TFS Historical Income Statement

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USD 14.14 0.03 0.21%

Historical analysis of TFS Financial income statement accounts such as Operating Income of 181 M, Ebit of 79.8 M, EBITDA of 188.5 M or Total Operating Expenses of 318.3 M can show how well TFS Financial performed in making a profits. Evaluating TFS Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of TFS Financial's future profits or losses.

Cash Flow Balance Sheet Income Statement

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Financial Statement Analysis is much more than just reviewing and examining TFS Financial latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether TFS Financial is a good buy for the upcoming year.

Net Income Gross Profit

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in TFS Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.

For more information on how to buy TFS Stock please use our How to buy in TFS Stock guide.

About TFS Income Statement Analysis

TFS Financial Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to TFS Financial shareholders. The income statement also shows TFS investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

TFS Financial Income Statement Chart

At this time, TFS Financial's Total Operating Expenses is quite stable compared to the past year. Total Other Income Expense Net is expected to rise to about 112.7 M this year, although the value of EBIT will most likely fall to about 79.8 M.

Total Revenue Gross Profit Operating Income Ebitda Total Other Income Expense Net Selling And Marketing Expenses

Total Revenue

Total revenue comprises all receipts TFS Financial generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of TFS Financial minus its cost of goods sold. It is profit before TFS Financial operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Operating Income

Operating Income is the amount of profit realized from TFS Financial operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of TFS Financial is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Most accounts from TFS Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into TFS Financial current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in TFS Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.

For more information on how to buy TFS Stock please use our How to buy in TFS Stock guide.At this time, TFS Financial's Total Operating Expenses is quite stable compared to the past year. Total Other Income Expense Net is expected to rise to about 112.7 M this year, although the value of EBIT will most likely fall to about 79.8 M.

	2021	2022	2023	2024 (projected)
Total Revenue	291.2M	305.0M	303.2M	287.6M
Interest Expense	141.9M	328.4M	455.6M	478.4M

