Columbia Financial Price To Sales vs. Profit Margin

CLBK Stock  USD 18.65  0.46  2.53%   
Taking into consideration Columbia Financial's profitability measurements, Columbia Financial's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess Columbia Financial's ability to earn profits and add value for shareholders.

Columbia Financial Price To Sales Ratio

4.46

At this time, Columbia Financial's EV To Sales is quite stable compared to the past year. Sales General And Administrative To Revenue is expected to rise to 0.44 this year, although the value of Price To Sales Ratio will most likely fall to 4.46. At this time, Columbia Financial's Net Income Per Share is quite stable compared to the past year. Income Quality is expected to rise to 1.71 this year, although the value of Interest Income will most likely fall to about 275.2 M.
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.08130.0856
Notably Down
Pretty Stable
Operating Profit Margin0.530.57
Significantly Down
Slightly volatile
Pretax Profit Margin0.10.1092
Significantly Down
Slightly volatile
Return On Assets0.00510.0034
Way Up
Very volatile
Return On Equity0.06580.0347
Way Up
Slightly volatile
For Columbia Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Columbia Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Columbia Financial utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Columbia Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Columbia Financial over time as well as its relative position and ranking within its peers.
  

Columbia Financial's Revenue Breakdown by Earning Segment

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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Columbia Financial. If investors know Columbia will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Columbia Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.33)
Earnings Share
0.15
Revenue Per Share
1.977
Quarterly Revenue Growth
(0.08)
Return On Assets
0.0015
The market value of Columbia Financial is measured differently than its book value, which is the value of Columbia that is recorded on the company's balance sheet. Investors also form their own opinion of Columbia Financial's value that differs from its market value or its book value, called intrinsic value, which is Columbia Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Columbia Financial's market value can be influenced by many factors that don't directly affect Columbia Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Columbia Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Columbia Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Columbia Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Columbia Financial Profit Margin vs. Price To Sales Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Columbia Financial's current stock value. Our valuation model uses many indicators to compare Columbia Financial value to that of its competitors to determine the firm's financial worth.
Columbia Financial is number one stock in price to sales category among its peers. It is rated below average in profit margin category among its peers fabricating about  0.01  of Profit Margin per Price To Sales. The ratio of Price To Sales to Profit Margin for Columbia Financial is roughly  120.99 . At this time, Columbia Financial's Price To Sales Ratio is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Columbia Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Columbia Profit Margin vs. Price To Sales

Price to Sales ratio is typically used for valuing equity relative to its own past performance as well as to performance of other companies or market indexes. In most cases, the lower the ratio, the better it is for investors. However, it is advisable for investors to exercise caution when looking at price-to-sales ratios across different industries.

Columbia Financial

P/S

 = 

MV Per Share

Revenue Per Share

 = 
9.72 X
The most critical factor to remember is that the price of equity takes a firm's debt into account, whereas the sales indicators do not consider financial leverage. Generally speaking, Price to Sales ratio shows how much market values every dollar of the company's sales.
Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.

Columbia Financial

Profit Margin

 = 

Net Income

Revenue

X

100

 = 
0.08 %
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.

Columbia Profit Margin Comparison

Columbia Financial is currently under evaluation in profit margin category among its peers.

Columbia Financial Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Columbia Financial, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Columbia Financial will eventually generate negative long term returns. The profitability progress is the general direction of Columbia Financial's change in net profit over the period of time. It can combine multiple indicators of Columbia Financial, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-158.7 M-150.8 M
Net Interest Income200.7 M198.4 M
Interest Income389.8 M275.2 M
Income Before Tax46.1 M74.8 M
Net Income Applicable To Common Shares99.1 M55 M
Net Income36.1 M56.8 M
Income Tax Expense10 M9.5 M
Operating Income55.6 M103.8 M
Net Income From Continuing Ops36.1 M56.8 M
Total Other Income Expense Net-9.5 M-9.1 M
Change To Netincome20.7 M25.4 M
Net Income Per Share 0.35  0.38 
Income Quality 1.13  1.71 
Net Income Per E B T 0.78  0.58 

Columbia Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Columbia Financial. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Columbia Financial position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Columbia Financial's important profitability drivers and their relationship over time.

Use Columbia Financial in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Columbia Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Columbia Financial will appreciate offsetting losses from the drop in the long position's value.

Columbia Financial Pair Trading

Columbia Financial Pair Trading Analysis

The ability to find closely correlated positions to Columbia Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Columbia Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Columbia Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Columbia Financial to buy it.
The correlation of Columbia Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Columbia Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Columbia Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Columbia Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your Columbia Financial position

In addition to having Columbia Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Alternative Energy
Alternative Energy Theme
Large and mid-size companies, ETFs and funds that are either investing or directly involved in providing energy derived from sources not connected to fossil fuels, do not consume natural resources, and do not harm the environment. This includes wind power, nuclear and solar energy, biofuel, ethanol, hydrogen and others alternative sources of energy. The Alternative Energy theme has 42 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Alternative Energy Theme or any other thematic opportunities.
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When determining whether Columbia Financial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Columbia Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Columbia Financial Stock. Highlighted below are key reports to facilitate an investment decision about Columbia Financial Stock:
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For more information on how to buy Columbia Stock please use our How to buy in Columbia Stock guide.
You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.
To fully project Columbia Financial's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Columbia Financial at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Columbia Financial's income statement, its balance sheet, and the statement of cash flows.
Potential Columbia Financial investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Columbia Financial investors may work on each financial statement separately, they are all related. The changes in Columbia Financial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Columbia Financial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.