Bankfinancial Stock Today

BankFinancial is selling at 12.00 as of the 29th of January 2026; that is 0.41% down since the beginning of the trading day. The stock's open price was 12.05. The performance scores are derived for the period starting the 31st of October 2025 and ending today, the 29th of January 2026. Click here to learn more.
Business Domain
Banks
IPO Date
28th of June 2005
Category
Financial Services
Classification
Financials
Valuation Options
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BankFinancial Stock Highlights

ESG Sustainability
Environmental
Governance
Social
ChairmanMorgan Gasior
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Jakarta Stock Exchange, NASDAQ Composite Total, Nasdaq Bank, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.04920.0596
Significantly Down
Slightly volatile
Gross Profit Margin0.560.6
Significantly Down
Pretty Stable
Total Current Liabilities1.3 B1.4 B
Notably Down
Pretty Stable
Non Current Liabilities Total70.5 M54.8 M
Significantly Up
Pretty Stable
Total Assets1.7 B1.7 B
Fairly Up
Pretty Stable
Total Current Assets291.6 M484.4 M
Way Down
Slightly volatile
Total Cash From Operating Activities12.8 M6.8 M
Way Up
Slightly volatile
Debt Levels
BankFinancial utilizes debt financing to potentially enhance returns on invested capital. The relationship between total debt and total assets provides valuable insight into BankFinancial's leverage profile, showing how much of BankFinancial's resources are funded through borrowing.
Liquidity
BankFinancial currently holds 38.74 M in liabilities with Debt to Equity (D/E) ratio of 6.12, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about BankFinancial's use of debt, we should always consider it together with its cash and equity.

Total Cashflows From Investing Activities

(39.45 Million)
BankFinancial (BFIN) is traded on NASDAQ Exchange in USA and employs 184 people. BankFinancial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 149.53 M. BankFinancial conducts business under Banks sector and is part of Financials industry. The entity has 12.46 M outstanding shares of which 336.63 K shares are currently shorted by private and institutional investors with about 5.91 trading days to cover. BankFinancial currently holds about 270.72 M in cash with 7.56 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 20.58, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Check BankFinancial Probability Of Bankruptcy

BankFinancial Stock Institutional Holders

InstituionRecorded OnShares
Northern Trust Corp2025-06-30
91.4 K
Bridgeway Capital Management, Llc2025-06-30
71.5 K
Susquehanna International Group, Llp2025-06-30
69 K
Creative Planning Inc2025-06-30
65.6 K
Round Hill Asset Management Inc2025-06-30
57.4 K
Hpm Partners Llc2025-06-30
56.3 K
American Century Companies Inc2025-06-30
46.8 K
Morgan Stanley - Brokerage Accounts2025-06-30
42.7 K
Charles Schwab Investment Management Inc2025-06-30
30.6 K
M3f, Inc.2025-06-30
1.1 M
Alliancebernstein L.p.2025-06-30
987 K
View BankFinancial Diagnostics

BankFinancial Historical Income Statement

At this time, BankFinancial's Operating Income is very stable compared to the past year. As of the 29th of January 2026, EBIT is likely to grow to about 6.6 M, while Interest Expense is likely to drop about 13.6 M. View More Fundamentals

BankFinancial Stock Against Markets

BankFinancial Related Equities

One of the popular trading techniques among algorithmic traders is to use market-neutral strategies where every trade hedges away some risk. Because there are two separate transactions required, even if one position performs unexpectedly, the other equity can make up some of the losses. Below are some of the equities that can be combined with BankFinancial stock to make a market-neutral strategy. Peer analysis of BankFinancial could also be used in its relative valuation, which is a method of valuing BankFinancial by comparing valuation metrics with similar companies.
 Risk & Return  Correlation

BankFinancial Corporate Management

Gregg AdamsExecutive VP of Marketing and Sales Division of Bankfinancial FSBProfile
James BrennanExecutive VP of Corporate Affairs Division, General Counsel, Corporate Secretary, Executive VP of Corporate Affairs Division - BankFinancial FSB, General Counsel of BankFinancial FSB and Corporate Secretary of BankFinancial FSBProfile
Marci SlagleNA BankFinancialProfile
Donald StelterExecutive FSBProfile
Mark CollinsChief OfficerProfile
Elizabeth CPASenior ControllerProfile
When determining whether BankFinancial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of BankFinancial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bankfinancial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bankfinancial Stock:
Check out Trending Equities to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
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Will Regional Banks sector continue expanding? Could BankFinancial diversify its offerings? Factors like these will boost the valuation of BankFinancial. Projected growth potential of BankFinancial fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every BankFinancial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.184
Dividend Share
0.4
Earnings Share
0.19
Revenue Per Share
3.731
Quarterly Revenue Growth
0.075
BankFinancial's market price often diverges from its book value, the accounting figure shown on BankFinancial's balance sheet. Smart investors calculate BankFinancial's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since BankFinancial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between BankFinancial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding BankFinancial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, BankFinancial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.