Is Veritex Holdings Stock a Good Investment?
Veritex Holdings Investment Advice | VBTX |
- Examine Veritex Holdings' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Veritex Holdings' leadership team and their track record. Good management can help Veritex Holdings navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Veritex Holdings' business and its evolving consumer preferences.
- Compare Veritex Holdings' performance and market position to its competitors. Analyze how Veritex Holdings is positioned in terms of product offerings, innovation, and market share.
- Check if Veritex Holdings pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Veritex Holdings' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Veritex Holdings stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Veritex Holdings is a good investment.
Sell | Buy |
Strong Buy
Market Performance | Good | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Veritex Holdings Stock
Researching Veritex Holdings' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 91.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 0.98. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Veritex Holdings has Price/Earnings To Growth (PEG) ratio of 2.55. The entity last dividend was issued on the 8th of November 2024.
To determine if Veritex Holdings is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Veritex Holdings' research are outlined below:
| Veritex Holdings has a strong financial position based on the latest SEC filings | |
| Over 91.0% of the company outstanding shares are owned by institutional investors | |
| Latest headline from businesswire.com: Federal Home Loan Bank of Dallas and Veritex Community Bank Award 33.5K to Two Houston Community Development Organizations |
Veritex Holdings Quarterly Good Will |
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Veritex Holdings uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Veritex Holdings. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Veritex Holdings' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 23rd of April 2024 Upcoming Quarterly Report | View | |
| 23rd of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 28th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Veritex Holdings' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Veritex Holdings' investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2015-04-29 | 2015-03-31 | 0.17 | 0.19 | 0.02 | 11 | ||
2015-10-27 | 2015-09-30 | 0.2 | 0.23 | 0.03 | 15 | ||
2020-07-28 | 2020-06-30 | 0.38 | 0.43 | 0.05 | 13 | ||
2017-10-23 | 2017-09-30 | 0.3 | 0.25 | -0.05 | 16 | ||
2019-01-28 | 2018-12-31 | 0.46 | 0.4 | -0.06 | 13 | ||
2018-01-29 | 2017-12-31 | 0.31 | 0.23 | -0.08 | 25 | ||
2018-10-22 | 2018-09-30 | 0.46 | 0.36 | -0.1 | 21 | ||
2023-07-25 | 2023-06-30 | 0.75 | 0.64 | -0.11 | 14 |
Know Veritex Holdings' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Veritex Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Veritex Holdings backward and forwards among themselves. Veritex Holdings' institutional investor refers to the entity that pools money to purchase Veritex Holdings' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Nuveen Asset Management, Llc | 2024-06-30 | 785 K | American Century Companies Inc | 2024-09-30 | 775 K | Charles Schwab Investment Management Inc | 2024-09-30 | 732.9 K | Bank Of New York Mellon Corp | 2024-06-30 | 649.1 K | Northern Trust Corp | 2024-09-30 | 642.2 K | Goldman Sachs Group Inc | 2024-06-30 | 607.3 K | Wellington Management Company Llp | 2024-06-30 | 602.7 K | Amvescap Plc. | 2024-06-30 | 601.8 K | Mesirow Institutional Investment Management, Inc. | 2024-09-30 | 585.2 K | Blackrock Inc | 2024-06-30 | 7.9 M | Vanguard Group Inc | 2024-09-30 | 3.8 M |
Veritex Holdings' market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.58 B.Market Cap |
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Veritex Holdings' profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.07 | 0.04 |
Determining Veritex Holdings' profitability involves analyzing its financial statements and using various financial metrics to determine if Veritex Holdings is a good buy. For example, gross profit margin measures Veritex Holdings' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Veritex Holdings' profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Veritex Holdings' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Veritex Holdings. Check Veritex Holdings' Beneish M Score to see the likelihood of Veritex Holdings' management manipulating its earnings.
Evaluate Veritex Holdings' management efficiency
At this time, Veritex Holdings' Return On Tangible Assets are fairly stable compared to the past year. Return On Assets is likely to rise to 0.01 in 2024, whereas Return On Capital Employed is likely to drop 0.01 in 2024. At this time, Veritex Holdings' Total Assets are fairly stable compared to the past year. Other Assets is likely to rise to about 10.4 B in 2024, whereas Non Current Assets Total are likely to drop slightly above 1.4 B in 2024. Veritex Holdings' management efficiency ratios could be used to measure how well Veritex Holdings manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 28.22 | 14.44 | |
| Tangible Book Value Per Share | 20.00 | 10.03 | |
| Enterprise Value Over EBITDA | 5.88 | 3.10 | |
| Price Book Value Ratio | 0.82 | 0.78 | |
| Enterprise Value Multiple | 5.88 | 3.10 | |
| Price Fair Value | 0.82 | 0.78 | |
| Enterprise Value | 83.7 M | 104.7 M |
Understanding the operational decisions made by Veritex Holdings management offers insights into its financial robustness. This evaluation is crucial for assessing the stock's investment potential.
