Oportun Financial Net Income vs. Price To Sales
| OPRT Stock | USD 3.98 0.03 0.76% |
Net Loss | First Reported 2018-03-31 | Previous Quarter -31 M | Current Value -30 M | Quarterly Volatility 36.8 M |
For Oportun Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Oportun Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Oportun Financial Corp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Oportun Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Oportun Financial Corp over time as well as its relative position and ranking within its peers.
Oportun |
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Oportun Financial. If investors know Oportun will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Oportun Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 12.7 | Earnings Share (3.29) | Revenue Per Share 21.192 | Quarterly Revenue Growth (0.13) | Return On Assets (0.04) |
The market value of Oportun Financial Corp is measured differently than its book value, which is the value of Oportun that is recorded on the company's balance sheet. Investors also form their own opinion of Oportun Financial's value that differs from its market value or its book value, called intrinsic value, which is Oportun Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Oportun Financial's market value can be influenced by many factors that don't directly affect Oportun Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Oportun Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Oportun Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Oportun Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Oportun Financial Corp Price To Sales vs. Net Income Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining Oportun Financial's current stock value. Our valuation model uses many indicators to compare Oportun Financial value to that of its competitors to determine the firm's financial worth. Oportun Financial Corp is rated below average in net income category among its peers. It is rated below average in price to sales category among its peers . At this time, Oportun Financial's Net Loss is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Oportun Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Oportun Price To Sales vs. Net Income
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
Oportun Financial |
| = | (179.95 M) |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Price to Sales ratio is typically used for valuing equity relative to its own past performance as well as to performance of other companies or market indexes. In most cases, the lower the ratio, the better it is for investors. However, it is advisable for investors to exercise caution when looking at price-to-sales ratios across different industries.
Oportun Financial |
| = | 0.17 X |
The most critical factor to remember is that the price of equity takes a firm's debt into account, whereas the sales indicators do not consider financial leverage. Generally speaking, Price to Sales ratio shows how much market values every dollar of the company's sales.
Oportun Price To Sales Comparison
Oportun Financial is currently under evaluation in price to sales category among its peers.
Oportun Financial Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in Oportun Financial, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Oportun Financial will eventually generate negative long term returns. The profitability progress is the general direction of Oportun Financial's change in net profit over the period of time. It can combine multiple indicators of Oportun Financial, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Operating Income | -198.8 M | -188.8 M | |
| Net Loss | -146.6 M | -139.2 M | |
| Income Before Tax | -253.7 M | -241 M | |
| Total Other Income Expense Net | -54.9 M | -52.1 M | |
| Net Loss | -70 M | -66.5 M | |
| Net Loss | -180 M | -171 M | |
| Income Tax Expense | -73.7 M | -70 M | |
| Net Interest Income | 802.4 M | 550.4 M | |
| Interest Income | 965.4 M | 623.9 M | |
| Change To Netincome | 191.9 M | 201.4 M | |
| Net Loss | (4.88) | (4.64) | |
| Income Quality | (2.18) | (2.07) | |
| Net Income Per E B T | 0.71 | 0.74 |
Oportun Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on Oportun Financial. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Oportun Financial position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Oportun Financial's important profitability drivers and their relationship over time.
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Additional Tools for Oportun Stock Analysis
When running Oportun Financial's price analysis, check to measure Oportun Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Oportun Financial is operating at the current time. Most of Oportun Financial's value examination focuses on studying past and present price action to predict the probability of Oportun Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Oportun Financial's price. Additionally, you may evaluate how the addition of Oportun Financial to your portfolios can decrease your overall portfolio volatility.