Is Bancorp Stock a Good Investment?

Bancorp Investment Advice

TBBK

To provide specific investment advice or recommendations on The Bancorp stock, we recommend investors consider the following general factors when evaluating The Bancorp. This will help you to make an informed decision on whether to include Bancorp in one of your diversified portfolios:

Examine Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
Research Bancorp's leadership team and their track record. Good management can help Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
Consider the overall health of the Regional Banks space and any emerging trends that could impact Bancorp's business and its evolving consumer preferences.
Compare Bancorp's performance and market position to its competitors. Analyze how Bancorp is positioned in terms of product offerings, innovation, and market share.
Check if Bancorp pays a dividend and its dividend yield and payout ratio.
Review what financial analysts are saying about Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.

It's important to note that investing in The Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if The Bancorp is a good investment.

Sell

Buy

Strong Sell

Our advice module provides unbiased investment recommendation that can be used to complement current average analyst sentiment on The Bancorp. Our advice engine provides an advice for the firm potential to grow from the perspective of an investor's risk tolerance and investing horizon. To make sure Bancorp is not overpriced, please confirm all Bancorp fundamentals, including its shares owned by institutions, net income, earnings per share, as well as the relationship between the price to sales and debt to equity . Given that Bancorp has a number of shares shorted of 6.48 M, we suggest you to validate The Bancorp market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Market Performance	Modest	Details
Volatility	Very steady	Details
Hype Condition	Stale	Details
Current Valuation	Overvalued	Details
Odds Of Distress	Low	Details
Economic Sensitivity	Hyperactively responds to market trends	Details
Investor Sentiment	Interested	Details
Analyst Consensus	Buy	Details
Financial Leverage	Not Rated	Details
Reporting Quality (M-Score)	Unavailable	Details

Examine Bancorp Stock

Researching Bancorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 96.0% of the company shares are owned by institutional investors. The book value of Bancorp was at this time reported as 16.91. The company has Price/Earnings To Growth (PEG) ratio of 1.46. Bancorp had not issued any dividends in recent years.

To determine if Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Bancorp's research are outlined below:

	Bancorp had very high historical volatility over the last 90 days
	Over 96.0% of the company shares are owned by institutional investors
	Latest headline from news.google.com: Magyar Bancorp stock hits 52-week high at 13.49 - Investing.com

Bancorp Quarterly Liabilities And Stockholders Equity

8.09 Billion

Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in The Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.

	25th of April 2024 Upcoming Quarterly Report	View
	25th of July 2024 Next Financial Report	View
	31st of March 2024 Next Fiscal Quarter End	View
	23rd of January 2025 Next Fiscal Year End	View
	31st of December 2023 Last Quarter Report	View
	31st of December 2023 Last Financial Announcement	View

Earnings surprises can significantly impact Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Bancorp's investors have experienced.

Reported	Fiscal Date	Estimated EPS	Reported EPS	Surprise
2012-01-23	2011-12-31	0.09	0.1	0.01	11
2011-10-20	2011-09-30	0.08	0.07	-0.01	12
2011-01-26	2010-12-31	0.07	0.08	0.01	14
2005-04-25	2005-03-31	0.04	0.03	-0.01	25
2004-10-27	2004-09-30	0.09	0.1	0.01	11
2019-07-25	2019-06-30	0.18	0.2	0.02	11
2015-01-29	2014-12-31	-0.04	-0.06	-0.02	50
2014-01-23	2013-12-31	0.17	0.19	0.02	11

Know Bancorp's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading The Bancorp backward and forwards among themselves. Bancorp's institutional investor refers to the entity that pools money to purchase Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.

		Shares
Hhg Plc	2024-06-30	954.3 K
T. Rowe Price Associates, Inc.	2024-06-30	897.3 K
Amvescap Plc.	2024-06-30	844 K
Deutsche Bank Ag	2024-06-30	817.9 K
Franklin Resources Inc	2024-06-30	780.5 K
Goldman Sachs Group Inc	2024-06-30	706.5 K
Nuveen Asset Management, Llc	2024-06-30	676.5 K
Nantahala Capital Management, Llc	2024-06-30	675.7 K
Kennedy Capital Management Inc	2024-06-30	625.8 K
Blackrock Inc	2024-06-30	7.5 M
Fmr Inc	2024-09-30	4.2 M

Note, although Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Bancorp's market capitalization trends

The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.75 B.

Market Cap

2.21 Billion

Bancorp's profitablity analysis

	Last Reported	Projected for Next Year
Return On Tangible Assets	0.02	0.03
Return On Capital Employed	0.04	0.04
Return On Assets	0.02	0.03
Return On Equity	0.24	0.25

The company has Profit Margin (PM) of 0.44 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.57 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.57.

Determining Bancorp's profitability involves analyzing its financial statements and using various financial metrics to determine if Bancorp is a good buy. For example, gross profit margin measures Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Bancorp's profitability and make more informed investment decisions.

Evaluate Bancorp's management efficiency

Bancorp has return on total asset (ROA) of 0.0264 % which means that it generated a profit of $0.0264 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.2589 %, meaning that it created $0.2589 on every $100 dollars invested by stockholders. Bancorp's management efficiency ratios could be used to measure how well Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is expected to rise to 0.03 this year. Return On Capital Employed is expected to rise to 0.04 this year. At this time, Bancorp's Total Current Liabilities is quite stable compared to the past year. Non Current Liabilities Total is expected to rise to about 7.2 B this year, although the value of Liabilities And Stockholders Equity will most likely fall to about 3.9 B.

