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Should I hold on to my Eargo (NASDAQ:EAR) position?

December 11, 2020  By
The stock is currently experiencing an active upward rally. Although many aggressive traders are getting into healthcare space, Eargo Inc may or may not be your first choice. We will check if the company can maintain a respectable level of debt while minimizing operating losses. Here we also measure the ability of Eargo to meet its long-term debt obligations, such as interest payments on debt, the final principal payment on the debt, and any other fixed obligations like lease payments.
Published over a year ago
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Reviewed by Raphi Shpitalnik

This firm has 16.01 M in debt with debt to equity (D/E) ratio of 0.31, which is OK given its current industry classification. The company has a current ratio of 3.6, demonstrating that it is liquid and is capable to disburse its financial commitments when the payables are due.
Eargo, financial leverage ratio helps determine the effect of debt on the overall profitability of the company. It measures the total debt position of Eargo,, including all of Eargo,'s outstanding debt obligations, and compares it with the equity. In simple terms, the high financial leverage means the cost of production, together with running the business day-to-day, is high, whereas, lower financial leverage implies lower fixed cost investment in the business and generally considered by investors to be a good sign. So if creditors own a majority of Eargo, assets, the company is considered highly leveraged. Understanding the composition and structure of overall Eargo, debt and outstanding corporate bonds gives a good idea of how risky the capital structure of a business is and if it is worth investing in it. Please read more on our technical analysis page.

How important is Eargo,'s Liquidity

Eargo, financial leverage refers to using borrowed capital as a funding source to finance Eargo, Inc ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. Eargo, financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Financial leverage can amplify the potential profits to Eargo,'s owners, but it also increases the potential losses and risk of financial distress, including bankruptcy, if the firm cannot cover its debt costs. The degree of Eargo,'s financial leverage can be measured in several ways, including by ratios such as the debt-to-equity ratio (total debt / total equity), equity multiplier (total assets / total equity), or the debt ratio (total debt / total assets). Please check the breakdown between Eargo,'s total debt and its cash.

How is Eargo, allocating its cash?

To perform a cash flow analysis of Eargo,, investors first need to understand how to read the cash flow statement. A cash flow statement shows the amount of cash Eargo, is receiving and how much cash it distributes out in a given period. The Eargo, cash flow statement breaks down these inflows and outflows into different buckets, including operating activities, investing activities, and financing activities.

Breaking down Eargo, Indicators

The latest price spike of Eargo Inc could raise concerns from retail investors as the firm it trading at a share price of 47.99 on very low momentum in volume. The company executives may have good odds in positioning the firm resources to exploit market volatility in January. The stock standard deviation of daily returns for 30 days investing horizon is currently 4.35. This high volatility is attributed to the latest market swings and not so good earnings reports for some of the Eargo partners.

Liabilities Breakdown

21.8 M
Current Liabilities
8.9 M
Long-Term Liabilities
Total Liabilities30.7 Million
Current Liabilities21.85 Million
Long-Term Liabilities8.85 Million

Will Eargo latest spike continue?

Potential upside is down to 9.8. It may connote a possible volatility fall. Eargo Inc shows above-average downside volatility for the selected time horizon. We advise investors to inspect Eargo Inc further and ensure that all market timing and asset allocation strategies are consistent with the estimation of Eargo future alpha.

Our Bottom Line On Eargo Inc

While many of the other players within the medical devices industry are still a little expensive, even after the recent corrections, Eargo may offer a potential longer-term growth to retail investors. On the whole, as of the 11th of December 2020, we believe that at this point, Eargo is overvalued with low chance of distress within the next 2 years. Our current Buy-Hold-Sell recommendation on the enterprise is Hold.

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Editorial Staff

Rifka Kats is a Member of Macroaxis Editorial Board. Rifka writes about retail product and service companies from the perspective of a regular consumer and sophisticated investor at the same time. She is passionate about corporate ethics and equality in the workforce. View Profile
This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Rifka Kats do not own shares of Eargo, Inc. Please refer to our Terms of Use for any information regarding our disclosure principles.

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