Nicholas Financial Valuation
| NICKDelisted Stock | USD 6.19 0.13 2.15% |
At this time, the firm appears to be overvalued. Nicholas Financial secures a last-minute Real Value of $5.24 per share. The latest price of the firm is $6.19. Our model forecasts the value of Nicholas Financial from analyzing the firm fundamentals such as Return On Equity of -0.36, profit margin of (1.33) %, and Current Valuation of 8.64 M as well as examining its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that Nicholas Financial's price fluctuation is moderately volatile at this time. Calculation of the real value of Nicholas Financial is based on 3 months time horizon. Increasing Nicholas Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Nicholas Financial's intrinsic value may or may not be the same as its current market price of 6.19, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 6.19 | Real 5.24 | Hype 6.16 | Naive 6.14 |
The intrinsic value of Nicholas Financial's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Nicholas Financial's stock price.
Estimating the potential upside or downside of Nicholas Financial helps investors to forecast how Nicholas stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Nicholas Financial more accurately as focusing exclusively on Nicholas Financial's fundamentals will not take into account other important factors: Nicholas Financial Total Value Analysis
Nicholas Financial is now forecasted to have valuation of 8.64 M with market capitalization of 45.19 M, debt of 39.78 M, and cash on hands of 3.55 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Nicholas Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
8.64 M | 45.19 M | 39.78 M | 3.55 M |
Nicholas Financial Investor Information
About 18.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.85. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Nicholas Financial recorded a loss per share of 3.45. The entity last dividend was issued on the 18th of September 2013. The firm had 11:10 split on the 18th of November 2009. Based on the analysis of Nicholas Financial's profitability, liquidity, and operating efficiency, Nicholas Financial is not in a good financial situation at the moment. It has a very high risk of going through financial straits in December.Nicholas Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Nicholas Financial has an asset utilization ratio of 60100.0 percent. This suggests that the Company is making $601.0 for each dollar of assets. An increasing asset utilization means that Nicholas Financial is more efficient with each dollar of assets it utilizes for everyday operations.Nicholas Financial Ownership Allocation
The market capitalization of Nicholas Financial is $45.19 Million. Over half of Nicholas Financial's outstanding shares are owned by institutional investors. These institutional investors are typically referred to as corporate investors that shop for positions in a given instrument to benefit from reduced trade commissions. Note, that even with negative profits, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company.Nicholas Financial Profitability Analysis
The company reported the previous year's revenue of 22.24 M. Net Loss for the year was (20.8 M) with loss before overhead, payroll, taxes, and interest of (253 K).About Nicholas Financial Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Nicholas Financial. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Nicholas Financial based exclusively on its fundamental and basic technical indicators. By analyzing Nicholas Financial's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Nicholas Financial's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Nicholas Financial. We calculate exposure to Nicholas Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Nicholas Financial's related companies.Nicholas Financial, Inc. operates as a consumer finance company in the United States. Nicholas Financial, Inc. was founded in 1985 and is headquartered in Clearwater, Florida. Nicholas Fincl operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 215 people.
Nicholas Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as Nicholas Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 7.3 M | |
| Quarterly Earnings Growth Y O Y | -0.792 |
Check out Correlation Analysis to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. You can also try the ETFs module to find actively traded Exchange Traded Funds (ETF) from around the world.
Other Consideration for investing in Nicholas Stock
If you are still planning to invest in Nicholas Financial check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Nicholas Financial's history and understand the potential risks before investing.
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