Coverage
Payout RatioCapex To Operating Cash Flow
Pfcf RatioDays Payables Outstanding
Net Current Asset ValueIncome Quality
RoeTangible Asset Value
Ev To Operating Cash FlowPe Ratio
Return On Tangible AssetsEv To Free Cash Flow
Earnings YieldIntangibles To Total Assets
Net Debt To E B I T D ACurrent Ratio
Tangible Book Value Per ShareReceivables Turnover
Graham NumberShareholders Equity Per Share
Debt To EquityCapex Per Share
Graham Net NetAverage Receivables
Revenue Per ShareInterest Debt Per Share
Debt To AssetsEnterprise Value Over E B I T D A
Short Term Coverage RatiosPrice Earnings Ratio
Price Book Value RatioPrice Earnings To Growth Ratio
Days Of Payables OutstandingDividend Payout Ratio
Price To Operating Cash Flows RatioPrice To Free Cash Flows Ratio
Pretax Profit MarginEbt Per Ebit
Operating Profit MarginEffective Tax Rate
Company Equity MultiplierLong Term Debt To Capitalization
Total Debt To CapitalizationReturn On Capital Employed
Debt Equity RatioEbit Per Revenue
Quick RatioDividend Paid And Capex Coverage Ratio
Net Income Per E B TCash Ratio
Operating Cash Flow Sales RatioDays Of Inventory Outstanding
Days Of Sales OutstandingFree Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage RatiosPrice To Book Ratio
Fixed Asset TurnoverCapital Expenditure Coverage Ratio
Price Cash Flow RatioEnterprise Value Multiple
Debt RatioCash Flow To Debt Ratio
Price Sales RatioReturn On Assets
Asset TurnoverNet Profit Margin
Gross Profit MarginPrice Fair Value
Return On Equity

Price To Sales Ratio

Price to Sales Ratio is figured by comparing Territorial Bancorp stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on Territorial Bancorp sales, a figure that is much harder to manipulate than other Territorial Bancorp multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.

Dividend Yield

Dividend Yield is Territorial Bancorp dividend as a percentage of Territorial Bancorp stock price. Territorial Bancorp dividend yield is a measure of Territorial Bancorp stock productivity, which can be interpreted as interest rate earned on an Territorial Bancorp investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.
Most ratios from Territorial Bancorp's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Territorial Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Territorial Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For more information on how to buy Territorial Stock please use our How to buy in Territorial Stock guide.At this time, Territorial Bancorp's Free Cash Flow Per Share is quite stable compared to the past year. Net Income Per Share is expected to rise to 1.14 this year, although the value of Free Cash Flow Yield will most likely fall to 0.04.
 2021 2022 2023 2024 (projected)
Dividend Yield0.04470.04260.06660.0699
Price To Sales Ratio3.783.572.132.03

Territorial Bancorp fundamentals Correlations

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-0.81-0.860.66-0.380.490.37-0.28-0.86-0.040.36-0.930.160.05-0.040.57-0.440.940.270.590.62-0.50.87-0.41-0.320.86
0.97-0.86-0.660.19-0.64-0.410.191.00.45-0.40.89-0.04-0.13-0.12-0.650.28-0.82-0.38-0.67-0.770.59-0.740.520.31-0.74
-0.680.66-0.66-0.020.02-0.12-0.14-0.660.12-0.19-0.63-0.330.47-0.290.11-0.520.710.570.230.23-0.750.580.05-0.730.66
0.1-0.380.19-0.02-0.32-0.40.00.19-0.02-0.390.33-0.49-0.06-0.34-0.47-0.31-0.25-0.2-0.47-0.29-0.21-0.370.44-0.38-0.37
-0.510.49-0.640.02-0.320.920.1-0.64-0.560.93-0.60.560.050.190.830.260.370.280.80.950.10.52-0.860.360.48
-0.240.37-0.41-0.12-0.40.920.21-0.41-0.430.99-0.470.780.140.140.80.40.210.310.790.850.360.44-0.870.530.41
0.25-0.280.19-0.140.00.10.210.19-0.040.140.21-0.010.62-0.050.060.47-0.180.530.140.140.13-0.130.020.26-0.07
0.97-0.861.0-0.660.19-0.64-0.410.190.45-0.40.89-0.04-0.13-0.12-0.650.28-0.82-0.38-0.67-0.770.59-0.740.520.31-0.74
0.44-0.040.450.12-0.02-0.56-0.43-0.040.45-0.440.21-0.150.02-0.37-0.41-0.20.0-0.09-0.39-0.530.040.120.51-0.180.15
-0.230.36-0.4-0.19-0.390.930.990.14-0.4-0.44-0.450.780.020.170.80.380.210.190.770.850.370.43-0.860.550.39
0.82-0.930.89-0.630.33-0.6-0.470.210.890.21-0.45-0.19-0.13-0.1-0.690.3-0.89-0.36-0.72-0.740.51-0.860.480.28-0.86
0.120.16-0.04-0.33-0.490.560.78-0.01-0.04-0.150.78-0.190.060.20.550.42-0.120.140.530.420.730.21-0.80.730.18
-0.080.05-0.130.47-0.060.050.140.62-0.130.020.02-0.130.06-0.220.030.140.010.950.20.11-0.050.07-0.14-0.090.2
-0.1-0.04-0.12-0.29-0.340.190.14-0.05-0.12-0.370.17-0.10.2-0.220.460.59-0.09-0.10.410.190.10.1-0.30.520.04
-0.480.57-0.650.11-0.470.830.80.06-0.65-0.410.8-0.690.550.030.460.390.480.280.980.89-0.020.73-0.760.340.69
0.39-0.440.28-0.52-0.310.260.40.470.28-0.20.380.30.420.140.590.39-0.490.170.390.180.55-0.12-0.350.77-0.12
-0.80.94-0.820.71-0.250.370.21-0.18-0.820.00.21-0.89-0.120.01-0.090.48-0.490.210.50.57-0.720.86-0.14-0.510.84
-0.30.27-0.380.57-0.20.280.310.53-0.38-0.090.19-0.360.140.95-0.10.280.170.210.450.36-0.140.3-0.34-0.070.42
-0.510.59-0.670.23-0.470.80.790.14-0.67-0.390.77-0.720.530.20.410.980.390.50.450.89-0.060.75-0.750.290.74
-0.640.62-0.770.23-0.290.950.850.14-0.77-0.530.85-0.740.420.110.190.890.180.570.360.89-0.150.68-0.750.170.65
0.68-0.50.59-0.75-0.210.10.360.130.590.040.370.510.73-0.050.1-0.020.55-0.72-0.14-0.06-0.15-0.42-0.370.84-0.44
-0.630.87-0.740.58-0.370.520.44-0.13-0.740.120.43-0.860.210.070.10.73-0.120.860.30.750.68-0.42-0.39-0.170.99
0.39-0.410.520.050.44-0.86-0.870.020.520.51-0.860.48-0.8-0.14-0.3-0.76-0.35-0.14-0.34-0.75-0.75-0.37-0.39-0.56-0.37
0.41-0.320.31-0.73-0.380.360.530.260.31-0.180.550.280.73-0.090.520.340.77-0.51-0.070.290.170.84-0.17-0.56-0.21
-0.630.86-0.740.66-0.370.480.41-0.07-0.740.150.39-0.860.180.20.040.69-0.120.840.420.740.65-0.440.99-0.37-0.21
Click cells to compare fundamentals

