PROG Holdings Operating Margin vs. Net Income

PRG Stock  USD 27.69  1.48  5.07%   
Based on PROG Holdings' profitability indicators, PROG Holdings' profitability may be sliding down. It has an above-average chance of reporting lower numbers next quarter. Profitability indicators assess PROG Holdings' ability to earn profits and add value for shareholders.

PROG Holdings Operating Profit Margin

0.088

At this time, PROG Holdings' Days Of Sales Outstanding is most likely to increase in the upcoming years. At this time, PROG Holdings' Interest Income is most likely to decrease significantly in the upcoming years. The PROG Holdings' current Net Income Applicable To Common Shares is estimated to increase to about 107.6 M, while Total Other Income Expense Net is projected to decrease to (32.9 M).
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.380.4
Notably Down
Slightly volatile
Net Profit Margin0.04040.0801
Way Down
Very volatile
Operating Profit Margin0.0880.0791
Moderately Up
Pretty Stable
Pretax Profit Margin0.0610.0664
Significantly Down
Pretty Stable
Return On Assets0.140.1303
Notably Up
Slightly volatile
Return On Equity0.320.3033
Notably Up
Slightly volatile
For PROG Holdings profitability analysis, we use financial ratios and fundamental drivers that measure the ability of PROG Holdings to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well PROG Holdings utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between PROG Holdings's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of PROG Holdings over time as well as its relative position and ranking within its peers.
  

PROG Holdings' Revenue Breakdown by Earning Segment

Check out Your Equity Center.
For more detail on how to invest in PROG Stock please use our How to Invest in PROG Holdings guide.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PROG Holdings. If investors know PROG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PROG Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
2.316
Dividend Share
0.48
Earnings Share
4.53
Revenue Per Share
57.85
Quarterly Revenue Growth
0.08
The market value of PROG Holdings is measured differently than its book value, which is the value of PROG that is recorded on the company's balance sheet. Investors also form their own opinion of PROG Holdings' value that differs from its market value or its book value, called intrinsic value, which is PROG Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PROG Holdings' market value can be influenced by many factors that don't directly affect PROG Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PROG Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if PROG Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PROG Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

PROG Holdings Net Income vs. Operating Margin Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining PROG Holdings's current stock value. Our valuation model uses many indicators to compare PROG Holdings value to that of its competitors to determine the firm's financial worth.
PROG Holdings is regarded second in operating margin category among its peers. It is considered to be number one stock in net income category among its peers making up about  1,242,904,852  of Net Income per Operating Margin. At this time, PROG Holdings' Operating Profit Margin is most likely to increase slightly in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value PROG Holdings by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

PROG Net Income vs. Operating Margin

Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.

PROG Holdings

Operating Margin

 = 

Operating Income

Revenue

X

100

 = 
0.16 %
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.

PROG Holdings

Net Income

 = 

(Rev + Gain)

-

(Exp + Loss)

 = 
197.25 M
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.

PROG Net Income Comparison

PROG Holdings is currently under evaluation in net income category among its peers.

PROG Holdings Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in PROG Holdings, profitability is also one of the essential criteria for including it into their portfolios because, without profit, PROG Holdings will eventually generate negative long term returns. The profitability progress is the general direction of PROG Holdings' change in net profit over the period of time. It can combine multiple indicators of PROG Holdings, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Operating Income194.9 M230.9 M
Income Before Tax163.6 M119 M
Total Other Income Expense Net-31.3 M-32.9 M
Net Income197.2 M207.1 M
Income Tax Expense-33.6 M-32 M
Interest Income7.5 M12.1 M
Net Income Applicable To Common Shares88.8 M107.6 M
Net Interest Income-42.3 M-40.2 M
Net Income From Continuing Ops197.2 M139.7 M
Change To Netincome16.6 M15.8 M
Net Income Per Share 4.63  4.86 
Income Quality 0.70  0.67 
Net Income Per E B T 1.21  1.27 

PROG Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on PROG Holdings. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of PROG Holdings position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the PROG Holdings' important profitability drivers and their relationship over time.

Learn to be your own money manager

Our tools can tell you how much better you can do entering a position in PROG Holdings without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

Did you try this?

Run Investing Opportunities Now

   

Investing Opportunities

Build portfolios using our predefined set of ideas and optimize them against your investing preferences
All  Next Launch Module

Use Investing Themes to Complement your PROG Holdings position

In addition to having PROG Holdings in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Drugs Thematic Idea Now

Drugs
Drugs Theme
Companies involved in medical and pharmaceutical drug research, manufacturing, and delivery. The Drugs theme has 48 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Drugs Theme or any other thematic opportunities.
View All  Next Launch
When determining whether PROG Holdings is a strong investment it is important to analyze PROG Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact PROG Holdings' future performance. For an informed investment choice regarding PROG Stock, refer to the following important reports:
Check out Your Equity Center.
For more detail on how to invest in PROG Stock please use our How to Invest in PROG Holdings guide.
You can also try the Portfolio Optimization module to compute new portfolio that will generate highest expected return given your specified tolerance for risk.
To fully project PROG Holdings' future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of PROG Holdings at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include PROG Holdings' income statement, its balance sheet, and the statement of cash flows.
Potential PROG Holdings investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although PROG Holdings investors may work on each financial statement separately, they are all related. The changes in PROG Holdings's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on PROG Holdings's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.