Bankfinancial Stock Analysis

BankFinancial Stock Analysis Notes

About 67.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.95. Some equities with similar Price to Book (P/B) outperform the market in the long run. BankFinancial last dividend was issued on the 14th of November 2025. BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides various commercial, family, and personal banking products and services. BankFinancial Corporation was founded in 1924 and is headquartered in Burr Ridge, Illinois. Bankfinancial Corp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 200 people. For more info on BankFinancial please contact Morgan Gasior at 800 894 6900 or go to https://www.bankfinancial.com.

BankFinancial Investment Alerts

BankFinancial Upcoming and Recent Events

BankFinancial Largest EPS Surprises

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BankFinancial Environmental, Social, and Governance (ESG) Scores

BankFinancial Stock Institutional Investors

Note, although BankFinancial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

BankFinancial Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 149.53 M.

BankFinancial Profitablity

The company has Profit Margin (PM) of 0.05 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.22 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.22.

Management Efficiency

As of the 6th of January 2026, Return On Equity is likely to grow to 0.02, while Return On Tangible Assets are likely to drop 0. At this time, BankFinancial's Total Assets are very stable compared to the past year. As of the 6th of January 2026, Non Current Assets Total is likely to grow to about 1 B, while Other Assets are likely to drop about 1.2 B. BankFinancial's management efficiency ratios could be used to measure how well BankFinancial manages its routine affairs as well as how well it operates its assets and liabilities.

Technical Drivers

As of the 6th of January, BankFinancial shows the Mean Deviation of 1.14, downside deviation of 1.83, and Risk Adjusted Performance of 0.0121. BankFinancial technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.

BankFinancial Price Movement Analysis

BankFinancial Insider Trading Activities

BankFinancial Outstanding Bonds

BankFinancial Predictive Daily Indicators

BankFinancial Corporate Filings

BankFinancial Forecast Models

BankFinancial's time-series forecasting models are one of many BankFinancial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary BankFinancial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

BankFinancial Debt to Cash Allocation

BankFinancial currently holds 38.74 M in liabilities with Debt to Equity (D/E) ratio of 6.12, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about BankFinancial's use of debt, we should always consider it together with its cash and equity.

BankFinancial Total Assets Over Time

BankFinancial Assets Financed by Debt

The debt-to-assets ratio shows the degree to which BankFinancial uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

BankFinancial Debt Ratio

6.0

It appears that most of the BankFinancial's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the BankFinancial's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of BankFinancial, which in turn will lower the firm's financial flexibility.

BankFinancial Corporate Bonds Issued

BankFinancial Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how BankFinancial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling BankFinancial shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as BankFinancial. By using and applying BankFinancial Stock analysis, traders can create a robust methodology for identifying BankFinancial entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. BankFinancial analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. BankFinancial analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

BankFinancial stock analysis indicators help investors evaluate how BankFinancial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading BankFinancial shares will generate the highest return on investment. By understating and applying BankFinancial stock analysis, traders can identify BankFinancial position entry and exit signals to maximize returns.

Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in BankFinancial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in BankFinancial Stock, please use our How to Invest in BankFinancial guide.You can also try the Top Crypto Exchanges module to search and analyze digital assets across top global cryptocurrency exchanges.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BankFinancial. If investors know BankFinancial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BankFinancial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

The market value of BankFinancial is measured differently than its book value, which is the value of BankFinancial that is recorded on the company's balance sheet. Investors also form their own opinion of BankFinancial's value that differs from its market value or its book value, called intrinsic value, which is BankFinancial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BankFinancial's market value can be influenced by many factors that don't directly affect BankFinancial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between BankFinancial's value and its price as these two are different measures arrived at by different means. Investors typically determine if BankFinancial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BankFinancial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.