HCB Financial Revenue vs. Total Debt

HCBN Stock  USD 31.00  1.00  3.33%   
Taking into consideration HCB Financial's profitability measurements, HCB Financial Corp may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in January. Profitability indicators assess HCB Financial's ability to earn profits and add value for shareholders.
For HCB Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of HCB Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well HCB Financial Corp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between HCB Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of HCB Financial Corp over time as well as its relative position and ranking within its peers.
  
Check out Risk vs Return Analysis.
Please note, there is a significant difference between HCB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if HCB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HCB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

HCB Financial Corp Total Debt vs. Revenue Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining HCB Financial's current stock value. Our valuation model uses many indicators to compare HCB Financial value to that of its competitors to determine the firm's financial worth.
HCB Financial Corp is rated as one of the top companies in revenue category among its peers. It also is rated as one of the top companies in total debt category among its peers making up about  1.66  of Total Debt per Revenue. Comparative valuation analysis is a catch-all model that can be used if you cannot value HCB Financial by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for HCB Financial's Pink Sheet. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.

HCB Revenue vs. Competition

HCB Financial Corp is rated as one of the top companies in revenue category among its peers. Market size based on revenue of Banks—Regional industry is currently estimated at about 61.24 Billion. HCB Financial adds roughly 14.47 Million in revenue claiming only tiny portion of stocks in Banks—Regional industry.

HCB Total Debt vs. Revenue

Revenue is income that a firm generates from business activities such us rendering services or selling goods to customers. It is a crucial part of a business and an essential item when evaluating a company's financial statements. Revenues from a firm's primary business operations can be reported on the income statement as sales revenue, net sales, or simply sales, depending on the industry in which a given company operates.

HCB Financial

Revenue

 = 

Money Received

-

Discounts and Returns

 = 
14.47 M
Revenue is typically recorded when cash or cash equivalents are exchanged for services or goods and can include products or services discounts, promotions, as well as early payments on invoices or services rendered in advance.
Total Debt refers to the amount of long term interest-bearing liabilities that a company carries on its balance sheet. That may include bonds sold to the public, notes written to banks or capital leases. Typically, debt can help a company magnify its earnings, but the burden of interest and principal payments will eventually prevent the firm from borrow excessively.

HCB Financial

Total Debt

 = 

Bonds

+

Notes

 = 
24 M
In most industries, total debt may also include the current portion of long-term debt. Since debt terms vary widely from one company to another, simply comparing outstanding debt obligations between different companies may not be adequate. It is usually meant to compare total debt amounts between companies that operate within the same sector.

HCB Total Debt vs Competition

HCB Financial Corp is rated as one of the top companies in total debt category among its peers. Total debt of Banks—Regional industry is currently estimated at about 162.11 Billion. HCB Financial adds roughly 24 Million in total debt claiming only tiny portion of stocks in Banks—Regional industry.
Total debt  Revenue  Workforce  Valuation  Capitalization

HCB Financial Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in HCB Financial, profitability is also one of the essential criteria for including it into their portfolios because, without profit, HCB Financial will eventually generate negative long term returns. The profitability progress is the general direction of HCB Financial's change in net profit over the period of time. It can combine multiple indicators of HCB Financial, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
HCB Financial Corp. operates as the bank holding company for Highpoint Community Bank that provides various banking products and services in Michigan. HCB Financial Corp. was founded in 1886 and is headquartered in Hastings, Michigan. Hcb Financial operates under BanksRegional classification in the United States and is traded on OTC Exchange.

HCB Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on HCB Financial. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of HCB Financial position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the HCB Financial's important profitability drivers and their relationship over time.

Use HCB Financial in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if HCB Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in HCB Financial will appreciate offsetting losses from the drop in the long position's value.

HCB Financial Pair Trading

HCB Financial Corp Pair Trading Analysis

The ability to find closely correlated positions to HCB Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace HCB Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back HCB Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling HCB Financial Corp to buy it.
The correlation of HCB Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as HCB Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if HCB Financial Corp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for HCB Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your HCB Financial position

In addition to having HCB Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Run Beers Thematic Idea Now

Beers
Beers Theme
Companies involved in production and distribution of domestic and international beer. The Beers theme has 37 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Beers Theme or any other thematic opportunities.
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Other Information on Investing in HCB Pink Sheet

To fully project HCB Financial's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of HCB Financial Corp at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include HCB Financial's income statement, its balance sheet, and the statement of cash flows.
Potential HCB Financial investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although HCB Financial investors may work on each financial statement separately, they are all related. The changes in HCB Financial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on HCB Financial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.