Horace Mann EBITDA vs. Profit Margin
| HMN Stock | USD 41.87 0.03 0.07% |
EBITDA | First Reported 2010-12-31 | Previous Quarter 109.2 M | Current Value 103.7 M | Quarterly Volatility 660.1 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.79 | 0.9 |
|
| |||||
| Net Profit Margin | 0.0579 | 0.0302 |
|
| |||||
| Operating Profit Margin | 0.0145 | 0.0152 |
|
| |||||
| Pretax Profit Margin | 0.0339 | 0.0357 |
|
| |||||
| Return On Assets | 0.003 | 0.0032 |
|
| |||||
| Return On Equity | 0.0364 | 0.0383 |
|
|
For Horace Mann profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Horace Mann to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Horace Mann Educators utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Horace Mann's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Horace Mann Educators over time as well as its relative position and ranking within its peers.
Horace |
Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.964 | Dividend Share 1.35 | Earnings Share 2.52 | Revenue Per Share 38.477 | Quarterly Revenue Growth 0.088 |
The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Horace Mann Educators Profit Margin vs. EBITDA Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining Horace Mann's current stock value. Our valuation model uses many indicators to compare Horace Mann value to that of its competitors to determine the firm's financial worth. Horace Mann Educators is rated # 3 in ebitda category among its peers. It is rated # 4 in profit margin category among its peers . The ratio of EBITDA to Profit Margin for Horace Mann Educators is about 1,667,175,573 . At this time, Horace Mann's EBITDA is very stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Horace Mann's earnings, one of the primary drivers of an investment's value.Horace Profit Margin vs. EBITDA
EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a measure of a company operating cash flow based on data from the company income statement and is a very good way to compare companies within industries or across different sectors. However, unlike Operating Cash Flow, EBITDA does not include the effects of changes in working capital.
Horace Mann |
| = | 109.2 M |
In a nutshell, EBITDA is calculated by adding back each of the excluded items to the post-tax profit, and can be used to compare companies with very different capital structures.
Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.
Horace Mann |
| = | 0.07 % |
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
Horace Profit Margin Comparison
Horace Mann is currently under evaluation in profit margin category among its peers.
Horace Mann Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in Horace Mann, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Horace Mann will eventually generate negative long term returns. The profitability progress is the general direction of Horace Mann's change in net profit over the period of time. It can combine multiple indicators of Horace Mann, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -314 M | -298.3 M | |
| Operating Income | 1.1 B | 1.1 B | |
| Income Before Tax | 53.3 M | 50.6 M | |
| Total Other Income Expense Net | 53.3 M | 56 M | |
| Net Income | 45 M | 78.3 M | |
| Income Tax Expense | 8.3 M | 15.3 M | |
| Net Loss | -3 M | -2.8 M | |
| Net Income From Continuing Ops | 45 M | 77.4 M | |
| Interest Income | 22.3 M | 15.7 M | |
| Net Interest Income | -29.7 M | -28.2 M | |
| Change To Netincome | 101.7 M | 139.8 M | |
| Net Income Per Share | 1.09 | 1.31 | |
| Income Quality | 6.71 | 3.78 | |
| Net Income Per E B T | 0.84 | 0.80 |
Horace Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on Horace Mann. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Horace Mann position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Horace Mann's important profitability drivers and their relationship over time.
Use Horace Mann in pair-trading
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Horace Mann position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Horace Mann will appreciate offsetting losses from the drop in the long position's value.Horace Mann Pair Trading
Horace Mann Educators Pair Trading Analysis
The ability to find closely correlated positions to Horace Mann could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Horace Mann when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Horace Mann - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Horace Mann Educators to buy it.
The correlation of Horace Mann is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Horace Mann moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Horace Mann Educators moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Horace Mann can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Use Investing Themes to Complement your Horace Mann position
In addition to having Horace Mann in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Hotels Thematic Idea Now
Hotels
Hotels, inns, motels, and other companies providing lodging and hospitality services. The Hotels theme has 39 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Hotels Theme or any other thematic opportunities.
| View All Next | Launch |
Check out Risk vs Return Analysis. You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
To fully project Horace Mann's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Horace Mann Educators at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Horace Mann's income statement, its balance sheet, and the statement of cash flows.