PCB Bancorp Price To Book vs. Operating Margin

PCB Stock  USD 21.49  0.48  2.28%   
Considering PCB Bancorp's profitability and operating efficiency indicators, PCB Bancorp is performing exceptionally good at this time. It has a great probability to showcase excellent profitability results in December. Profitability indicators assess PCB Bancorp's ability to earn profits and add value for shareholders. At present, PCB Bancorp's Sales General And Administrative To Revenue is projected to slightly decrease based on the last few years of reporting. The current year's Operating Cash Flow Sales Ratio is expected to grow to 0.67, whereas Price To Sales Ratio is forecasted to decline to 2.52. At present, PCB Bancorp's Net Income is projected to increase significantly based on the last few years of reporting. The current year's Income Tax Expense is expected to grow to about 13.2 M, whereas Accumulated Other Comprehensive Income is projected to grow to (8.5 M).
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.820.91
Moderately Down
Slightly volatile
Pretax Profit Margin0.460.4356
Notably Up
Slightly volatile
For PCB Bancorp profitability analysis, we use financial ratios and fundamental drivers that measure the ability of PCB Bancorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well PCB Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between PCB Bancorp's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of PCB Bancorp over time as well as its relative position and ranking within its peers.
  

PCB Bancorp's Revenue Breakdown by Earning Segment

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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PCB Bancorp. If investors know PCB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PCB Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.062
Dividend Share
0.72
Earnings Share
1.68
Revenue Per Share
6.662
Quarterly Revenue Growth
0.045
The market value of PCB Bancorp is measured differently than its book value, which is the value of PCB that is recorded on the company's balance sheet. Investors also form their own opinion of PCB Bancorp's value that differs from its market value or its book value, called intrinsic value, which is PCB Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PCB Bancorp's market value can be influenced by many factors that don't directly affect PCB Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PCB Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if PCB Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PCB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

PCB Bancorp Operating Margin vs. Price To Book Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining PCB Bancorp's current stock value. Our valuation model uses many indicators to compare PCB Bancorp value to that of its competitors to determine the firm's financial worth.
PCB Bancorp is rated below average in price to book category among its peers. It is regarded second in operating margin category among its peers reporting about  0.40  of Operating Margin per Price To Book. The ratio of Price To Book to Operating Margin for PCB Bancorp is roughly  2.47 . At present, PCB Bancorp's Operating Profit Margin is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the PCB Bancorp's earnings, one of the primary drivers of an investment's value.

PCB Operating Margin vs. Price To Book

Price to Book (P/B) ratio is used to relate a company book value to its current market price. A high P/B ratio indicates that investors expect executives to generate more returns on their investments from a given set of assets. Book value is the accounting value of assets minus liabilities.

PCB Bancorp

P/B

 = 

MV Per Share

BV Per Share

 = 
1.05 X
Price to Book ratio is mostly used in financial services industries where assets and liabilities are typically represented by dollars. Although low Price to Book ratio generally implies that the firm is undervalued, it is often a good indicator that the company may be in financial or managerial distress and should be investigated more carefully.
Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.

PCB Bancorp

Operating Margin

 = 

Operating Income

Revenue

X

100

 = 
0.42 %
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.

PCB Operating Margin Comparison

PCB Bancorp is currently under evaluation in operating margin category among its peers.

PCB Bancorp Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in PCB Bancorp, profitability is also one of the essential criteria for including it into their portfolios because, without profit, PCB Bancorp will eventually generate negative long term returns. The profitability progress is the general direction of PCB Bancorp's change in net profit over the period of time. It can combine multiple indicators of PCB Bancorp, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-8.9 M-8.5 M
Operating Income43.3 M26.1 M
Net Income30.7 M32.2 M
Income Tax Expense12.6 M13.2 M
Income Before Tax43.3 M45.4 M
Total Other Income Expense Net43.3 M45.4 M
Net Income From Continuing Ops33.5 M25 M
Net Income Applicable To Common Shares40.1 M23.7 M
Net Interest Income90.8 M76.9 M
Interest Income141.8 M96.2 M
Change To Netincome26.6 M27.9 M
Net Income Per Share 2.15  2.25 
Income Quality 2.06  3.36 
Net Income Per E B T 0.71  0.85 

PCB Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on PCB Bancorp. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of PCB Bancorp position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the PCB Bancorp's important profitability drivers and their relationship over time.

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Our tools can tell you how much better you can do entering a position in PCB Bancorp without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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When determining whether PCB Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of PCB Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pcb Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pcb Bancorp Stock:
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You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.
To fully project PCB Bancorp's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of PCB Bancorp at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include PCB Bancorp's income statement, its balance sheet, and the statement of cash flows.
Potential PCB Bancorp investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although PCB Bancorp investors may work on each financial statement separately, they are all related. The changes in PCB Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on PCB Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.