Lloyds Banking Valuation
| LLOY Stock | 53.06 0.20 0.38% |
At this time, the firm appears to be overvalued. Lloyds Banking Group secures a last-minute Real Value of USD46.49 per share. The latest price of the firm is USD53.06. Our model forecasts the value of Lloyds Banking Group from analyzing the firm fundamentals such as Profit Margin of 0.27 %, current valuation of (168.81 B), and Return On Equity of 0.11 as well as examining its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that Lloyds Banking's price fluctuation is very steady at this time. Calculation of the real value of Lloyds Banking Group is based on 3 months time horizon. Increasing Lloyds Banking's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Lloyds stock is determined by what a typical buyer is willing to pay for full or partial control of Lloyds Banking Group. Since Lloyds Banking is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Lloyds Stock. However, Lloyds Banking's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 53.06 | Real 46.49 | Hype 53.05 | Naive 53.52 |
The intrinsic value of Lloyds Banking's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Lloyds Banking's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Lloyds Banking Group helps investors to forecast how Lloyds stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Lloyds Banking more accurately as focusing exclusively on Lloyds Banking's fundamentals will not take into account other important factors: Lloyds Banking Total Value Analysis
Lloyds Banking Group is now projected to have takeover price of (168.81 B) with market capitalization of 32.42 B, debt of 93.67 B, and cash on hands of . The negative valuation of Lloyds Banking may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial obligations of the company both on and off balance sheet. Investors should thoroughly investigate all of the Lloyds Banking fundamentals.| Takeover Price | Market Cap | Debt Obligations | Cash |
(168.81 B) | 32.42 B | 93.67 B |
Lloyds Banking Investor Information
About 53.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.7. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Lloyds Banking Group has Price/Earnings To Growth (PEG) ratio of 1.65. The entity last dividend was issued on the 1st of August 2024. The firm had 41:40 split on the 11th of May 2009. Based on the key indicators obtained from Lloyds Banking's historical financial statements, Lloyds Banking Group is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December.Lloyds Banking Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The newest return on assets of Lloyds implies not a very effective usage of assets in November.Lloyds Banking Ownership Allocation
Lloyds Banking Group maintains a total of 60.6 Billion outstanding shares. Over half of Lloyds Banking's outstanding shares are owned by institutional investors. These institutional investors are typically referred to as corporate investors that shop for positions in a given instrument to benefit from reduced trade commissions. Consequently, these institutions are subject to different rules and regulations than regular investors in Lloyds Banking Group. Please watch out for any change in the institutional holdings of Lloyds Banking Group as this could mean something significant has changed or is about to change at the company. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.Lloyds Banking Profitability Analysis
The company reported the revenue of 18.41 B. Net Income was 7.5 B with profit before overhead, payroll, taxes, and interest of 17.06 B.Lloyds Banking Past Distributions to stockholders
About Lloyds Banking Valuation
The stock valuation mechanism determines Lloyds Banking's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Lloyds Banking Group based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Lloyds Banking. We calculate exposure to Lloyds Banking's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Lloyds Banking's related companies.Additional Tools for Lloyds Stock Analysis
When running Lloyds Banking's price analysis, check to measure Lloyds Banking's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lloyds Banking is operating at the current time. Most of Lloyds Banking's value examination focuses on studying past and present price action to predict the probability of Lloyds Banking's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Lloyds Banking's price. Additionally, you may evaluate how the addition of Lloyds Banking to your portfolios can decrease your overall portfolio volatility.