Richmond Mutual Price To Earning vs. EBITDA

RMBI Stock  USD 13.90  0.32  2.36%   
Taking into consideration Richmond Mutual's profitability measurements, Richmond Mutual's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess Richmond Mutual's ability to earn profits and add value for shareholders. As of now, Richmond Mutual's Price Sales Ratio is decreasing as compared to previous years. As of now, Richmond Mutual's Net Income Applicable To Common Shares is increasing as compared to previous years. The Richmond Mutual's current Net Income Per Share is estimated to increase to 0.96, while Accumulated Other Comprehensive Income is forecasted to increase to (51.8 M).
For Richmond Mutual profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Richmond Mutual to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Richmond Mutual Bancorporation utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Richmond Mutual's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Richmond Mutual Bancorporation over time as well as its relative position and ranking within its peers.
  
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Richmond Mutual. If investors know Richmond will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Richmond Mutual listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.276
Dividend Share
0.56
Earnings Share
0.87
Revenue Per Share
4.169
Quarterly Revenue Growth
0.061
The market value of Richmond Mutual Banc is measured differently than its book value, which is the value of Richmond that is recorded on the company's balance sheet. Investors also form their own opinion of Richmond Mutual's value that differs from its market value or its book value, called intrinsic value, which is Richmond Mutual's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Richmond Mutual's market value can be influenced by many factors that don't directly affect Richmond Mutual's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Richmond Mutual's value and its price as these two are different measures arrived at by different means. Investors typically determine if Richmond Mutual is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Richmond Mutual's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Richmond Mutual Banc EBITDA vs. Price To Earning Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Richmond Mutual's current stock value. Our valuation model uses many indicators to compare Richmond Mutual value to that of its competitors to determine the firm's financial worth.
Richmond Mutual Bancorporation is rated below average in price to earning category among its peers. It is rated below average in ebitda category among its peers totaling about  1,066,704  of EBITDA per Price To Earning. As of now, Richmond Mutual's EBITDA is decreasing as compared to previous years. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Richmond Mutual's earnings, one of the primary drivers of an investment's value.

Richmond EBITDA vs. Price To Earning

Price to Earnings ratio is typically used for current valuation of a company and is one of the most popular ratios that investors monitor daily. Holding a low PE stock is less risky because when a company's profitability falls, it is likely that earnings will also go down as well. In other words, if you start from a lower position, your downside risk is limited. There are also some investors who believe that low Price to Earnings ratio reflects the low pricing because a given company is in trouble. On the other hand, a higher PE ratio means that investors are paying more for each unit of profit.

Richmond Mutual

P/E

 = 

Market Value Per Share

Earnings Per Share

 = 
11.43 X
Generally speaking, the Price to Earnings ratio gives investors an idea of what the market is willing to pay for the company's current earnings.
EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a measure of a company operating cash flow based on data from the company income statement and is a very good way to compare companies within industries or across different sectors. However, unlike Operating Cash Flow, EBITDA does not include the effects of changes in working capital.

Richmond Mutual

EBITDA

 = 

Revenue

-

Basic Expenses

 = 
12.19 M
In a nutshell, EBITDA is calculated by adding back each of the excluded items to the post-tax profit, and can be used to compare companies with very different capital structures.

Richmond EBITDA Comparison

Richmond Mutual is currently under evaluation in ebitda category among its peers.

Richmond Mutual Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Richmond Mutual, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Richmond Mutual will eventually generate negative long term returns. The profitability progress is the general direction of Richmond Mutual's change in net profit over the period of time. It can combine multiple indicators of Richmond Mutual, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-54.5 M-51.8 M
Net Interest Income38.9 M36.7 M
Interest Income63.1 M48.6 M
Operating Income16.3 M11.7 M
Net Income From Continuing Ops10.8 M6.2 M
Income Before Tax11 M7.2 M
Total Other Income Expense Net-5.3 M-5.6 M
Net Income Applicable To Common Shares14.9 M15.7 M
Net Income9.5 MM
Income Tax Expense1.5 M1.3 M
Change To Netincome1.5 M1.4 M
Net Income Per Share 0.91  0.96 
Income Quality 1.24  1.02 
Net Income Per E B T 0.86  0.61 

Richmond Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Richmond Mutual. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Richmond Mutual position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Richmond Mutual's important profitability drivers and their relationship over time.

Use Richmond Mutual in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Richmond Mutual position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Richmond Mutual will appreciate offsetting losses from the drop in the long position's value.

Richmond Mutual Pair Trading

Richmond Mutual Bancorporation Pair Trading Analysis

The ability to find closely correlated positions to Richmond Mutual could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Richmond Mutual when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Richmond Mutual - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Richmond Mutual Bancorporation to buy it.
The correlation of Richmond Mutual is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Richmond Mutual moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Richmond Mutual Banc moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Richmond Mutual can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your Richmond Mutual position

In addition to having Richmond Mutual in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Drugs
Drugs Theme
Companies involved in medical and pharmaceutical drug research, manufacturing, and delivery. The Drugs theme has 38 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Drugs Theme or any other thematic opportunities.
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When determining whether Richmond Mutual Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Richmond Mutual's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Richmond Mutual Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Richmond Mutual Bancorporation Stock:
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You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
To fully project Richmond Mutual's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Richmond Mutual Banc at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Richmond Mutual's income statement, its balance sheet, and the statement of cash flows.
Potential Richmond Mutual investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Richmond Mutual investors may work on each financial statement separately, they are all related. The changes in Richmond Mutual's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Richmond Mutual's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.