Umpqua Holdings Valuation
| UMPQDelisted Stock | USD 17.66 0.00 0.00% |
At this time, the company appears to be overvalued. Umpqua Holdings has a current Real Value of $15.1 per share. The regular price of the company is $17.66. Our model measures the value of Umpqua Holdings from inspecting the company fundamentals such as Return On Equity of 0.13, operating margin of 0.41 %, and Shares Outstanding of 217.06 M as well as reviewing its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that Umpqua Holdings' price fluctuation is very steady at this time. Calculation of the real value of Umpqua Holdings is based on 3 months time horizon. Increasing Umpqua Holdings' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Umpqua Holdings' intrinsic value may or may not be the same as its current market price of 17.66, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 17.66 | Real 15.1 | Hype 17.66 |
The intrinsic value of Umpqua Holdings' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Umpqua Holdings' stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Umpqua Holdings helps investors to forecast how Umpqua stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Umpqua Holdings more accurately as focusing exclusively on Umpqua Holdings' fundamentals will not take into account other important factors: Umpqua Holdings Total Value Analysis
Umpqua Holdings is at this time projected to have valuation of 1.83 B with market capitalization of 3.83 B, debt of 1.23 B, and cash on hands of 1.55 B. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Umpqua Holdings fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.83 B | 3.83 B | 1.23 B | 1.55 B |
Umpqua Holdings Investor Information
About 90.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.6. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Umpqua Holdings has Price/Earnings To Growth (PEG) ratio of 2.24. The entity last dividend was issued on the 20th of January 2023. The firm had 4:1 split on the 2nd of February 1998. Based on the key indicators related to Umpqua Holdings' liquidity, profitability, solvency, and operating efficiency, Umpqua Holdings is not in a good financial situation at the moment. It has a very high risk of going through financial straits in February.Umpqua Holdings Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Umpqua Holdings has an asset utilization ratio of 3.6 percent. This connotes that the Company is making $0.036 for each dollar of assets. An increasing asset utilization means that Umpqua Holdings is more efficient with each dollar of assets it utilizes for everyday operations.Umpqua Holdings Ownership Allocation
Umpqua Holdings shows a total of 217.06 Million outstanding shares. The majority of Umpqua Holdings outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Umpqua Holdings to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Umpqua Holdings. Please pay attention to any change in the institutional holdings of Umpqua Holdings as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.Umpqua Holdings Profitability Analysis
The company reported the previous year's revenue of 1.15 B. Net Income was 336.75 M with profit before overhead, payroll, taxes, and interest of 1.19 B.Umpqua Holdings Past Distributions to stockholders
About Umpqua Holdings Valuation
The delisted stock valuation mechanism determines Umpqua Holdings' current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Umpqua Holdings based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Umpqua Holdings. We calculate exposure to Umpqua Holdings's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Umpqua Holdings's related companies.Umpqua Holdings Corporation operates as the holding company of Umpqua Bank that provides commercial and retail banking services. The company was founded in 1953 and is headquartered in Portland, Oregon. Umpqua Holdings operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 4000 people.
A single share of Umpqua Holdings represents a small ownership stake in the entity. As a stockholder of Umpqua, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Umpqua Holdings Dividends Analysis For Valuation
Please note that Umpqua Holdings has scaled down on payment of dividends at this time.
There are various types of dividends Umpqua Holdings can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Umpqua shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Umpqua Holdings directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Umpqua pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Umpqua Holdings by the value of the dividends paid out.
Umpqua Holdings Growth Indicators
Investing in growth stocks can be very risky. If the company such as Umpqua Holdings does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 217.4 M | |
| Quarterly Earnings Growth Y O Y | -0.048 | |
| Retained Earnings | -543.8 M | |
| Retained Earnings Total Equity | -543.8 M |
Check out World Market Map to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in american community survey. You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.
Other Consideration for investing in Umpqua Stock
If you are still planning to invest in Umpqua Holdings check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Umpqua Holdings' history and understand the potential risks before investing.
| Fundamental Analysis View fundamental data based on most recent published financial statements | |
| Pattern Recognition Use different Pattern Recognition models to time the market across multiple global exchanges | |
| Volatility Analysis Get historical volatility and risk analysis based on latest market data | |
| FinTech Suite Use AI to screen and filter profitable investment opportunities | |
| Sync Your Broker Sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors. | |
| Equity Search Search for actively traded equities including funds and ETFs from over 30 global markets | |
| Price Ceiling Movement Calculate and plot Price Ceiling Movement for different equity instruments | |
| Latest Portfolios Quick portfolio dashboard that showcases your latest portfolios | |
| Global Correlations Find global opportunities by holding instruments from different markets |