Guaranty Bancshares, Valuation
| GNTY Stock | USD 36.82 0.50 1.34% |
At this time, the firm appears to be overvalued. Guaranty Bancshares, retains a regular Real Value of $33.22 per share. The prevalent price of the firm is $36.82. Our model calculates the value of Guaranty Bancshares, from evaluating the firm fundamentals such as return on asset of 0.0086, and Return On Equity of 0.0888 as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Guaranty Bancshares,'s valuation include:
Price Book 1.3195 | Enterprise Value 345.8 M | Price Sales 3.637 | Trailing PE 15.4706 | Enterprise Value Revenue 4.1354 |
Overvalued
Today
Please note that Guaranty Bancshares,'s price fluctuation is very steady at this time. Calculation of the real value of Guaranty Bancshares, is based on 3 months time horizon. Increasing Guaranty Bancshares,'s time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Guaranty Bancshares, is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Guaranty Stock. However, Guaranty Bancshares,'s intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 36.82 | Real 33.22 | Target 30.33 | Hype 36.43 | Naive 37.21 |
The intrinsic value of Guaranty Bancshares,'s stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Guaranty Bancshares,'s stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Guaranty Bancshares, helps investors to forecast how Guaranty stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Guaranty Bancshares, more accurately as focusing exclusively on Guaranty Bancshares,'s fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Guaranty Bancshares,'s intrinsic value based on its ongoing forecasts of Guaranty Bancshares,'s financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Guaranty Bancshares,'s closest peers.
Guaranty Bancshares, Cash |
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Guaranty Valuation Trend
Analysing the historical paterns of Guaranty Bancshares,'s enterprise value and its market capitalization is a good way to estimate and gauge the value of Guaranty Bancshares, over time and is usually enough for investors to make rational market timing decisions.
Guaranty Bancshares, Total Value Analysis
Guaranty Bancshares, is currently anticipated to have valuation of 345.85 M with market capitalization of 426.35 M, debt of 190.28 M, and cash on hands of 124.17 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Guaranty Bancshares, fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
345.85 M | 426.35 M | 190.28 M | 124.17 M |
Guaranty Bancshares, Investor Information
About 26.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.32. Some equities with similar Price to Book (P/B) outperform the market in the long run. Guaranty Bancshares, last dividend was issued on the 30th of September 2024. The entity had 11:10 split on the 12th of February 2021. Based on the key measurements obtained from Guaranty Bancshares,'s financial statements, Guaranty Bancshares, is not in a good financial situation at this time. It has a very high probability of going through financial hardship in January.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.3 | 0.3185 |
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| Total Cash From Operating Activities | 21 M | 39.2 M |
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| Operating Income | 28.3 M | 37.1 M |
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Guaranty Bancshares, Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Guaranty suggests not a very effective usage of assets in December.Guaranty Bancshares, Ownership Allocation
The market capitalization of Guaranty Bancshares, is $426.35 Million. Guaranty Bancshares, secures significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.Guaranty Bancshares, Profitability Analysis
The company reported the previous year's revenue of 116.59 M. Net Income was 30.04 M with profit before overhead, payroll, taxes, and interest of 129.16 M.Guaranty Bancshares, Past Distributions to stockholders
About Guaranty Bancshares, Valuation
Our relative valuation model uses a comparative analysis of Guaranty Bancshares,. We calculate exposure to Guaranty Bancshares,'s market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Guaranty Bancshares,'s related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 116.6 M | 122.4 M | |
| Pretax Profit Margin | 0.32 | 0.30 | |
| Operating Profit Margin | 0.32 | 0.30 | |
| Net Profit Margin | 0.26 | 0.24 | |
| Gross Profit Margin | 0.89 | 0.79 |
Guaranty Bancshares, Quarterly Retained Earnings |
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A single share of Guaranty Bancshares, represents a small ownership stake in the entity. As a stockholder of Guaranty, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Guaranty Bancshares, Dividends Analysis For Valuation
Dividend Yield is likely to rise to 0.03 in 2024, despite the fact that Dividends Paid is likely to grow to (10.2 M). . At this time, Guaranty Bancshares,'s Retained Earnings are fairly stable compared to the past year. Price Earnings Ratio is likely to rise to 24.44 in 2024, whereas Earning Assets are likely to drop slightly above 355.2 M in 2024.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -10.7 M | -10.2 M | |
| Dividend Yield | 0.03 | 0.03 | |
| Dividend Payout Ratio | 0.36 | 0.24 | |
| Dividend Paid And Capex Coverage Ratio | 2.24 | 2.10 |
There are various types of dividends Guaranty Bancshares, can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Guaranty shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Guaranty Bancshares, directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Guaranty pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Guaranty Bancshares, by the value of the dividends paid out.
Guaranty Bancshares, Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 11.6 M | |
| Quarterly Earnings Growth Y O Y | 0.203 |
Guaranty Bancshares, Current Valuation Indicators
Valuation refers to the process of determining the present value of Guaranty Bancshares, and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Guaranty we look at many different elements of the entity such as Guaranty's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Guaranty Bancshares,, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Guaranty Bancshares,'s valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Guaranty Bancshares,'s worth.Additional Tools for Guaranty Stock Analysis
When running Guaranty Bancshares,'s price analysis, check to measure Guaranty Bancshares,'s market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Guaranty Bancshares, is operating at the current time. Most of Guaranty Bancshares,'s value examination focuses on studying past and present price action to predict the probability of Guaranty Bancshares,'s future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Guaranty Bancshares,'s price. Additionally, you may evaluate how the addition of Guaranty Bancshares, to your portfolios can decrease your overall portfolio volatility.