Flagstar Bancorp Valuation

FBCDelisted Stock  USD 37.54  0.45  1.21%   
At this time, the firm appears to be overvalued. Flagstar Bancorp shows a prevailing Real Value of $32.29 per share. The current price of the firm is $37.54. Our model computes the value of Flagstar Bancorp from reviewing the firm fundamentals such as Operating Margin of 0.28 %, current valuation of 4.9 B, and Profit Margin of 0.20 % as well as analyzing its technical indicators and probability of bankruptcy.
Overvalued
Today
37.54
Please note that Flagstar Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Flagstar Bancorp is based on 3 months time horizon. Increasing Flagstar Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Flagstar Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Flagstar Stock. However, Flagstar Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  37.54 Real  32.29 Hype  37.54
The real value of Flagstar Stock, also known as its intrinsic value, is the underlying worth of Flagstar Bancorp Company, which is reflected in its stock price. It is based on Flagstar Bancorp's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Flagstar Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
32.29
Real Value
41.29
Upside
Estimating the potential upside or downside of Flagstar Bancorp helps investors to forecast how Flagstar stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Flagstar Bancorp more accurately as focusing exclusively on Flagstar Bancorp's fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
37.0037.6138.22
Details
Hype
Prediction
LowEstimatedHigh
37.5437.5437.54
Details

Flagstar Bancorp Total Value Analysis

Flagstar Bancorp is currently forecasted to have company total value of 4.9 B with market capitalization of 2 B, debt of 396 M, and cash on hands of 1.79 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Flagstar Bancorp fundamentals before making security assessment based on enterprise value of the company

Flagstar Bancorp Investor Information

About 94.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 0.76. Some equities with similar Price to Book (P/B) outperform the market in the long run. Flagstar Bancorp last dividend was issued on the 4th of November 2022. The entity had 1:10 split on the 11th of October 2012. Based on the analysis of Flagstar Bancorp's profitability, liquidity, and operating efficiency, Flagstar Bancorp is not in a good financial situation at the moment. It has a very high risk of going through financial straits in December.

Flagstar Bancorp Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Flagstar Bancorp has an asset utilization ratio of 5.93 percent. This indicates that the Company is making $0.0593 for each dollar of assets. An increasing asset utilization means that Flagstar Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.

Flagstar Bancorp Ownership Allocation

Flagstar Bancorp holds a total of 53.34 Million outstanding shares. The majority of Flagstar Bancorp outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in Flagstar Bancorp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Flagstar Bancorp. Please pay attention to any change in the institutional holdings of Flagstar Bancorp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.

Flagstar Bancorp Profitability Analysis

The company reported the last year's revenue of 1.51 B. Total Income to common stockholders was 533 M with profit before taxes, overhead, and interest of 1.9 B.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Flagstar Bancorp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Flagstar Bancorp and how it compares across the competition.

About Flagstar Bancorp Valuation

The delisted stock valuation mechanism determines Flagstar Bancorp's current worth on a weekly basis. Our valuation model uses a comparative analysis of Flagstar Bancorp. We calculate exposure to Flagstar Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Flagstar Bancorp's related companies.
Flagstar Bancorp, Inc. operates as a savings and loan holding company for Flagstar Bank, FSB that provides commercial and consumer banking services to consumer, commercial, and government customers in the United States. Flagstar Bancorp, Inc. was founded in 1987 and is headquartered in Troy, Michigan. Flagstar Bancorp operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 5395 people.

Flagstar Bancorp Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding53.5 M
Quarterly Earnings Growth Y O Y-0.523
Forward Price Earnings6.4893
Retained Earnings1.3 B
Retained Earnings Total Equity1.3 B
Check out Investing Opportunities to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
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Other Consideration for investing in Flagstar Stock

If you are still planning to invest in Flagstar Bancorp check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Flagstar Bancorp's history and understand the potential risks before investing.
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