Heartland Financial Valuation
| 1H4 Stock | EUR 63.50 0.50 0.78% |
At this time, the firm appears to be undervalued. Heartland Financial USA retains a regular Real Value of €70.61 per share. The prevalent price of the firm is €63.5. Our model calculates the value of Heartland Financial USA from evaluating the firm fundamentals such as return on asset of 0.0107, and Return On Equity of 0.11 as well as inspecting its technical indicators and probability of bankruptcy.
Undervalued
Today
Please note that Heartland Financial's price fluctuation is very steady at this time. Calculation of the real value of Heartland Financial USA is based on 3 months time horizon. Increasing Heartland Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Heartland stock is determined by what a typical buyer is willing to pay for full or partial control of Heartland Financial USA. Since Heartland Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Heartland Stock. However, Heartland Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 63.5 | Real 70.61 | Hype 63.5 | Naive 62.71 |
The real value of Heartland Stock, also known as its intrinsic value, is the underlying worth of Heartland Financial USA Company, which is reflected in its stock price. It is based on Heartland Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Heartland Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Heartland Financial USA helps investors to forecast how Heartland stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Heartland Financial more accurately as focusing exclusively on Heartland Financial's fundamentals will not take into account other important factors: Heartland Financial Total Value Analysis
Heartland Financial USA is presently estimated to have takeover price of 1.87 B with market capitalization of 1.96 B, debt of 371.75 M, and cash on hands of 498.06 M. Please note that takeover price may be misleading and is a subject to mistakes in financial statements. We encourage investors to thoroughly investigate all of the Heartland Financial fundamentals before making investing decisions based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.87 B | 1.96 B | 371.75 M | 498.06 M |
Heartland Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Heartland Financial has an asset utilization ratio of 3.59 percent. This implies that the Company is making €0.0359 for each dollar of assets. An increasing asset utilization means that Heartland Financial USA is more efficient with each dollar of assets it utilizes for everyday operations.Heartland Financial Ownership Allocation
Heartland Financial USA has a total of 42.47 Million outstanding shares. Over half of Heartland Financial's outstanding shares are owned by outside corporations. These outside corporations are typically referred to as corporate investors that purchase positions in a given instrument to benefit from reduced trade commissions. Consequently, these institutions are subject to different rules and regulations than regular investors in Heartland Financial USA. Please watch out for any change in the institutional holdings of Heartland Financial as this could mean something significant has changed or is about to change at the company. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.Heartland Financial Profitability Analysis
The company reported the revenue of 727.55 M. Net Income was 212.18 M with profit before overhead, payroll, taxes, and interest of 707.14 M.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Heartland Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Heartland Financial and how it compares across the competition.
About Heartland Financial Valuation
The stock valuation mechanism determines Heartland Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of Heartland Financial. We calculate exposure to Heartland Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Heartland Financial's related companies.Heartland Financial USA, Inc., a multi-bank holding company, provides commercial, small business, and consumer banking products and services to individuals and businesses in the United States. Heartland Financial USA, Inc. was founded in 1981 and is headquartered in Dubuque, Iowa. HEARTLAND FIN operates under BanksRegional classification in Germany and is traded on Frankfurt Stock Exchange. It employs 2131 people.
8 Steps to conduct Heartland Financial's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Heartland Financial's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Heartland Financial's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Heartland Financial's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Heartland Financial's revenue streams: Identify Heartland Financial's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Heartland Financial's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Heartland Financial's growth potential: Evaluate Heartland Financial's management, business model, and growth potential.
- Determine Heartland Financial's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Heartland Financial's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Complementary Tools for Heartland Stock analysis
When running Heartland Financial's price analysis, check to measure Heartland Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Heartland Financial is operating at the current time. Most of Heartland Financial's value examination focuses on studying past and present price action to predict the probability of Heartland Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Heartland Financial's price. Additionally, you may evaluate how the addition of Heartland Financial to your portfolios can decrease your overall portfolio volatility.
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