US Century Profit Margin vs. Shares Owned By Insiders

USCB Stock  USD 20.48  0.09  0.44%   
Based on the key profitability measurements obtained from US Century's financial statements, US Century's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess US Century's ability to earn profits and add value for shareholders.

US Century Net Profit Margin

0.32

The current year's EV To Sales is expected to grow to 6.50, whereas Price To Sales Ratio is forecasted to decline to 3.59. At present, US Century's Net Income Applicable To Common Shares is projected to increase significantly based on the last few years of reporting. The current year's Net Income is expected to grow to about 17.4 M, whereas Accumulated Other Comprehensive Income is projected to grow to (42.1 M).
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin1.361.53
Fairly Down
Slightly volatile
Net Profit Margin0.320.2601
Fairly Up
Pretty Stable
Operating Profit Margin0.340.4836
Way Down
Pretty Stable
Pretax Profit Margin0.420.3427
Fairly Up
Pretty Stable
Return On Assets0.00690.0071
Fairly Down
Pretty Stable
Return On Equity0.06850.0862
Significantly Down
Slightly volatile
For US Century profitability analysis, we use financial ratios and fundamental drivers that measure the ability of US Century to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well US Century Bank utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between US Century's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of US Century Bank over time as well as its relative position and ranking within its peers.
  
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of US Century. If investors know USCB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about US Century listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.842
Dividend Share
0.15
Earnings Share
1.04
Revenue Per Share
3.66
Quarterly Revenue Growth
0.328
The market value of US Century Bank is measured differently than its book value, which is the value of USCB that is recorded on the company's balance sheet. Investors also form their own opinion of US Century's value that differs from its market value or its book value, called intrinsic value, which is US Century's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because US Century's market value can be influenced by many factors that don't directly affect US Century's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between US Century's value and its price as these two are different measures arrived at by different means. Investors typically determine if US Century is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, US Century's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

US Century Bank Shares Owned By Insiders vs. Profit Margin Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining US Century's current stock value. Our valuation model uses many indicators to compare US Century value to that of its competitors to determine the firm's financial worth.
US Century Bank is rated fifth in profit margin category among its peers. It is rated below average in shares owned by insiders category among its peers making about  87.95  of Shares Owned By Insiders per Profit Margin. At present, US Century's Net Profit Margin is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the US Century's earnings, one of the primary drivers of an investment's value.

USCB Shares Owned By Insiders vs. Profit Margin

Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.

US Century

Profit Margin

 = 

Net Income

Revenue

X

100

 = 
0.29 %
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
Shares Owned by Insiders show the percentage of outstanding shares owned by insiders (such as principal officers or members of the board of directors) or private individuals and entities with over 5% of the total shares outstanding. Company executives or private individuals with access to insider information share information about a firm's operations that is not available to the general public.

US Century

Insiders Shares

 = 

Executives Shares

+

Employees

 = 
25.10 %
Although the research on effects of insider trading on prices and volatility is still relatively inconclusive, and investors are advised to pay close attention to the distribution of equities among company's stakeholders to avoid many problems associated with the disclosure of price-sensitive information.

USCB Shares Owned By Insiders Comparison

US Century is currently under evaluation in shares owned by insiders category among its peers.

US Century Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in US Century, profitability is also one of the essential criteria for including it into their portfolios because, without profit, US Century will eventually generate negative long term returns. The profitability progress is the general direction of US Century's change in net profit over the period of time. It can combine multiple indicators of US Century, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-44.3 M-42.1 M
Operating Income30.8 M22 M
Income Before Tax21.8 M18.4 M
Total Other Income Expense Net-9 M-9.4 M
Net Income Applicable To Common Shares46.3 M48.6 M
Net Income16.5 M17.4 M
Income Tax Expense5.3 M4.4 M
Net Interest Income61.1 M60.7 M
Interest Income93.6 M75.4 M
Net Income From Continuing Ops18.3 M19.3 M
Change To Netincome959.4 KM
Net Income Per Share 0.84  0.79 
Income Quality 1.36  1.03 
Net Income Per E B T 0.76  0.84 

USCB Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on US Century. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of US Century position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the US Century's important profitability drivers and their relationship over time.

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Our tools can tell you how much better you can do entering a position in US Century without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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In addition to having US Century in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Pharmaceutical Products Theme
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Pharmaceutical Products theme has 61 constituents at this time.
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When determining whether US Century Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of US Century's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Us Century Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Us Century Bank Stock:
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You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.
To fully project US Century's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of US Century Bank at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include US Century's income statement, its balance sheet, and the statement of cash flows.
Potential US Century investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although US Century investors may work on each financial statement separately, they are all related. The changes in US Century's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on US Century's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.