Dividend Yield 0.0276 | Forward Dividend Yield 0.0276 | Forward Dividend Rate 0.8 | Beta 1.357 |
Basic technical analysis of Veritex Stock
As of the 21st of November, Veritex Holdings has the Coefficient Of Variation of 577.78, risk adjusted performance of 0.1373, and Semi Deviation of 1.22. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Veritex Holdings, as well as the relationship between them.Veritex Holdings' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Veritex Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on Veritex Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Veritex Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Veritex Holdings' Outstanding Corporate Bonds
Veritex Holdings issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Veritex Holdings uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Veritex bonds can be classified according to their maturity, which is the date when Veritex Holdings has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| US92346MCG42 Corp BondUS92346MCG42 | View | |
| VeriSign 475 percent Corp BondUS92343EAL65 | View | |
| VRSN 27 15 JUN 31 Corp BondUS92343EAM49 | View | |
| VERIZON MUNICATIONS INC Corp BondUS92343VBG86 | View | |
| VeriSign 525 percent Corp BondUS92343EAH53 | View | |
| VERIZON MUNICATIONS INC Corp BondUS92343VBE39 | View |
Understand Veritex Holdings' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Veritex Holdings' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1373 | |||
| Market Risk Adjusted Performance | 0.1902 | |||
| Mean Deviation | 1.61 | |||
| Semi Deviation | 1.22 | |||
| Downside Deviation | 1.58 | |||
| Coefficient Of Variation | 577.78 | |||
| Standard Deviation | 2.4 | |||
| Variance | 5.77 | |||
| Information Ratio | 0.1333 | |||
| Jensen Alpha | 0.2134 | |||
| Total Risk Alpha | 0.1333 | |||
| Sortino Ratio | 0.2027 | |||
| Treynor Ratio | 0.1802 | |||
| Maximum Drawdown | 16.33 | |||
| Value At Risk | (1.90) | |||
| Potential Upside | 3.18 | |||
| Downside Variance | 2.49 | |||
| Semi Variance | 1.49 | |||
| Expected Short fall | (1.89) | |||
| Skewness | 2.41 | |||
| Kurtosis | 10.94 |
| Risk Adjusted Performance | 0.1373 | |||
| Market Risk Adjusted Performance | 0.1902 | |||
| Mean Deviation | 1.61 | |||
| Semi Deviation | 1.22 | |||
| Downside Deviation | 1.58 | |||
| Coefficient Of Variation | 577.78 | |||
| Standard Deviation | 2.4 | |||
| Variance | 5.77 | |||
| Information Ratio | 0.1333 | |||
| Jensen Alpha | 0.2134 | |||
| Total Risk Alpha | 0.1333 | |||
| Sortino Ratio | 0.2027 | |||
| Treynor Ratio | 0.1802 | |||
| Maximum Drawdown | 16.33 | |||
| Value At Risk | (1.90) | |||
| Potential Upside | 3.18 | |||
| Downside Variance | 2.49 | |||
| Semi Variance | 1.49 | |||
| Expected Short fall | (1.89) | |||
| Skewness | 2.41 | |||
| Kurtosis | 10.94 |
Consider Veritex Holdings' intraday indicators
Veritex Holdings intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Veritex Holdings stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Veritex Holdings Corporate Filings
F4 | 12th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 22nd of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10Q | 2nd of August 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
| 18th of April 2024 Other Reports | ViewVerify |
Veritex Stock media impact
Far too much social signal, news, headlines, and media speculation about Veritex Holdings that are available to investors today. That information is available publicly through Veritex media outlets and privately through word of mouth or via Veritex internal channels. However, regardless of the origin, that massive amount of Veritex data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Veritex Holdings news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Veritex Holdings relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Veritex Holdings' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Veritex Holdings alpha.
Veritex Holdings Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Veritex Holdings can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Veritex Holdings Corporate Management
| Mike Coyne | Technology Operations | Profile | |
| Cara McDaniel | Senior Officer | Profile | |
| James Recer | Sr VP | Profile | |
| Charles III | Pres Chairman | Profile | |
| Curtis Anderson | Senior Officer | Profile |
Additional Tools for Veritex Stock Analysis
When running Veritex Holdings' price analysis, check to measure Veritex Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Veritex Holdings is operating at the current time. Most of Veritex Holdings' value examination focuses on studying past and present price action to predict the probability of Veritex Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Veritex Holdings' price. Additionally, you may evaluate how the addition of Veritex Holdings to your portfolios can decrease your overall portfolio volatility.