Accord Financial Corp Stock Analysis

ACD Stock  CAD 4.00  0.05  1.23%   
Accord Financial Corp is fairly valued with Real Value of 4.06 and Hype Value of 4.0. The main objective of Accord Financial stock analysis is to determine its intrinsic value, which is an estimate of what Accord Financial Corp is worth, separate from its market price. There are two main types of Accord Financial's stock analysis: fundamental analysis and technical analysis. Fundamental analysis focuses on the financial and economic factors that affect Accord Financial's performance, such as revenue growth, earnings, and financial stability. Technical analysis, on the other hand, focuses on the price and volume data of Accord Financial's stock to identify patterns and trends that may indicate its future price movements.
The Accord Financial stock is traded in Canada on Toronto Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in Canada. Accord Financial is usually not traded on Canada Day, Civic Holiday, Labour Day, Thanksgiving Day, Christmas Day, Boxing Day, New Year 's Day, Family Day, Good Friday, Victoria Day. Accord Stock trading window is adjusted to America/Toronto timezone.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Accord Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.

Accord Stock Analysis Notes

About 63.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.41. Some equities with similar Price to Book (P/B) outperform the market in the long run. Accord Financial Corp recorded a loss per share of 1.04. The entity last dividend was issued on the 14th of August 2023. The firm had 1:10 split on the 9th of May 2003. Accord Financial Corp., through its subsidiaries, provides asset-based financial services to industrial and commercial enterprises primarily in Canada and the United States. Accord Financial Corp. was founded in 1978 and is headquartered in Toronto, Canada. ACCORD FINANCIAL operates under Credit Services classification in Canada and is traded on Toronto Stock Exchange. It employs 106 people. For more info on Accord Financial Corp please contact Thomas Henderson at 800 967 0015 or go to https://www.accordfinancial.com.

Accord Financial Quarterly Total Revenue

19.96 Million

Accord Financial Corp Investment Alerts

Accord Financial has a very high chance of going through financial distress in the upcoming years
The company reported the revenue of 79.7 M. Net Loss for the year was (14.62 M) with profit before overhead, payroll, taxes, and interest of 64.55 M.
Accord Financial Corp has accumulated about 14.73 M in cash with (51.12 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.72.
Roughly 63.0% of the company shares are held by company insiders

Accord Largest EPS Surprises

Earnings surprises can significantly impact Accord Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2005-07-27
2005-06-300.150.13-0.0213 
2006-05-03
2006-03-310.110.170.0654 
2006-02-21
2005-12-310.210.280.0733 
View All Earnings Estimates

Accord Financial Thematic Classifications

In addition to having Accord Financial stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
Banks Idea
Banks
All money banks and credit services

Accord Market Capitalization

The company currently falls under 'Micro-Cap' category with a current market capitalization of 34.24 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Accord Financial's market, we take the total number of its shares issued and multiply it by Accord Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

Accord Profitablity

Accord Financial's profitability indicators refer to fundamental financial ratios that showcase Accord Financial's ability to generate income relative to its revenue or operating costs. If, let's say, Accord Financial is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Accord Financial's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Accord Financial's profitability requires more research than a typical breakdown of Accord Financial's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of (0.21) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of (0.05) %, which suggests for every $100 dollars of sales, it generated a net operating loss of $0.05.
Last ReportedProjected for Next Year
Return On Tangible Assets(0.03)(0.03)
Return On Capital Employed 0.20  0.33 
Return On Assets(0.03)(0.03)
Return On Equity(0.17)(0.17)

Management Efficiency

Accord Financial Corp has return on total asset (ROA) of (0.0199) % which means that it has lost $0.0199 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of (0.1018) %, meaning that it generated substantial loss on money invested by shareholders. Accord Financial's management efficiency ratios could be used to measure how well Accord Financial manages its routine affairs as well as how well it operates its assets and liabilities. As of the 23rd of November 2024, Return On Capital Employed is likely to grow to 0.33, though Return On Tangible Assets are likely to grow to (0.03). At this time, Accord Financial's Total Assets are very stable compared to the past year. As of the 23rd of November 2024, Non Current Assets Total is likely to grow to about 532.9 M, though Non Currrent Assets Other are likely to grow to (19.7 M).
Last ReportedProjected for Next Year
Book Value Per Share 10.36  10.88 
Tangible Book Value Per Share 10.01  10.51 
Enterprise Value Over EBITDA 21.64  22.72 
Price Book Value Ratio 0.47  0.45 
Enterprise Value Multiple 21.64  22.72 
Price Fair Value 0.47  0.45 
Enterprise Value447.6 M470 M
Leadership effectiveness at Accord Financial Corp is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Operating Margin
(0.05)
Profit Margin
(0.21)
Beta
1.45
Return On Assets
(0.02)
Return On Equity
(0.10)

Technical Drivers

As of the 23rd of November, Accord Financial shows the mean deviation of 1.21, and Risk Adjusted Performance of (0.01). Accord Financial Corp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.

Accord Financial Corp Price Movement Analysis

The output start index for this execution was two with a total number of output elements of fifty-nine. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Accord Financial middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Accord Financial Corp. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Accord Financial Outstanding Bonds

Accord Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Accord Financial Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Accord bonds can be classified according to their maturity, which is the date when Accord Financial Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Accord Financial Predictive Daily Indicators

Accord Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Accord Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Accord Financial Forecast Models

Accord Financial's time-series forecasting models are one of many Accord Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Accord Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Accord Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Accord Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Accord shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Accord Financial. By using and applying Accord Stock analysis, traders can create a robust methodology for identifying Accord entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin(0.61)(0.58)
Operating Profit Margin 0.70  0.67 
Net Loss(0.33)(0.31)
Gross Profit Margin 0.98  0.74 

Be your own money manager

As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding Accord Financial to your portfolios without increasing risk or reducing expected return.

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Other Information on Investing in Accord Stock

Accord Financial financial ratios help investors to determine whether Accord Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Accord with respect to the benefits of owning Accord Financial security.