Total Revenue Interest Expense

TFS Financial income statement Correlations

	Interest Expense	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Ebit	Ebitda	Total Operating Expenses	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense	Depreciation And Amortization	Selling General Administrative	Selling And Marketing Expenses	Cost Of Revenue	Net Income From Continuing Ops	Tax Provision	Net Interest Income	Interest Income	Reconciled Depreciation	Extraordinary Items
Interest Expense		-0.2	0.69	0.76	-0.3	-0.41	-0.32	0.69	-0.19	0.53	-0.08	-0.41	-0.04	0.19	0.07	-0.48	-0.29	-0.54	-0.48	0.76	0.04	0.56
Total Revenue	-0.2		0.44	-0.33	-0.52	-0.51	-0.48	-0.47	0.57	0.55	0.59	0.4	0.13	0.78	0.65	-0.3	0.5	-0.2	-0.06	0.23	0.12	0.24
Gross Profit	0.69	0.44		0.4	-0.4	-0.56	-0.4	0.52	0.2	0.65	0.24	0.02	-0.03	0.49	0.29	-0.43	0.15	-0.41	-0.58	0.63	0.13	0.46
Other Operating Expenses	0.76	-0.33	0.4		-0.1	-0.09	-0.04	0.58	-0.33	0.3	-0.31	-0.32	-0.37	-0.19	-0.26	-0.08	-0.28	-0.16	-0.14	0.54	-0.31	0.15
Operating Income	-0.3	-0.52	-0.4	-0.1		0.86	0.89	0.36	-0.08	-0.83	-0.28	0.31	-0.33	-0.67	-0.42	0.73	0.16	0.73	0.39	-0.56	-0.28	-0.73
Ebit	-0.41	-0.51	-0.56	-0.09	0.86		0.96	0.16	-0.06	-0.89	-0.27	0.38	-0.39	-0.74	-0.49	0.88	0.2	0.87	0.55	-0.53	-0.42	-0.89
Ebitda	-0.32	-0.48	-0.4	-0.04	0.89	0.96		0.29	-0.04	-0.84	-0.27	0.4	-0.34	-0.74	-0.52	0.85	0.25	0.87	0.34	-0.58	-0.28	-0.85
Total Operating Expenses	0.69	-0.47	0.52	0.58	0.36	0.16	0.29		-0.22	-0.09	-0.27	-0.12	-0.26	-0.31	-0.33	0.09	-0.14	0.02	-0.31	0.29	-0.11	-0.02
Income Before Tax	-0.19	0.57	0.2	-0.33	-0.08	-0.06	-0.04	-0.22		0.32	0.96	0.85	0.04	0.61	0.73	-0.24	0.89	-0.02	0.05	0.16	0.13	0.12
Total Other Income Expense Net	0.53	0.55	0.65	0.3	-0.83	-0.89	-0.84	-0.09	0.32		0.49	-0.12	0.26	0.8	0.6	-0.87	0.08	-0.8	-0.49	0.7	0.32	0.86
Net Income	-0.08	0.59	0.24	-0.31	-0.28	-0.27	-0.27	-0.27	0.96	0.49		0.66	0.23	0.76	0.82	-0.48	0.77	-0.28	-0.06	0.3	0.28	0.37
Income Tax Expense	-0.41	0.4	0.02	-0.32	0.31	0.38	0.4	-0.12	0.85	-0.12	0.66		-0.32	0.18	0.39	0.28	0.91	0.5	0.28	-0.16	-0.2	-0.4
Depreciation And Amortization	-0.04	0.13	-0.03	-0.37	-0.33	-0.39	-0.34	-0.26	0.04	0.26	0.23	-0.32		0.33	0.13	-0.5	-0.11	-0.52	-0.47	-0.06	0.87	0.51
Selling General Administrative	0.19	0.78	0.49	-0.19	-0.67	-0.74	-0.74	-0.31	0.61	0.8	0.76	0.18	0.33		0.91	-0.76	0.35	-0.67	-0.2	0.59	0.3	0.7
Selling And Marketing Expenses	0.07	0.65	0.29	-0.26	-0.42	-0.49	-0.52	-0.33	0.73	0.6	0.82	0.39	0.13	0.91		-0.61	0.5	-0.46	0.06	0.5	0.09	0.52
Cost Of Revenue	-0.48	-0.3	-0.43	-0.08	0.73	0.88	0.85	0.09	-0.24	-0.87	-0.48	0.28	-0.5	-0.76	-0.61		0.08	0.95	0.53	-0.58	-0.53	-0.99
Net Income From Continuing Ops	-0.29	0.5	0.15	-0.28	0.16	0.2	0.25	-0.14	0.89	0.08	0.77	0.91	-0.11	0.35	0.5	0.08		0.29	0.09	-0.06	0.06	-0.19
Tax Provision	-0.54	-0.2	-0.41	-0.16	0.73	0.87	0.87	0.02	-0.02	-0.8	-0.28	0.5	-0.52	-0.67	-0.46	0.95	0.29		0.51	-0.62	-0.52	-0.97
Net Interest Income	-0.48	-0.06	-0.58	-0.14	0.39	0.55	0.34	-0.31	0.05	-0.49	-0.06	0.28	-0.47	-0.2	0.06	0.53	0.09	0.51		-0.09	-0.73	-0.57
Interest Income	0.76	0.23	0.63	0.54	-0.56	-0.53	-0.58	0.29	0.16	0.7	0.3	-0.16	-0.06	0.59	0.5	-0.58	-0.06	-0.62	-0.09		-0.15	0.6
Reconciled Depreciation	0.04	0.12	0.13	-0.31	-0.28	-0.42	-0.28	-0.11	0.13	0.32	0.28	-0.2	0.87	0.3	0.09	-0.53	0.06	-0.52	-0.73	-0.15		0.53
Extraordinary Items	0.56	0.24	0.46	0.15	-0.73	-0.89	-0.85	-0.02	0.12	0.86	0.37	-0.4	0.51	0.7	0.52	-0.99	-0.19	-0.97	-0.57	0.6	0.53

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TFS Financial Account Relationship Matchups

