Clover Health Net Income vs. Revenue
| CLOV Stock | USD 2.01 0.04 2.03% |
Net Loss | First Reported 2019-03-31 | Previous Quarter -10.6 M | Current Value -24.4 M | Quarterly Volatility 70.8 M |
For Clover Health profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Clover Health to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Clover Health Investments utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Clover Health's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Clover Health Investments over time as well as its relative position and ranking within its peers.
Check out Trending Equities. What growth prospects exist in Health Care Providers & Services sector? Can Clover capture new markets? Factors like these will boost the valuation of Clover Health. Projected growth potential of Clover fundamentally drives upward valuation adjustments. Valuation analysis balances hard financial data with qualitative growth assessments. While each Clover Health valuation metric matters, prioritizing which indicators carry greater predictive weight remains essential.
Earnings Share (0.11) | Revenue Per Share | Quarterly Revenue Growth 0.501 | Return On Assets | Return On Equity |
Investors evaluate Clover Health Investments using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Clover Health's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investment professionals apply varied valuation frameworks to compute inherent worth and acquire positions when market prices trade at discounts to calculated value. External factors like market trends, sector rotation, and investor psychology can cause Clover Health's market price to deviate significantly from intrinsic value.
It's important to distinguish between Clover Health's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Clover Health should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Clover Health's market price signifies the transaction level at which participants voluntarily complete trades.
Clover Health Investments Revenue vs. Net Income Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining Clover Health's current stock value. Our valuation model uses many indicators to compare Clover Health value to that of its competitors to determine the firm's financial worth. Clover Health Investments is rated fifth in net income category among its peers. It is rated third in revenue category among its peers . Clover Health reported Net Loss of (49.46 Million) in 2025. Comparative valuation analysis is a catch-all technique that is used if you cannot value Clover Health by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Clover Revenue vs. Net Income
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
Clover Health |
| = | (43.01 M) |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Revenue is income that a firm generates from business activities such us rendering services or selling goods to customers. It is a crucial part of a business and an essential item when evaluating a company's financial statements. Revenues from a firm's primary business operations can be reported on the income statement as sales revenue, net sales, or simply sales, depending on the industry in which a given company operates.
Clover Health |
| = | 1.37 B |
Revenue is typically recorded when cash or cash equivalents are exchanged for services or goods and can include products or services discounts, promotions, as well as early payments on invoices or services rendered in advance.
Clover Revenue vs Competition
Clover Health Investments is rated third in revenue category among its peers. Market size based on revenue of Health Care industry is currently estimated at about 9.53 Billion. Clover Health retains roughly 1.37 Billion in revenue claiming about 14% of equities under Health Care industry.
Clover Health Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in Clover Health, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Clover Health will eventually generate negative long term returns. The profitability progress is the general direction of Clover Health's change in net profit over the period of time. It can combine multiple indicators of Clover Health, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -1.8 M | -1.9 M | |
| Operating Income | -52.6 M | -55.2 M | |
| Income Before Tax | -53.2 M | -55.9 M | |
| Total Other Income Expense Net | -594.5 K | -624.3 K | |
| Net Loss | -305 M | -320.2 M | |
| Net Loss | -49.5 M | -51.9 M | |
| Income Tax Expense | -187.7 M | -178.3 M | |
| Net Loss | -53.2 M | -55.9 M | |
| Interest Income | 105.5 K | 93.8 K | |
| Change To Netincome | 31.8 M | 51.3 M | |
| Net Loss | (0.08) | (0.08) | |
| Income Quality | (0.93) | (0.89) | |
| Net Income Per E B T | 1.07 | 1.20 |
Clover Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on Clover Health. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Clover Health position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Clover Health's important profitability drivers and their relationship over time.
