Bankfinancial Stock Today

BFIN Stock  USD 12.00  0.05  0.41%   

Performance

Soft

 
Weak
 
Strong

Odds Of Distress

Tiny

 
High
 
Low
BankFinancial is selling at 12.00 as of the 8th of January 2026; that is 0.41% down since the beginning of the trading day. The stock's open price was 12.05. BankFinancial has a very small chance of experiencing financial distress in the next few years but had a somewhat soft performance during the last 90 days. The performance scores are derived for the period starting the 9th of November 2025 and ending today, the 8th of January 2026. Click here to learn more.
Business Domain
Banks
IPO Date
28th of June 2005
Category
Financial Services
Classification
Financials
BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides various commercial, family, and personal banking products and services. BankFinancial Corporation was founded in 1924 and is headquartered in Burr Ridge, Illinois. The company has 12.46 M outstanding shares of which 336.63 K shares are currently shorted by private and institutional investors with about 5.91 trading days to cover. More on BankFinancial

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Follow Valuation Options Odds of Bankruptcy
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BankFinancial Stock Highlights

ESG Sustainability
Environmental
Governance
Social
ChairmanMorgan Gasior
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Jakarta Stock Exchange, NASDAQ Composite, Nasdaq Bank, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.04920.0596
Significantly Down
Slightly volatile
Gross Profit Margin0.560.6
Significantly Down
Pretty Stable
Total Current Liabilities1.3 B1.4 B
Notably Down
Pretty Stable
Non Current Liabilities Total70.5 M54.8 M
Significantly Up
Pretty Stable
Total Assets1.7 B1.7 B
Fairly Up
Pretty Stable
Total Current Assets291.6 M484.4 M
Way Down
Slightly volatile
Total Cash From Operating Activities12.8 M6.8 M
Way Up
Slightly volatile
Debt Levels
BankFinancial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand BankFinancial's financial leverage. It provides some insight into what part of BankFinancial's total assets is financed by creditors.
Liquidity
BankFinancial currently holds 38.74 M in liabilities with Debt to Equity (D/E) ratio of 6.12, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about BankFinancial's use of debt, we should always consider it together with its cash and equity.

Total Cashflows From Investing Activities

(39.45 Million)
BankFinancial (BFIN) is traded on NASDAQ Exchange in USA and employs 184 people. BankFinancial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 149.53 M. BankFinancial conducts business under Banks sector and is part of Financials industry. The entity has 12.46 M outstanding shares of which 336.63 K shares are currently shorted by private and institutional investors with about 5.91 trading days to cover. BankFinancial currently holds about 270.72 M in cash with 7.56 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 20.58, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Check BankFinancial Probability Of Bankruptcy
Ownership Allocation
The market capitalization of BankFinancial is $149.53 Million. Over half of BankFinancial's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check BankFinancial Ownership Details

BankFinancial Stock Institutional Holders

InstituionRecorded OnShares
Northern Trust Corp2025-06-30
91.4 K
Bridgeway Capital Management, Llc2025-06-30
71.5 K
Susquehanna International Group, Llp2025-06-30
69 K
Creative Planning Inc2025-06-30
65.6 K
Round Hill Asset Management Inc2025-06-30
57.4 K
Hpm Partners Llc2025-06-30
56.3 K
American Century Companies Inc2025-06-30
46.8 K
Morgan Stanley - Brokerage Accounts2025-06-30
42.7 K
Charles Schwab Investment Management Inc2025-06-30
30.6 K
M3f, Inc.2025-06-30
1.1 M
Alliancebernstein L.p.2025-06-30
987 K
View BankFinancial Diagnostics

BankFinancial Historical Income Statement

At this time, BankFinancial's Operating Income is very stable compared to the past year. As of the 8th of January 2026, EBIT is likely to grow to about 6.6 M, while Interest Expense is likely to drop about 13.6 M. View More Fundamentals

BankFinancial Stock Against Markets

BankFinancial Corporate Management

Gregg AdamsExecutive VP of Marketing and Sales Division of Bankfinancial FSBProfile
James BrennanExecutive VP of Corporate Affairs Division, General Counsel, Corporate Secretary, Executive VP of Corporate Affairs Division - BankFinancial FSB, General Counsel of BankFinancial FSB and Corporate Secretary of BankFinancial FSBProfile
Marci SlagleNA BankFinancialProfile
Donald StelterExecutive FSBProfile
Mark CollinsChief OfficerProfile
Elizabeth CPASenior ControllerProfile
When determining whether BankFinancial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of BankFinancial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bankfinancial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bankfinancial Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in BankFinancial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
To learn how to invest in BankFinancial Stock, please use our How to Invest in BankFinancial guide.
You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BankFinancial. If investors know BankFinancial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BankFinancial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.184
Dividend Share
0.4
Earnings Share
0.19
Revenue Per Share
3.731
Quarterly Revenue Growth
0.075
The market value of BankFinancial is measured differently than its book value, which is the value of BankFinancial that is recorded on the company's balance sheet. Investors also form their own opinion of BankFinancial's value that differs from its market value or its book value, called intrinsic value, which is BankFinancial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BankFinancial's market value can be influenced by many factors that don't directly affect BankFinancial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BankFinancial's value and its price as these two are different measures arrived at by different means. Investors typically determine if BankFinancial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BankFinancial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.