Bankfinancial Stock Today

BFIN Stock  USD 12.38  0.18  1.48%   

Performance

4 of 100

 
Weak
 
Strong
Insignificant

Odds Of Distress

Less than 3

 
High
 
Low
Very Low
BankFinancial is selling at 12.38 as of the 19th of January 2025; that is 1.48% increase since the beginning of the trading day. The stock's open price was 12.2. BankFinancial has a very small chance of experiencing financial distress in the next few years but had a somewhat insignificant performance during the last 90 days. The performance scores are derived for the period starting the 20th of December 2024 and ending today, the 19th of January 2025. Click here to learn more.
Business Domain
Banks
IPO Date
28th of June 2005
Category
Financial Services
Classification
Financials
BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides various commercial, family, and personal banking products and services. BankFinancial Corporation was founded in 1924 and is headquartered in Burr Ridge, Illinois. The company has 12.46 M outstanding shares of which 67.02 K shares are currently shorted by private and institutional investors with about 3.9 trading days to cover. More on BankFinancial

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Follow Valuation Options Odds of Bankruptcy
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BankFinancial Stock Highlights

ESG Sustainability
Environmental
Governance
Social
ChairmanMorgan Gasior
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Jakarta Stock Exchange, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.02660.0338
Significantly Down
Very volatile
Gross Profit Margin1.11.15
Sufficiently Down
Slightly volatile
Total Current Liabilities1.1 BB
Sufficiently Up
Slightly volatile
Non Current Liabilities Total1.6 B1.5 B
Sufficiently Up
Slightly volatile
Total Assets1.7 B1.7 B
Slightly Down
Slightly volatile
Total Current Assets152.6 M160.6 M
Notably Down
Slightly volatile
Total Cash From Operating Activities13.2 M8.3 M
Way Up
Slightly volatile
Debt Levels
BankFinancial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand BankFinancial's financial leverage. It provides some insight into what part of BankFinancial's total assets is financed by creditors.
Liquidity
BankFinancial currently holds 44.68 M in liabilities with Debt to Equity (D/E) ratio of 6.12, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about BankFinancial's use of debt, we should always consider it together with its cash and equity.

Other Cashflows From Financing Activities

(96.6 Million)
BankFinancial (BFIN) is traded on NASDAQ Exchange in USA. It is located in 60 North Frontage Road, Burr Ridge, IL, United States, 60527 and employs 198 people. BankFinancial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 154.26 M. BankFinancial conducts business under Banks sector and is part of Financials industry. The entity has 12.46 M outstanding shares of which 67.02 K shares are currently shorted by private and institutional investors with about 3.9 trading days to cover. BankFinancial currently holds about 270.72 M in cash with 9.22 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 20.58, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Check BankFinancial Probability Of Bankruptcy
Ownership Allocation
The market capitalization of BankFinancial is $154.26 Million. Over half of BankFinancial's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check BankFinancial Ownership Details

BankFinancial Stock Institutional Holders

InstituionRecorded OnShares
Round Hill Asset Management Inc2024-09-30
62.8 K
Hpm Partners Llc2024-09-30
62.3 K
American Century Companies Inc2024-09-30
54.7 K
State Street Corp2024-09-30
49.6 K
Sontag Advisory Llc2024-09-30
45 K
Goldman Sachs Group Inc2024-09-30
44.1 K
Traynor Capital Management, Inc2024-09-30
33.8 K
Northern Trust Corp2024-09-30
30.2 K
Morgan Stanley - Brokerage Accounts2024-09-30
24.9 K
M3f, Inc.2024-09-30
1.2 M
Alliancebernstein L.p.2024-09-30
842.2 K
View BankFinancial Diagnostics

BankFinancial Historical Income Statement

At this time, BankFinancial's Income Tax Expense is very stable compared to the past year. As of the 19th of January 2025, Selling General Administrative is likely to grow to about 23.7 M, while Total Revenue is likely to drop about 56.6 M. View More Fundamentals

BankFinancial Stock Against Markets

BankFinancial Corporate Management

Gregg AdamsExecutive VP of Marketing and Sales Division of Bankfinancial FSBProfile
James BrennanExecutive VP of Corporate Affairs Division, General Counsel, Corporate Secretary, Executive VP of Corporate Affairs Division - BankFinancial FSB, General Counsel of BankFinancial FSB and Corporate Secretary of BankFinancial FSBProfile
Marci SlagleNA BankFinancialProfile
Donald StelterExecutive FSBProfile
Mark CollinsChief OfficerProfile
Katie MultonMarketing ManagerProfile
When determining whether BankFinancial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of BankFinancial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bankfinancial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bankfinancial Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in BankFinancial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
To learn how to invest in BankFinancial Stock, please use our How to Invest in BankFinancial guide.
You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BankFinancial. If investors know BankFinancial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BankFinancial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.15)
Dividend Share
0.4
Earnings Share
0.64
Revenue Per Share
4.355
Quarterly Revenue Growth
(0.10)
The market value of BankFinancial is measured differently than its book value, which is the value of BankFinancial that is recorded on the company's balance sheet. Investors also form their own opinion of BankFinancial's value that differs from its market value or its book value, called intrinsic value, which is BankFinancial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BankFinancial's market value can be influenced by many factors that don't directly affect BankFinancial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BankFinancial's value and its price as these two are different measures arrived at by different means. Investors typically determine if BankFinancial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BankFinancial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.