Is Amalgamated Bank Stock a Good Investment?
Amalgamated Bank Investment Advice | AMAL |
- Examine Amalgamated Bank's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Amalgamated Bank's leadership team and their track record. Good management can help Amalgamated Bank navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Amalgamated Bank's business and its evolving consumer preferences.
- Compare Amalgamated Bank's performance and market position to its competitors. Analyze how Amalgamated Bank is positioned in terms of product offerings, innovation, and market share.
- Check if Amalgamated Bank pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Amalgamated Bank's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Amalgamated Bank stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Amalgamated Bank is a good investment.
Sell | Buy |
Hold
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Amalgamated Bank Stock
Researching Amalgamated Bank's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 40.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.6. Some equities with similar Price to Book (P/B) outperform the market in the long run. Amalgamated Bank last dividend was issued on the 5th of November 2024. The entity had 20:1 split on the 30th of July 2018.
To determine if Amalgamated Bank is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Amalgamated Bank's research are outlined below:
| Amalgamated Bank has a strong financial position based on the latest SEC filings | |
| About 59.0% of the company shares are held by institutions such as insurance companies | |
| On 21st of November 2024 Amalgamated Bank paid $ 0.12 per share dividend to its current shareholders | |
| Latest headline from MacroaxisInsider: Disposition of 10000 shares by Workers United of Amalgamated Bank at 35.2062 subject to Rule 16b-3 |
Amalgamated Bank Quarterly Liabilities And Stockholders Equity |
|
Amalgamated Bank uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Amalgamated Bank. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Amalgamated Bank's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of April 2024 Upcoming Quarterly Report | View | |
| 25th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Amalgamated Bank's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Amalgamated Bank's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2021-07-29 | 2021-06-30 | 0.36 | 0.32 | -0.04 | 11 | ||
2019-10-28 | 2019-09-30 | 0.37 | 0.41 | 0.04 | 10 | ||
2020-04-30 | 2020-03-31 | 0.35 | 0.29 | -0.06 | 17 | ||
2019-01-29 | 2018-12-31 | 0.36 | 0.3 | -0.06 | 16 | ||
2022-04-28 | 2022-03-31 | 0.39 | 0.46 | 0.07 | 17 | ||
2021-04-22 | 2021-03-31 | 0.34 | 0.41 | 0.07 | 20 | ||
2022-10-27 | 2022-09-30 | 0.69 | 0.77 | 0.08 | 11 | ||
2020-07-28 | 2020-06-30 | 0.26 | 0.34 | 0.08 | 30 |
Know Amalgamated Bank's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Amalgamated Bank is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Amalgamated Bank backward and forwards among themselves. Amalgamated Bank's institutional investor refers to the entity that pools money to purchase Amalgamated Bank's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Goldman Sachs Group Inc | 2024-06-30 | 293.2 K | Bridgeway Capital Management, Llc | 2024-06-30 | 248.2 K | Federated Hermes Inc | 2024-09-30 | 230.6 K | Nia Impact Capital | 2024-09-30 | 226.5 K | Northern Trust Corp | 2024-09-30 | 215.7 K | Franklin Resources Inc | 2024-06-30 | 207.6 K | Millennium Management Llc | 2024-06-30 | 202.4 K | Prudential Financial Inc | 2024-09-30 | 183.2 K | Arjuna Capital | 2024-09-30 | 169.2 K | Blackrock Inc | 2024-06-30 | 2.9 M | Adage Capital Partners Gp Llc | 2024-06-30 | 1.5 M |
Amalgamated Bank's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.12 B.Market Cap |
|
Amalgamated Bank's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.06 | 0.03 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.15 | 0.16 |
Determining Amalgamated Bank's profitability involves analyzing its financial statements and using various financial metrics to determine if Amalgamated Bank is a good buy. For example, gross profit margin measures Amalgamated Bank's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Amalgamated Bank's profitability and make more informed investment decisions.
Evaluate Amalgamated Bank's management efficiency
Amalgamated Bank has return on total asset (ROA) of 0.0128 % which means that it generated a profit of $0.0128 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1681 %, meaning that it created $0.1681 on every $100 dollars invested by stockholders. Amalgamated Bank's management efficiency ratios could be used to measure how well Amalgamated Bank manages its routine affairs as well as how well it operates its assets and liabilities. Return On Equity is expected to rise to 0.16 this year, although the value of Return On Tangible Assets will most likely fall to 0.01. At this time, Amalgamated Bank's Other Current Assets are quite stable compared to the past year. Non Current Assets Total is expected to rise to about 11.7 B this year, although the value of Net Tangible Assets will most likely fall to about 489.9 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 19.16 | 18.20 | |
| Tangible Book Value Per Share | 18.66 | 17.73 | |
| Enterprise Value Over EBITDA | 13.72 | 13.03 | |
| Price Book Value Ratio | 1.41 | 1.34 | |
| Enterprise Value Multiple | 13.72 | 13.03 | |
| Price Fair Value | 1.41 | 1.34 | |
| Enterprise Value | 568.9 M | 505.7 M |
Evaluating the management effectiveness of Amalgamated Bank allows investors to assess its financial health and operational efficiency. Coupled with an analysis of its growth prospects and the current market dynamics, we evaluate the stock's true value and future potential. Key indicators such as revenue, earnings or debt levels are examined alongside external factors like economic trends and regulatory changes. The Amalgamated Stock analysis seeks to determine whether the stock is undervalued, appropriately priced, or overvalued, thereby guiding your investment decisions.
