Torchmark Analysis
Torchmark has over 1.65 Billion in debt which may indicate that it relies heavily on debt financing. Torchmark's financial risk is the risk to Torchmark stockholders that is caused by an increase in debt.
Asset vs Debt
Equity vs Debt
Torchmark's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Torchmark's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Torchmark Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Torchmark's stakeholders.
For many companies, including Torchmark, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for Torchmark, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Torchmark's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Given that Torchmark's debt-to-equity ratio measures a Company's obligations relative to the value of its net assets, it is usually used by traders to estimate the extent to which Torchmark is acquiring new debt as a mechanism of leveraging its assets. A high debt-to-equity ratio is generally associated with increased risk, implying that it has been aggressive in financing its growth with debt. Another way to look at debt-to-equity ratios is to compare the overall debt load of Torchmark to its assets or equity, showing how much of the company assets belong to shareholders vs. creditors. If shareholders own more assets, Torchmark is said to be less leveraged. If creditors hold a majority of Torchmark's assets, the Company is said to be highly leveraged.
Torchmark is undervalued with Real Value of 0.0 and Hype Value of 0.0. The main objective of Torchmark delisted stock analysis is to determine its intrinsic value, which is an estimate of what Torchmark is worth, separate from its market price. There are two main types of Torchmark's stock analysis: fundamental analysis and technical analysis.
The Torchmark stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA.
Torchmark |
Torchmark Stock Analysis Notes
About 79.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.6. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Torchmark has Price/Earnings To Growth (PEG) ratio of 1.72. The entity recorded earning per share (EPS) of 6.33. The firm had 3:2 split on the 2nd of July 2014. Torchmark Corporation, through its subsidiaries, provides various life and health insurance products, and annuities in the United States, Canada, and New Zealand. Torchmark Corporation was incorporated in 1979 and is headquartered in McKinney, Texas. Torchmark operates under Insurance - Life classification in USA and is traded on BATS Exchange. It employs 3102 people. To find out more about Torchmark contact the company at 972 569-4000 or learn more at www.torchmarkcorp.com.Torchmark Investment Alerts
| Torchmark is not yet fully synchronised with the market data | |
| Torchmark has some characteristics of a very speculative penny stock | |
| Torchmark has a very high chance of going through financial distress in the upcoming years | |
| Torchmark has 1.65 B in debt with debt to equity (D/E) ratio of 27.3, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Torchmark has a current ratio of 0.46, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Torchmark to invest in growth at high rates of return. | |
| Over 79.0% of Torchmark shares are owned by institutional investors |
Torchmark Thematic Classifications
In addition to having Torchmark stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
 | FinTechA collection of large financial service, investment, and banking companies |
Torchmark Market Capitalization
The company currently falls under 'Mid-Cap' category with a total capitalization of 9.69 B.Torchmark Profitablity
The company has Net Profit Margin of 0.16 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 22.04 %, which entails that for every 100 dollars of revenue, it generated $22.04 of operating income.Torchmark Outstanding Bonds
Torchmark issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Torchmark uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Torchmark bonds can be classified according to their maturity, which is the date when Torchmark has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| US37954FAJ30 Corp BondUS37954FAJ30 | View | |
| US37959EAA01 Corp BondUS37959EAA01 | View | |
| GL 48 15 JUN 32 Corp BondUS37959EAB83 | View | |
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View |
Torchmark Debt to Cash Allocation
Torchmark has 1.65 B in debt with debt to equity (D/E) ratio of 27.3, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Torchmark has a current ratio of 0.46, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Torchmark to invest in growth at high rates of return.Torchmark Assets Financed by Debt
Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Torchmark's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Torchmark, which in turn will lower the firm's financial flexibility.Torchmark Corporate Bonds Issued
Be your own money manager
As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding Torchmark to your portfolios without increasing risk or reducing expected return.Did you try this?
Run Portfolio Backtesting Now
Portfolio BacktestingAvoid under-diversification and over-optimization by backtesting your portfolios |
| All Next | Launch Module |
Check out World Market Map to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.
Other Consideration for investing in Torchmark Stock
If you are still planning to invest in Torchmark check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Torchmark's history and understand the potential risks before investing.
| Competition Analyzer Analyze and compare many basic indicators for a group of related or unrelated entities | |
| Equity Forecasting Use basic forecasting models to generate price predictions and determine price momentum | |
| Economic Indicators Top statistical indicators that provide insights into how an economy is performing | |
| My Watchlist Analysis Analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like | |
| Sectors List of equity sectors categorizing publicly traded companies based on their primary business activities | |
| Price Ceiling Movement Calculate and plot Price Ceiling Movement for different equity instruments | |
| Risk-Return Analysis View associations between returns expected from investment and the risk you assume | |
| Portfolio File Import Quickly import all of your third-party portfolios from your local drive in csv format | |
| Global Correlations Find global opportunities by holding instruments from different markets |