First Choice Bancorp Analysis

First Stock Analysis Notes

About 15.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.2. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Choice Bancorp last dividend was issued on the 7th of May 2021. The entity had a split on the 29th of June 2016. First Choice Bancorp operates as the bank holding company for First Choice Bank that provides a range of retail and commercial banking products and services to individuals, families, and small and medium-sized businesses. The company was incorporated in 2005 and is headquartered in Cerritos, California. First Choice operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 186 people. To learn more about First Choice Bancorp call the company at 562 345-9092 or check out www.firstchoicebankca.com.

First Choice Bancorp Investment Alerts

First Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 344.23 M.

First Profitablity

The company has Profit Margin (PM) of 35.72 %, which can signify that it executes well on its competitive strategies and has good control over its expenditures. This is very large. Similarly, it shows Operating Margin (OM) of 52.86 %, which suggests for every 100 dollars of sales, it generated a net operating income of $52.86.

First Choice Outstanding Bonds

First Choice Bancorp Debt to Cash Allocation

First Choice Bancorp currently holds 309.47 M in liabilities with Debt to Equity (D/E) ratio of 6.73, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Choice's use of debt, we should always consider it together with its cash and equity.

First Choice Assets Financed by Debt

Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the First Choice's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of First Choice, which in turn will lower the firm's financial flexibility.

First Choice Corporate Bonds Issued

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If you are still planning to invest in First Choice Bancorp check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the First Choice's history and understand the potential risks before investing.