	Last Reported	Projected for Next Year
Book Value Per Share	14.81	14.07
Tangible Book Value Per Share	14.78	14.04
Enterprise Value Over EBITDA	4.17	4.38
Price Book Value Ratio	2.60	2.73
Enterprise Value Multiple	4.17	4.38
Price Fair Value	2.60	2.73
Enterprise Value	2.2 B	2.4 B

Bancorp's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.

Beta

1.462

Basic technical analysis of Bancorp Stock

As of the 23rd of November, Bancorp shows the Mean Deviation of 2.46, semi deviation of 3.27, and Risk Adjusted Performance of 0.0686. In respect to fundamental indicators, the technical analysis model gives you tools to check existing technical drivers of Bancorp, as well as the relationship between them.

Bancorp's insider trading activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

		Brockman Todd J. over a month ago Insider Trading
		Cohn Matthew over two months ago Acquisition by Cohn Matthew of 972 shares of Bancorp at 32.3158 subject to Rule 16b-3
		Jennifer Terry over six months ago Acquisition by Jennifer Terry of 6835 shares of Bancorp subject to Rule 16b-3
		Jennifer Terry over a year ago Payment of 1113 shares by Jennifer Terry of Bancorp subject to Rule 16b-3

Bancorp's Outstanding Corporate Bonds

Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Bancorp bonds can be classified according to their maturity, which is the date when The Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

	US05968LAK89 Corp Bond US05968LAK89	View
	BCOLO 4625 18 DEC 29 Corp Bond US05968LAL62	View
	SANTAN 5294 18 AUG 27 Corp Bond US05964HAS40	View
	SANTAN 4175 24 MAR 28 Corp Bond US05964HAQ83	View
	SANTAN 5147 18 AUG 25 Corp Bond US05964HAR66	View
	SANTAN 3496 24 MAR 25 Corp Bond US05964HAP01	View
	SANTAN 1722 14 SEP 27 Corp Bond US05964HAN52	View
	BANCO SANTANDER SA Corp Bond US05964HAM79	View

View All Bancorp Corporate Bonds

Understand Bancorp's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing Bancorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

	Risk Adjusted Performance	0.0686
	Market Risk Adjusted Performance	0.1018
	Mean Deviation	2.46
	Semi Deviation	3.27
	Downside Deviation	3.52
	Coefficient Of Variation	1264.83
	Standard Deviation	3.68
	Variance	13.54
	Information Ratio	0.0435
	Jensen Alpha	(0.09)
	Total Risk Alpha	(0.30)
	Sortino Ratio	0.0455
	Treynor Ratio	0.0918
	Maximum Drawdown	20.85
	Value At Risk	(4.54)
	Potential Upside	5.51
	Downside Variance	12.38
	Semi Variance	10.67
	Expected Short fall	(2.82)
	Skewness	0.0787
	Kurtosis	6.63

	Risk Adjusted Performance	0.0686
	Market Risk Adjusted Performance	0.1018
	Mean Deviation	2.46
	Semi Deviation	3.27
	Downside Deviation	3.52
	Coefficient Of Variation	1264.83
	Standard Deviation	3.68
	Variance	13.54
	Information Ratio	0.0435
	Jensen Alpha	(0.09)
	Total Risk Alpha	(0.30)
	Sortino Ratio	0.0455
	Treynor Ratio	0.0918
	Maximum Drawdown	20.85
	Value At Risk	(4.54)
	Potential Upside	5.51
	Downside Variance	12.38
	Semi Variance	10.67
	Expected Short fall	(2.82)
	Skewness	0.0787
	Kurtosis	6.63

Consider Bancorp's intraday indicators

Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

	Accumulation Distribution	0.0284
	Daily Balance Of Power	0.9268
	Rate Of Daily Change	1.03
	Day Median Price	56.92
	Day Typical Price	57.09
	Market Facilitation Index	1.64
	Price Action Indicator	1.26
	Period Momentum Indicator	1.52
	Relative Strength Index	3.67

Bancorp Corporate Filings

F4	14th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities	View Verify
8K	13th of November 2024 Report filed with the SEC to announce major events that shareholders should know about	View Verify
10Q	7th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations	View Verify
13A	16th of October 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934	View Verify

Bancorp time-series forecasting models is one of many Bancorp's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Bancorp Stock media impact

Far too much social signal, news, headlines, and media speculation about Bancorp that are available to investors today. That information is available publicly through Bancorp media outlets and privately through word of mouth or via Bancorp internal channels. However, regardless of the origin, that massive amount of Bancorp data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.

A primary focus of Bancorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Bancorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Bancorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Bancorp alpha.

Bancorp Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards Bancorp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.

Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

Bancorp Historical Investor Sentiment

Investor biases related to Bancorp's public news can be used to forecast risks associated with an investment in Bancorp. The trend in average sentiment can be used to explain how an investor holding Bancorp can time the market purely based on public headlines and social activities around The Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

Bancorp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Bancorp and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Bancorp news discussions. The higher the estimate score, the more favorable the investor's outlook on Bancorp.

Bancorp Corporate Management

Thomas Pareigat	Sr. VP and General Legal Counsel	Profile
John Leto	Chief Administrative Officer	Profile
CEH CCISO	Chief Division	Profile
Andres Viroslav	IR Contact Officer	Profile

When determining whether Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Bancorp Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about The Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about The Bancorp Stock: