XYF Historical Income Statement
| XYF Stock | USD 7.58 0.32 4.41% |
Historical analysis of X Financial income statement accounts such as Tax Provision of 128.7 M, Net Interest Income of 561.9 M, Interest Income of 1.2 B or Discontinued Operations of 0.0 can show how well X Financial Class performed in making a profits. Evaluating X Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of X Financial's future profits or losses.
Financial Statement Analysis is much more than just reviewing and examining X Financial Class latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether X Financial Class is a good buy for the upcoming year.
XYF |
About XYF Income Statement Analysis
X Financial Class Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to X Financial shareholders. The income statement also shows XYF investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).
X Financial Income Statement Chart
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Other Operating Expenses
Other Operating Expenses is the expense which generally does not depend on sales or production quantities of X Financial Class. It is also known as X Financial overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.Cost Of Revenue
Cost of Revenue is found on X Financial Class income statement and represents the costs associated with goods and services X Financial provides. Indirect cost, such as salaries, is not included. In other words, cost of revenue is the total cost incurred to obtain a sale. It is more than the traditional cost of goods sold, since it includes specific selling and marketing activities.Most accounts from X Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into X Financial Class current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in X Financial Class. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing. At this time, X Financial's Interest Expense is most likely to increase significantly in the upcoming years. The X Financial's current Other Operating Expenses is estimated to increase to about 3.5 B, while Net Interest Income is projected to decrease to roughly 561.9 M.
| 2021 | 2022 | 2023 | 2024 (projected) | Interest Income | 691.6M | 970.0M | 1.1B | 1.2B | Net Interest Income | 691.6M | 970.0M | 1.1B | 561.9M |
X Financial income statement Correlations
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X Financial Account Relationship Matchups
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X Financial income statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Tax Provision | (93.1M) | (299.9M) | 368.7M | 389.4M | 249.4M | 128.7M | |
| Net Interest Income | 427.8M | 634.6M | 691.6M | 970.0M | 1.1B | 561.9M | |
| Interest Income | 162.2M | 634.6M | 691.6M | 970.0M | 1.1B | 1.2B | |
| Depreciation And Amortization | 11.4M | 11.9M | 8.1M | 6.6M | 5.3M | 8.4M | |
| Selling General Administrative | 227.5M | 179.2M | 187.9M | 171.5M | 186.5M | 183.2M | |
| Selling And Marketing Expenses | 103.2M | 35.6M | 20.8M | 15.4M | 12.5M | 11.9M | |
| Total Revenue | 1.3B | (61.5M) | 1.5B | 1.5B | 1.9B | 1.3B | |
| Gross Profit | (417.4M) | (2.4B) | (527.1M) | (747.9M) | (1.2B) | (1.2B) | |
| Other Operating Expenses | 356.7M | 227.6M | 241.2M | 227.7M | 3.4B | 3.5B | |
| Operating Income | 681.2M | (1.6B) | 1.2B | 1.2B | 1.4B | 1.5B | |
| Net Income From Continuing Ops | 774.5M | (1.3B) | 825.4M | 812.0M | 1.2B | 1.2B | |
| Ebit | 681.2M | (1.6B) | 1.3B | 1.1B | 1.5B | 1.6B | |
| Ebitda | 692.6M | (1.6B) | 1.3B | 1.1B | 1.5B | 1.6B | |
| Cost Of Revenue | 1.7B | 2.3B | 2.0B | 2.3B | 3.1B | 1.9B | |
| Total Operating Expenses | 356.7M | 227.6M | 241.2M | 227.7M | 278.2M | 279.1M | |
| Income Before Tax | 663.9M | (1.6B) | 1.2B | 1.2B | 1.4B | 1.5B | |
| Total Other Income Expense Net | (17.3M) | 6.8M | (116.9M) | 119.1M | 1.4B | 1.4B | |
| Net Income Applicable To Common Shares | 883.1M | 774.3M | (1.3B) | 825.4M | 742.9M | 780.0M | |
| Net Income | 774.3M | (1.3B) | 825.4M | 812.0M | 1.2B | 1.2B | |
| Income Tax Expense | (93.1M) | (299.9M) | 368.7M | 389.4M | 249.4M | 128.7M | |
| Minority Interest | 3.2M | 1.0M | 1.2M | 1.3M | 478.0 | 0.0 | |
| Reconciled Depreciation | 11.4M | 11.9M | 8.1M | 6.6M | 5.3M | 6.7M |
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When determining whether X Financial Class is a strong investment it is important to analyze X Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact X Financial's future performance. For an informed investment choice regarding XYF Stock, refer to the following important reports:Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in X Financial Class. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing. You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of X Financial. If investors know XYF will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about X Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.104 | Earnings Share 3.74 | Revenue Per Share 106.508 | Quarterly Revenue Growth 0.125 | Return On Assets 0.0915 |
The market value of X Financial Class is measured differently than its book value, which is the value of XYF that is recorded on the company's balance sheet. Investors also form their own opinion of X Financial's value that differs from its market value or its book value, called intrinsic value, which is X Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because X Financial's market value can be influenced by many factors that don't directly affect X Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between X Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if X Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, X Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.