PCB Bancorp EBITDA vs. Cash And Equivalents
| PCB Stock | USD 21.49 0.48 2.28% |
EBITDA | First Reported 2010-12-31 | Previous Quarter 47.3 M | Current Value 27.5 M | Quarterly Volatility 17.7 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.82 | 0.91 |
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| Pretax Profit Margin | 0.46 | 0.4356 |
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For PCB Bancorp profitability analysis, we use financial ratios and fundamental drivers that measure the ability of PCB Bancorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well PCB Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between PCB Bancorp's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of PCB Bancorp over time as well as its relative position and ranking within its peers.
PCB |
PCB Bancorp's Revenue Breakdown by Earning Segment
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PCB Bancorp. If investors know PCB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PCB Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.062 | Dividend Share 0.72 | Earnings Share 1.68 | Revenue Per Share 6.662 | Quarterly Revenue Growth 0.045 |
The market value of PCB Bancorp is measured differently than its book value, which is the value of PCB that is recorded on the company's balance sheet. Investors also form their own opinion of PCB Bancorp's value that differs from its market value or its book value, called intrinsic value, which is PCB Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PCB Bancorp's market value can be influenced by many factors that don't directly affect PCB Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PCB Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if PCB Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PCB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
PCB Bancorp Cash And Equivalents vs. EBITDA Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining PCB Bancorp's current stock value. Our valuation model uses many indicators to compare PCB Bancorp value to that of its competitors to determine the firm's financial worth. PCB Bancorp is regarded second in ebitda category among its peers. It is rated below average in cash and equivalents category among its peers creating about 3.25 of Cash And Equivalents per EBITDA. At present, PCB Bancorp's EBITDA is projected to increase significantly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the PCB Bancorp's earnings, one of the primary drivers of an investment's value.PCB Cash And Equivalents vs. EBITDA
EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a measure of a company operating cash flow based on data from the company income statement and is a very good way to compare companies within industries or across different sectors. However, unlike Operating Cash Flow, EBITDA does not include the effects of changes in working capital.
PCB Bancorp |
| = | 47.33 M |
In a nutshell, EBITDA is calculated by adding back each of the excluded items to the post-tax profit, and can be used to compare companies with very different capital structures.
Cash or Cash Equivalents are the most liquid of all assets found on the company's balance sheet. It is used in calculating many of the firm's liquidity ratios and is a good indicator of the overall financial health of a company. Companies with a lot of cash are usually attractive takeover targets. Cash Equivalents are balance sheet items that are typically reported using currency printed on notes.
PCB Bancorp |
| = | 154.04 M |
Cash equivalents represent current assets that are easily convertible to cash such as short term bonds, savings account, money market funds, or certificate of deposits (CDs). One of the important consideration companies make when classifying assets as cash equivalent is that investments they report on their balance sheets under current assets should have almost no risk of change in value over the next few months (usually three months).
PCB Cash And Equivalents Comparison
PCB Bancorp is currently under evaluation in cash and equivalents category among its peers.
PCB Bancorp Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in PCB Bancorp, profitability is also one of the essential criteria for including it into their portfolios because, without profit, PCB Bancorp will eventually generate negative long term returns. The profitability progress is the general direction of PCB Bancorp's change in net profit over the period of time. It can combine multiple indicators of PCB Bancorp, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -8.9 M | -8.5 M | |
| Operating Income | 43.3 M | 26.1 M | |
| Net Income | 30.7 M | 32.2 M | |
| Income Tax Expense | 12.6 M | 13.2 M | |
| Income Before Tax | 43.3 M | 45.4 M | |
| Total Other Income Expense Net | 43.3 M | 45.4 M | |
| Net Income From Continuing Ops | 33.5 M | 25 M | |
| Net Income Applicable To Common Shares | 40.1 M | 23.7 M | |
| Net Interest Income | 90.8 M | 76.9 M | |
| Interest Income | 141.8 M | 96.2 M | |
| Change To Netincome | 26.6 M | 27.9 M | |
| Net Income Per Share | 2.15 | 2.25 | |
| Income Quality | 2.06 | 3.36 | |
| Net Income Per E B T | 0.71 | 0.85 |
PCB Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on PCB Bancorp. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of PCB Bancorp position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the PCB Bancorp's important profitability drivers and their relationship over time.
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To fully project PCB Bancorp's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of PCB Bancorp at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include PCB Bancorp's income statement, its balance sheet, and the statement of cash flows.