Clover Health Earnings Estimation Breakdown
The calculation of Clover Health's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Clover Health is estimated to be 0.07 with the future projection ranging from a low of 0.07 to a high of 0.07. Please be aware that this consensus of annual earnings estimates for Clover Health Investments is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.07 Lowest | Expected EPS | 0.07 Highest |
Clover Health Earnings Projection Consensus
Suppose the current estimates of Clover Health's value are higher than the current market price of the Clover Health stock. In this case, investors may conclude that Clover Health is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Clover Health's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 3 | 50.0% | 0.0 | 0.07 | -0.11 |
Clover Health Earnings per Share Projection vs Actual
Actual Earning per Share of Clover Health refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Clover Health Investments predict the company's earnings will be in the future. The higher the earnings per share of Clover Health, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Clover Health Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Clover Health, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Clover Health should always be considered in relation to other companies to make a more educated investment decision.Clover Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Clover Health's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
null | null | null | null | null | 0 | ||
2025-11-04 | 2025-09-30 | -0.01 | -0.05 | -0.04 | 400 | ||
2025-08-04 | 2025-06-30 | -0.0187 | 0.0329 | 0.0516 | 275 | ||
2025-05-05 | 2025-03-31 | -0.07 | 0.051 | 0.121 | 172 | ||
2025-03-10 | 2024-12-31 | -0.065 | -0.05 | 0.015 | 23 | ||
2024-11-06 | 2024-09-30 | -0.04 | -0.02 | 0.02 | 50 | ||
2024-08-05 | 2024-06-30 | -0.05 | 0.01 | 0.06 | 120 | ||
2024-05-07 | 2024-03-31 | -0.07 | -0.04 | 0.03 | 42 | ||
2024-03-12 | 2023-12-31 | -0.14 | -0.14 | 0.0 | 0 | ||
2023-11-06 | 2023-09-30 | -0.11 | -0.09 | 0.02 | 18 | ||
2023-08-08 | 2023-06-30 | -0.15 | -0.06 | 0.09 | 60 | ||
2023-05-09 | 2023-03-31 | -0.18 | -0.15 | 0.03 | 16 | ||
2023-02-28 | 2022-12-31 | -0.26 | -0.17 | 0.09 | 34 | ||
2022-11-07 | 2022-09-30 | -0.24 | -0.16 | 0.08 | 33 | ||
2022-08-08 | 2022-06-30 | -0.21 | -0.22 | -0.01 | 4 | ||
2022-05-09 | 2022-03-31 | -0.27 | -0.19 | 0.08 | 29 | ||
2022-02-23 | 2021-12-31 | -0.26 | -0.28 | -0.02 | 7 | ||
2021-11-08 | 2021-09-30 | -0.23 | -0.08 | 0.15 | 65 | ||
2021-08-11 | 2021-06-30 | -0.14 | -0.78 | -0.64 | 457 | ||
2021-05-17 | 2021-03-31 | -0.11 | -0.13 | -0.02 | 18 | ||
2021-03-01 | 2020-12-31 | -0.84 | -1.9 | -1.06 | 126 | ||
2020-12-02 | 2020-09-30 | 0.3 | 0.2989 | -0.0011 | 0 | ||
2020-06-04 | 2020-03-31 | 0 | -0.266 | -0.266 | 0 | ||
2020-03-31 | 2019-12-31 | 0 | -0.266 | -0.266 | 0 | ||
2019-09-30 | 2019-06-30 | 0 | -1.2063 | -1.2063 | 0 | ||
2019-06-30 | 2019-03-31 | 0 | -2.7588 | -2.7588 | 0 | ||
2019-03-31 | 2018-12-31 | 0 | -2.7588 | -2.7588 | 0 |
Use Clover Health in pair-trading
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Clover Health position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Clover Health will appreciate offsetting losses from the drop in the long position's value.Clover Health Pair Trading
Clover Health Investments Pair Trading Analysis
The ability to find closely correlated positions to Clover Health could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Clover Health when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Clover Health - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Clover Health Investments to buy it.
The correlation of Clover Health is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Clover Health moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Clover Health Investments moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Clover Health can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Use Investing Themes to Complement your Clover Health position
In addition to having Clover Health in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Additional Tools for Clover Stock Analysis
When running Clover Health's price analysis, check to measure Clover Health's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Clover Health is operating at the current time. Most of Clover Health's value examination focuses on studying past and present price action to predict the probability of Clover Health's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Clover Health's price. Additionally, you may evaluate how the addition of Clover Health to your portfolios can decrease your overall portfolio volatility.