TFS Financial income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Interest Expense	213.0M	157.7M	141.9M	328.4M	455.6M	478.4M
Total Revenue	295.5M	286.9M	291.2M	305.0M	303.2M	287.6M
Gross Profit	295.5M	286.9M	291.2M	305.0M	758.8M	796.7M
Other Operating Expenses	195.3M	(186.8M)	(57.2M)	211.6M	303.2M	318.3M
Operating Income	100.2M	100.1M	234.0M	93.4M	100.3M	181.0M
Ebit	100.2M	100.1M	92.1M	93.4M	84.0M	79.8M
Ebitda	133.1M	132.7M	119.1M	93.4M	100.3M	188.5M
Total Operating Expenses	(195.3M)	(186.8M)	(57.2M)	(211.6M)	303.2M	318.3M
Income Before Tax	100.2M	100.1M	92.1M	93.4M	100.3M	85.5M
Total Other Income Expense Net	100.2M	(42.1M)	(40.8M)	93.4M	107.4M	112.7M
Net Income	83.3M	81.0M	74.6M	75.3M	79.6M	61.6M
Income Tax Expense	16.9M	19.1M	17.5M	18.1M	20.7M	20.2M
Depreciation And Amortization	32.8M	32.6M	27.0M	18.1M	20.8M	21.8M
Selling General Administrative	114.6M	118.0M	118.7M	126.2M	122.4M	111.3M
Selling And Marketing Expenses	16.5M	19.2M	21.3M	25.3M	19.7M	16.5M
Net Income Applicable To Common Shares	78.7M	83.3M	81.0M	74.6M	85.7M	61.2M
Net Income From Continuing Ops	117.2M	81.0M	74.6M	75.3M	86.5M	101.6M
Tax Provision	16.9M	19.1M	17.5M	18.1M	16.3M	22.4M
Net Interest Income	242.3M	231.6M	267.4M	283.6M	255.2M	212.5M
Interest Income	455.3M	389.4M	409.3M	611.9M	703.7M	485.5M
Reconciled Depreciation	32.8M	32.6M	27.0M	18.1M	20.8M	28.2M

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When determining whether TFS Financial is a strong investment it is important to analyze TFS Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact TFS Financial's future performance. For an informed investment choice regarding TFS Stock, refer to the following important reports:

How To Invest In TFS

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Is TFS Stock a good investment?

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What is TFS Financial's Net Worth?

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Largest Regional Banks Companies

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Largest Banks - Regional Companies

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For more information on how to buy TFS Stock please use our How to buy in TFS Stock guide.

You can also try the Companies Directory module to evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of TFS Financial. If investors know TFS will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about TFS Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Dividend Share

1.13

Earnings Share

0.28

Revenue Per Share

1.095

Quarterly Revenue Growth

(0.01)

Return On Assets

0.0047

The market value of TFS Financial is measured differently than its book value, which is the value of TFS that is recorded on the company's balance sheet. Investors also form their own opinion of TFS Financial's value that differs from its market value or its book value, called intrinsic value, which is TFS Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because TFS Financial's market value can be influenced by many factors that don't directly affect TFS Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between TFS Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if TFS Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, TFS Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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TFS Historical Income Statement

About TFS Income Statement Analysis

TFS Financial Income Statement Chart

Total Revenue

Gross Profit

Operating Income

TFS Financial income statement Correlations

TFS Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

TFS Financial income statement Accounts

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Ebitda	+ 0.96	Ebit
Net Income	+ 0.96	Income Before Tax
Tax Provision	+ 0.95	Cost Of Revenue
Net Income From Continuing Ops	+ 0.91	Income Tax Expense
Selling And Marketing Expenses	+ 0.91	Selling General Administrative
Ebitda	+ 0.89	Operating Income

Extraordinary Items	- 0.99	Cost Of Revenue
Extraordinary Items	- 0.97	Tax Provision
Extraordinary Items	- 0.89	Ebit
Total Other Income Expense Net	- 0.89	Ebit
Cost Of Revenue	- 0.87	Total Other Income Expense Net
Extraordinary Items	- 0.85	Ebitda