Woodlands Financial Valuation
| WDFN Stock | USD 20.15 0.18 0.89% |
At this time, the company appears to be overvalued. Woodlands Financial maintains a prevalent Real Value of $16.93 per share. The last-minute price of the company is $20.15. Our model calculates the value of Woodlands Financial from examining the company fundamentals such as Return On Asset of 0.0086, profit margin of 0.24 %, and Current Valuation of 1.49 M as well as analyzing its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that Woodlands Financial's price fluctuation is not too volatile at this time. Calculation of the real value of Woodlands Financial is based on 3 months time horizon. Increasing Woodlands Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Woodlands Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Woodlands Pink Sheet. However, Woodlands Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 20.15 | Real 16.93 | Hype 20.15 | Naive 20.31 |
The intrinsic value of Woodlands Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Woodlands Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Woodlands Financial Services helps investors to forecast how Woodlands pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Woodlands Financial more accurately as focusing exclusively on Woodlands Financial's fundamentals will not take into account other important factors: Woodlands Financial Total Value Analysis
Woodlands Financial Services is at this time forecasted to have valuation of 1.49 M with market capitalization of 47.06 M, debt of 3.92 M, and cash on hands of 51.91 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Woodlands Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.49 M | 47.06 M | 3.92 M | 51.91 M |
Woodlands Financial Investor Information
The company last dividend was issued on the 9th of February 2023. Woodlands Financial had 2:1 split on the 22nd of December 2015. Based on the analysis of Woodlands Financial's profitability, liquidity, and operating efficiency, Woodlands Financial Services is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December.Woodlands Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Woodlands suggests not a very effective usage of assets in November.Woodlands Financial Ownership Allocation
The market capitalization of Woodlands Financial is $47.06 Million. Roughly 95.38 (%) of Woodlands Financial outstanding shares are held by general public with 4.62 percent by institutional investors. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.Woodlands Financial Profitability Analysis
The company reported the previous year's revenue of 20.99 M. Net Income was 5.28 M with profit before overhead, payroll, taxes, and interest of 20.99 M.About Woodlands Financial Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Woodlands Financial Services. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Woodlands Financial based exclusively on its fundamental and basic technical indicators. By analyzing Woodlands Financial's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Woodlands Financial's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Woodlands Financial. We calculate exposure to Woodlands Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Woodlands Financial's related companies.Woodlands Financial Services Company operates as the holding company for Woodlands Bank that provides commercial and consumer banking, and trust services in Lycoming and Clinton counties, and the surrounding market area in Pennsylvania. Woodlands Financial Services Company was founded in 1989 and is based in Williamsport, Pennsylvania. Woodlands Financial operates under BanksRegional classification in the United States and is traded on OTC Exchange.
8 Steps to conduct Woodlands Financial's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Woodlands Financial's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Woodlands Financial's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Woodlands Financial's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Woodlands Financial's revenue streams: Identify Woodlands Financial's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Woodlands Financial's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Woodlands Financial's growth potential: Evaluate Woodlands Financial's management, business model, and growth potential.
- Determine Woodlands Financial's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Woodlands Financial's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Woodlands Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Quarterly Earnings Growth Y O Y | 0.155 | |
| Retained Earnings | 36.1 M |
Other Information on Investing in Woodlands Pink Sheet
Woodlands Financial financial ratios help investors to determine whether Woodlands Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Woodlands with respect to the benefits of owning Woodlands Financial security.