Pinnacle Bancshares Valuation

PCLBDelisted Stock  USD 22.10  0.00  0.00%   
At this time, the company appears to be overvalued. Pinnacle Bancshares holds a recent Real Value of $19.25 per share. The prevailing price of the company is $22.1. Our model determines the value of Pinnacle Bancshares from analyzing the company fundamentals such as Return On Equity of 0.1, operating margin of 0.36 %, and Shares Outstanding of 909.53 K as well as examining its technical indicators and probability of bankruptcy.
Overvalued
Today
22.10
Please note that Pinnacle Bancshares' price fluctuation is very steady at this time. Calculation of the real value of Pinnacle Bancshares is based on 3 months time horizon. Increasing Pinnacle Bancshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Pinnacle Bancshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Pinnacle Pink Sheet. However, Pinnacle Bancshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  22.1 Real  19.25 Hype  22.1 Naive  21.24
The real value of Pinnacle Pink Sheet, also known as its intrinsic value, is the underlying worth of Pinnacle Bancshares Company, which is reflected in its stock price. It is based on Pinnacle Bancshares' financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Pinnacle Bancshares' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
19.25
Real Value
24.31
Upside
Estimating the potential upside or downside of Pinnacle Bancshares helps investors to forecast how Pinnacle pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Pinnacle Bancshares more accurately as focusing exclusively on Pinnacle Bancshares' fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
21.8622.2322.61
Details
Hype
Prediction
LowEstimatedHigh
22.1022.1022.10
Details
Naive
Forecast
LowNext ValueHigh
21.2421.2421.24
Details

Pinnacle Bancshares Total Value Analysis

Pinnacle Bancshares is at this time expected to have valuation of 22.07 M with market capitalization of 20.1 M, debt of 3.09 M, and cash on hands of 8.95 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Pinnacle Bancshares fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
22.07 M
20.1 M
3.09 M
8.95 M

Pinnacle Bancshares Investor Information

The company has price-to-book ratio of 0.71. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Pinnacle Bancshares last dividend was issued on the 9th of December 2022. The entity had 2:1 split on the 30th of October 1997. Based on the key indicators related to Pinnacle Bancshares' liquidity, profitability, solvency, and operating efficiency, Pinnacle Bancshares is not in a good financial situation at the present time. It has a very high likelihood of going through financial trouble in December.

Pinnacle Bancshares Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Pinnacle Bancshares has an asset utilization ratio of 4.29 percent. This suggests that the Company is making $0.0429 for each dollar of assets. An increasing asset utilization means that Pinnacle Bancshares is more efficient with each dollar of assets it utilizes for everyday operations.

Pinnacle Bancshares Profitability Analysis

The company reported the previous year's revenue of 9.48 M. Net Income was 2.6 M with profit before overhead, payroll, taxes, and interest of 9.48 M.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Pinnacle Bancshares' worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Pinnacle Bancshares and how it compares across the competition.

About Pinnacle Bancshares Valuation

The pink sheet valuation mechanism determines Pinnacle Bancshares' current worth on a weekly basis. Our valuation model uses a comparative analysis of Pinnacle Bancshares. We calculate exposure to Pinnacle Bancshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Pinnacle Bancshares's related companies.
Pinnacle Bancshares, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services. Pinnacle Bancshares, Inc. was incorporated in 1996 and is based in Jasper, Alabama. Pinnacle Bancshares is traded on OTC Exchange in the United States.

8 Steps to conduct Pinnacle Bancshares' Valuation Analysis

Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Pinnacle Bancshares' potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Pinnacle Bancshares' valuation analysis, follow these 8 steps:
  • Gather financial information: Obtain Pinnacle Bancshares' financial statements, including balance sheets, income statements, and cash flow statements.
  • Determine Pinnacle Bancshares' revenue streams: Identify Pinnacle Bancshares' primary sources of revenue, including products or services offered, target markets, and pricing strategies.
  • Analyze market data: Research Pinnacle Bancshares' industry and market trends, including the size of the market, growth rate, and competition.
  • Establish Pinnacle Bancshares' growth potential: Evaluate Pinnacle Bancshares' management, business model, and growth potential.
  • Determine Pinnacle Bancshares' financial performance: Analyze its financial statements to assess its historical performance and future potential.
  • Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
  • Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Pinnacle Bancshares' estimated value.
  • Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Note: This is a general outline, and different approaches and methods may be used depending on the type and size of the company being valued. We also recomment to seek professional assistance to ensure accuracy.

Pinnacle Bancshares Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Quarterly Earnings Growth Y O Y-0.318
Retained Earnings30.3 M
Check out Your Equity Center to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis.
You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.

Other Consideration for investing in Pinnacle Pink Sheet

If you are still planning to invest in Pinnacle Bancshares check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Pinnacle Bancshares' history and understand the potential risks before investing.
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