MoneyLion Valuation
| ML Stock | USD 80.24 1.73 2.20% |
At this time, the firm appears to be overvalued. MoneyLion secures a last-minute Real Value of $45.2 per share. The latest price of the firm is $80.24. Our model forecasts the value of MoneyLion from analyzing the firm fundamentals such as Return On Equity of 0.012, profit margin of 0.01 %, and Current Valuation of 930.7 M as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting MoneyLion's valuation include:
Price Book 3.0855 | Enterprise Value 930.7 M | Enterprise Value Ebitda 16.8072 | Price Sales 1.7421 | Forward PE 29.3255 |
Overvalued
Today
Please note that MoneyLion's price fluctuation is not too volatile at this time. Calculation of the real value of MoneyLion is based on 3 months time horizon. Increasing MoneyLion's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the MoneyLion stock is determined by what a typical buyer is willing to pay for full or partial control of MoneyLion. Since MoneyLion is currently traded on the exchange, buyers and sellers on that exchange determine the market value of MoneyLion Stock. However, MoneyLion's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 80.24 | Real 45.2 | Target 28.62 | Hype 93.31 | Naive 83.16 |
The intrinsic value of MoneyLion's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence MoneyLion's stock price.
Estimating the potential upside or downside of MoneyLion helps investors to forecast how MoneyLion stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of MoneyLion more accurately as focusing exclusively on MoneyLion's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use MoneyLion's intrinsic value based on its ongoing forecasts of MoneyLion's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against MoneyLion's closest peers.
MoneyLion Cash |
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MoneyLion Valuation Trend
Knowing MoneyLion's actual value is paramount for traders when making sound investment determinations. Using both MoneyLion's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
MoneyLion Total Value Analysis
MoneyLion is now expected to have takeover value of 930.7 M with market capitalization of 871.56 M, debt of 196.74 M, and cash on hands of 154.06 M. Please note that takeover value may be misleading and is a subject to accounting mistakes. We encourage investors to methodically examine all of the MoneyLion fundamentals before making investment evaluation based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
930.7 M | 871.56 M | 196.74 M | 154.06 M |
MoneyLion Investor Information
About 23.0% of the company outstanding shares are owned by corporate insiders. The book value of MoneyLion was now reported as 25.43. The company had not issued any dividends in recent years. MoneyLion had 1:30 split on the 25th of April 2023. Based on the analysis of MoneyLion's profitability, liquidity, and operating efficiency, MoneyLion is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in December.MoneyLion Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. MoneyLion has an asset utilization ratio of 82.18 percent. This suggests that the Company is making $0.82 for each dollar of assets. An increasing asset utilization means that MoneyLion is more efficient with each dollar of assets it utilizes for everyday operations.MoneyLion Ownership Allocation
The market capitalization of MoneyLion is $871.56 Million. Over half of MoneyLion's outstanding shares are owned by institutional investors. These institutional investors are typically referred to as corporate investors that shop for positions in a given instrument to benefit from reduced trade commissions. Note, that even with negative profits, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company.MoneyLion Profitability Analysis
The company generated the yearly revenue of 423.43 M. Annual Net Loss to common stockholders was (45.24 M) with gross profit of 134.72 M.About MoneyLion Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of MoneyLion. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of MoneyLion based exclusively on its fundamental and basic technical indicators. By analyzing MoneyLion's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of MoneyLion's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of MoneyLion. We calculate exposure to MoneyLion's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of MoneyLion's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 266.6 M | 174.9 M | |
| Pretax Profit Margin | (0.11) | (0.11) | |
| Operating Profit Margin | (0.01) | (0.01) | |
| Net Loss | (0.11) | (0.11) | |
| Gross Profit Margin | 0.63 | 0.91 |
MoneyLion Growth Indicators
Investing in growth stocks can be very risky. If the company such as MoneyLion does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 9.6 M | |
| Forward Price Earnings | 29.3255 |
MoneyLion Current Valuation Indicators
MoneyLion's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final MoneyLion's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as MoneyLion, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use MoneyLion's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes MoneyLion's worth.Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in MoneyLion. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis. For more information on how to buy MoneyLion Stock please use our How to buy in MoneyLion Stock guide.You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
Is Application Software space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of MoneyLion. If investors know MoneyLion will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about MoneyLion listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share 0.29 | Revenue Per Share 46.74 | Quarterly Revenue Growth 0.229 | Return On Assets 0.0234 | Return On Equity 0.012 |
The market value of MoneyLion is measured differently than its book value, which is the value of MoneyLion that is recorded on the company's balance sheet. Investors also form their own opinion of MoneyLion's value that differs from its market value or its book value, called intrinsic value, which is MoneyLion's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because MoneyLion's market value can be influenced by many factors that don't directly affect MoneyLion's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between MoneyLion's value and its price as these two are different measures arrived at by different means. Investors typically determine if MoneyLion is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, MoneyLion's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.