Five Star Valuation
| FSBC Stock | USD 33.39 0.81 2.49% |
At this time, the firm appears to be overvalued. Five Star Bancorp shows a prevailing Real Value of $29.18 per share. The current price of the firm is $33.39. Our model computes the value of Five Star Bancorp from reviewing the firm fundamentals such as Current Valuation of 537.83 M, shares outstanding of 21.32 M, and Profit Margin of 0.38 % as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Five Star's valuation include:
Price Book 1.8256 | Enterprise Value 537.8 M | Price Sales 6.2899 | Trailing PE 14.7743 | Enterprise Value Revenue 6.6921 |
Overvalued
Today
Please note that Five Star's price fluctuation is very steady at this time. Calculation of the real value of Five Star Bancorp is based on 3 months time horizon. Increasing Five Star's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Five Star is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Five Stock. However, Five Star's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 33.39 | Real 29.18 | Target 26.33 | Hype 33.35 | Naive 32.99 |
The real value of Five Stock, also known as its intrinsic value, is the underlying worth of Five Star Bancorp Company, which is reflected in its stock price. It is based on Five Star's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Five Star's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Five Star Bancorp helps investors to forecast how Five stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Five Star more accurately as focusing exclusively on Five Star's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Five Star's intrinsic value based on its ongoing forecasts of Five Star's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Five Star's closest peers. If more than one evaluation category is relevant for Five Star we suggest using both methods to arrive at a better estimate.
Five Star Cash |
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Five Valuation Trend
Comparing Five Star's enterprise value against its market capitalization is a good way to estimate the value of Five Star Bancorp uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Five Revenue by Product
Five Star Total Value Analysis
Five Star Bancorp is currently forecasted to have valuation of 537.83 M with market capitalization of 711.84 M, debt of 249.35 M, and cash on hands of 327.88 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Five Star fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
537.83 M | 711.84 M | 249.35 M | 327.88 M |
Five Star Investor Information
About 27.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.83. Some equities with similar Price to Book (P/B) outperform the market in the long run. Five Star Bancorp last dividend was issued on the 4th of November 2024. The entity had 2521:2500 split on the 14th of July 2016. Based on the analysis of Five Star's profitability, liquidity, and operating efficiency, Five Star Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 10.64 | 10.1295 |
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Five Star Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Five Star has an asset utilization ratio of 0.21 percent. This indicates that the Company is making $0.00209 for each dollar of assets. An increasing asset utilization means that Five Star Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.Five Star Ownership Allocation
Five Star holds a total of 21.32 Million outstanding shares. Over half of Five Star's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that obtain positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Five Star Profitability Analysis
The company reported the previous year's revenue of 7.51 M. Net Income was 47.73 M with profit before overhead, payroll, taxes, and interest of 103.53 M.Five Star Past Distributions to stockholders
| 12th of November 2024 | ||
| 12th of August 2024 | ||
| 13th of May 2024 | ||
| 6th of May 2024 | ||
| 12th of February 2024 | ||
| 13th of November 2023 | ||
| 14th of August 2023 | ||
| 15th of May 2023 | ||
| 13th of February 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Five Star's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Five Star and how it compares across the competition.
About Five Star Valuation
The stock valuation mechanism determines Five Star's current worth on a weekly basis. Our valuation model uses a comparative analysis of Five Star. We calculate exposure to Five Star's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Five Star's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 793 K | 753.4 K | |
| Pretax Profit Margin | 8.87 | 9.31 | |
| Operating Profit Margin | 10.13 | 10.64 | |
| Net Profit Margin | 6.36 | 6.67 | |
| Gross Profit Margin | (14.12) | (14.83) |
Five Star Quarterly Retained Earnings |
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A single share of Five Star represents a small ownership stake in the entity. As a stockholder of Five, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Five Star Dividends Analysis For Valuation
At present, Five Star's Dividend Paid And Capex Coverage Ratio is projected to increase slightly based on the last few years of reporting. . At present, Five Star's Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 12.9 M | 24.5 M | |
| Dividend Yield | 0.03 | 0.03 | |
| Dividend Payout Ratio | 0.27 | 0.26 | |
| Dividend Paid And Capex Coverage Ratio | 2.86 | 3.01 |
There are various types of dividends Five Star can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Five shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Five Star Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Five pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Five Star by the value of the dividends paid out.
Five Star Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 17.2 M | |
| Quarterly Earnings Growth Y O Y | -0.193 |
Five Star Current Valuation Indicators
Valuation refers to the process of determining the present value of Five Star Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Five we look at many different elements of the entity such as Five's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Five Star, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Five Star's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Five Star's worth.Complementary Tools for Five Stock analysis
When running Five Star's price analysis, check to measure Five Star's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Five Star is operating at the current time. Most of Five Star's value examination focuses on studying past and present price action to predict the probability of Five Star's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Five Star's price. Additionally, you may evaluate how the addition of Five Star to your portfolios can decrease your overall portfolio volatility.
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