Dividend Yield 0.0131 | Forward Dividend Yield 0.0131 | Forward Dividend Rate 0.48 | Beta 0.907 |
Basic technical analysis of Amalgamated Stock
As of the 23rd of November, Amalgamated Bank shows the risk adjusted performance of 0.0904, and Mean Deviation of 1.69. Amalgamated Bank technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Amalgamated Bank information ratio, and the relationship between the downside deviation and value at risk to decide if Amalgamated Bank is priced correctly, providing market reflects its regular price of 36.51 per share. Given that Amalgamated Bank has jensen alpha of (0.01), we suggest you to validate Amalgamated Bank's prevailing market performance to make sure the company can sustain itself at a future point.Amalgamated Bank's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Amalgamated Bank insiders, such as employees or executives, is commonly permitted as long as it does not rely on Amalgamated Bank's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Amalgamated Bank insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Amalgamated Bank's Outstanding Corporate Bonds
Amalgamated Bank issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Amalgamated Bank uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Amalgamated bonds can be classified according to their maturity, which is the date when Amalgamated Bank has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| HSBC Holdings PLC Corp BondUS404280DR76 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand Amalgamated Bank's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Amalgamated Bank's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0904 | |||
| Market Risk Adjusted Performance | 0.1258 | |||
| Mean Deviation | 1.69 | |||
| Semi Deviation | 1.84 | |||
| Downside Deviation | 1.98 | |||
| Coefficient Of Variation | 919.78 | |||
| Standard Deviation | 2.61 | |||
| Variance | 6.8 | |||
| Information Ratio | 0.0586 | |||
| Jensen Alpha | (0.01) | |||
| Total Risk Alpha | (0.14) | |||
| Sortino Ratio | 0.0771 | |||
| Treynor Ratio | 0.1158 | |||
| Maximum Drawdown | 21.7 | |||
| Value At Risk | (2.91) | |||
| Potential Upside | 3.02 | |||
| Downside Variance | 3.92 | |||
| Semi Variance | 3.4 | |||
| Expected Short fall | (2.09) | |||
| Skewness | 2.09 | |||
| Kurtosis | 12.83 |
| Risk Adjusted Performance | 0.0904 | |||
| Market Risk Adjusted Performance | 0.1258 | |||
| Mean Deviation | 1.69 | |||
| Semi Deviation | 1.84 | |||
| Downside Deviation | 1.98 | |||
| Coefficient Of Variation | 919.78 | |||
| Standard Deviation | 2.61 | |||
| Variance | 6.8 | |||
| Information Ratio | 0.0586 | |||
| Jensen Alpha | (0.01) | |||
| Total Risk Alpha | (0.14) | |||
| Sortino Ratio | 0.0771 | |||
| Treynor Ratio | 0.1158 | |||
| Maximum Drawdown | 21.7 | |||
| Value At Risk | (2.91) | |||
| Potential Upside | 3.02 | |||
| Downside Variance | 3.92 | |||
| Semi Variance | 3.4 | |||
| Expected Short fall | (2.09) | |||
| Skewness | 2.09 | |||
| Kurtosis | 12.83 |
Consider Amalgamated Bank's intraday indicators
Amalgamated Bank intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Amalgamated Bank stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Amalgamated Bank Corporate Filings
F4 | 21st of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
13A | 12th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
10Q | 5th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 24th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
Amalgamated Stock media impact
Far too much social signal, news, headlines, and media speculation about Amalgamated Bank that are available to investors today. That information is available publicly through Amalgamated media outlets and privately through word of mouth or via Amalgamated internal channels. However, regardless of the origin, that massive amount of Amalgamated data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Amalgamated Bank news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Amalgamated Bank relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Amalgamated Bank's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Amalgamated Bank alpha.
Amalgamated Bank Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Amalgamated Bank can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Amalgamated Bank Corporate Management
| Tyrone Graham | EVP Officer | Profile | |
| Kenneth Schmidt | Executive Finance | Profile | |
| Tanisa Williams | VP HR | Profile | |
| Adrian Glace | Senior Officer | Profile |
Already Invested in Amalgamated Bank?
The danger of trading Amalgamated Bank is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Amalgamated Bank is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Amalgamated Bank. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Amalgamated Bank is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Amalgamated Bank is a strong investment it is important to analyze Amalgamated Bank's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Amalgamated Bank's future performance. For an informed investment choice regarding Amalgamated Stock, refer to the following important reports: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Amalgamated Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation. For more information on how to buy Amalgamated Stock please use our How to buy in Amalgamated Stock guide.You can also try the Stocks Directory module to find actively traded stocks across global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Amalgamated Bank. If investors know Amalgamated will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Amalgamated Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.233 | Dividend Share 0.44 | Earnings Share 3.39 | Revenue Per Share 9.928 | Quarterly Revenue Growth 0.156 |
The market value of Amalgamated Bank is measured differently than its book value, which is the value of Amalgamated that is recorded on the company's balance sheet. Investors also form their own opinion of Amalgamated Bank's value that differs from its market value or its book value, called intrinsic value, which is Amalgamated Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Amalgamated Bank's market value can be influenced by many factors that don't directly affect Amalgamated Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Amalgamated Bank's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Amalgamated Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Amalgamated Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.