Territorial Bancorp Account Relationship Matchups

Territorial Bancorp fundamentals Accounts

201920202021202220232024 (projected)
Price To Sales Ratio4.293.413.783.572.132.03
Dividend Yield0.04810.03830.04470.04260.06660.0699
Ptb Ratio1.170.880.890.830.380.36
Days Sales Outstanding29.7536.9434.918.0K7.2K7.5K
Book Value Per Share26.5227.2228.2928.9429.0756.87
Free Cash Flow Yield0.07590.08760.05320.05610.07860.043
Operating Cash Flow Per Share2.432.31.381.880.961.18
Stock Based Compensation To Revenue0.02970.02790.02650.02630.03030.0477
Capex To Depreciation0.290.180.390.0861.140.17
Pb Ratio1.170.880.890.830.380.36
Ev To Sales6.150.164.645.55.083.1
Free Cash Flow Per Share2.352.11.341.350.881.06
Roic0.0550.04770.04390.04840.01210.0115
Net Income Per Share2.392.041.921.820.581.14
Capex To Revenue0.01080.02740.0060.0790.01520.0183
Cash Per Share5.8140.1881.286.9217.022.44
Pocfratio12.7410.4618.2612.7711.6615.26
Interest Coverage1.662.083.793.540.260.25
Payout Ratio0.620.450.590.561.281.34
Capex To Operating Cash Flow0.03220.08390.0290.280.0830.0677
Pfcf Ratio13.1711.4218.8117.8112.7217.07
Roe0.09020.07480.0680.0630.020.019
Ev To Operating Cash Flow18.270.4822.4119.7227.7329.11
Pe Ratio12.9411.813.1213.1819.1619.42
Return On Tangible Assets0.01290.01010.01180.0074470.0022480.002135
Ev To Free Cash Flow18.880.5323.0827.530.2331.75
Earnings Yield0.07730.08470.07620.07590.05220.0487
Net Debt To E B I T D A3.83(7.02)1.854.5212.3412.96
Current Ratio2.5512.794.6722.3520.1221.12
Tangible Book Value Per Share(15.44)(1.78)(43.3)28.9429.0727.75
Receivables Turnover12.279.8810.460.04590.05280.0501
Graham Number37.7835.3135.034.4419.5121.3
Shareholders Equity Per Share26.5227.2228.2928.9429.0718.0
Debt To Equity0.60.640.570.550.660.34
Capex Per Share0.07810.190.04010.530.07930.1
Graham Net Net(194.9)(164.22)(126.1)(98.77)(212.91)(223.55)
Revenue Per Share7.227.046.686.735.224.62

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When determining whether Territorial Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Territorial Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Territorial Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Territorial Bancorp Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Territorial Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For more information on how to buy Territorial Stock please use our How to buy in Territorial Stock guide.
You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Territorial Bancorp. If investors know Territorial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Territorial Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.90)
Dividend Share
0.12
Earnings Share
(0.26)
Revenue Per Share
4.211
Quarterly Revenue Growth
(0.26)
The market value of Territorial Bancorp is measured differently than its book value, which is the value of Territorial that is recorded on the company's balance sheet. Investors also form their own opinion of Territorial Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Territorial Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Territorial Bancorp's market value can be influenced by many factors that don't directly affect Territorial Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Territorial Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Territorial Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Territorial Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.