Tompkins Financial Earnings Estimate

TMP Stock  USD 73.39  0.88  1.21%   
The next projected EPS of Tompkins Financial is estimated to be 1.53 with future projections ranging from a low of 1.5425 to a high of 1.575. Tompkins Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 5.9. Please be aware that the consensus of earnings estimates for Tompkins Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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Tompkins Financial is projected to generate 1.53 in earnings per share on the 31st of December 2025. Tompkins Financial earnings estimates show analyst consensus about projected Tompkins Financial EPS (Earning Per Share). It derives the highest and the lowest estimates based on Tompkins Financial's historical volatility. Many public companies, such as Tompkins Financial, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Tompkins Financial Revenue Breakdown by Earning Segment

By analyzing Tompkins Financial's earnings estimates, investors can diagnose different trends across Tompkins Financial's analyst sentiment over time as well as compare current estimates against different timeframes. As of 01/06/2026, Gross Profit is likely to grow to about 348.4 M. Also, Pretax Profit Margin is likely to grow to 0.40Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Tompkins Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in industry.
To learn how to invest in Tompkins Stock, please use our How to Invest in Tompkins Financial guide.

Tompkins Financial Earnings Estimation Breakdown

The calculation of Tompkins Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Tompkins Financial is estimated to be 1.53 with the future projection ranging from a low of 1.5425 to a high of 1.575. Please be aware that this consensus of annual earnings estimates for Tompkins Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
1.65
1.54
Lowest
Expected EPS
1.53
1.57
Highest

Tompkins Financial Earnings Projection Consensus

Suppose the current estimates of Tompkins Financial's value are higher than the current market price of the Tompkins Financial stock. In this case, investors may conclude that Tompkins Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Tompkins Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of December 2025Current EPS (TTM)
287.34%
1.65
1.53
5.9

Tompkins Financial Earnings History

Earnings estimate consensus by Tompkins Financial analysts from Wall Street is used by the market to judge Tompkins Financial's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Tompkins Financial's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Tompkins Financial Quarterly Gross Profit

84.95 Million

At this time, Tompkins Financial's Retained Earnings are relatively stable compared to the past year. As of 01/06/2026, Price Earnings Ratio is likely to grow to 12.94, while Retained Earnings Total Equity is likely to drop slightly above 303.4 M. As of 01/06/2026, Common Stock Shares Outstanding is likely to drop to about 12 M. In addition to that, Net Income Applicable To Common Shares is likely to drop to about 49.4 M.
Hype
Prediction
LowEstimatedHigh
71.5473.3475.14
Details
Intrinsic
Valuation
LowRealHigh
63.6265.4280.73
Details
Naive
Forecast
LowNextHigh
68.0269.8271.62
Details
2 Analysts
Consensus
LowTargetHigh
70.9878.0086.58
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of Tompkins assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Tompkins Financial. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Tompkins Financial's stock price in the short term.

Tompkins Financial Earnings per Share Projection vs Actual

Actual Earning per Share of Tompkins Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Tompkins Financial predict the company's earnings will be in the future. The higher the earnings per share of Tompkins Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Tompkins Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Tompkins Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Tompkins Financial should always be considered in relation to other companies to make a more educated investment decision.

Tompkins Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Tompkins Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-10-24
2025-09-301.71.65-0.05
2025-07-25
2025-06-301.431.50.07
2025-04-25
2025-03-311.311.370.06
2025-01-31
2024-12-311.161.370.2118 
2024-10-25
2024-09-301.211.30.09
2024-07-26
2024-06-300.91.10.222 
2024-04-26
2024-03-311.151.180.03
2024-01-26
2023-12-311.251.05-0.216 
2023-10-27
2023-09-30-2.22-2.35-0.13
2023-07-21
2023-06-301.050.59-0.4643 
2023-04-28
2023-03-311.321.350.03
2023-01-27
2022-12-311.421.36-0.06
2022-10-28
2022-09-301.551.48-0.07
2022-07-22
2022-06-301.331.450.12
2022-04-29
2022-03-311.421.60.1812 
2022-01-28
2021-12-311.511.33-0.1811 
2021-10-22
2021-09-301.441.660.2215 
2021-07-23
2021-06-301.441.540.1
2021-04-30
2021-03-311.351.720.3727 
2021-01-29
2020-12-311.491.610.12
2020-10-23
2020-09-301.341.630.2921 
2020-07-24
2020-06-300.561.470.91162 
2020-05-01
2020-03-311.060.53-0.5350 
2020-01-31
2019-12-311.331.40.07
2019-10-18
2019-09-301.311.340.03
2019-07-19
2019-06-301.331.27-0.06
2019-04-26
2019-03-311.291.370.08
2019-01-25
2018-12-311.351.23-0.12
2018-10-19
2018-09-301.41.38-0.02
2018-07-20
2018-06-301.361.390.03
2018-04-27
2018-03-311.31.330.03
2018-01-26
2017-12-311.151.150.0
2017-10-27
2017-09-301.131.140.01
2017-07-21
2017-06-301.051.110.06
2017-04-28
2017-03-311.011.030.02
2017-01-27
2016-12-310.980.990.01
2016-10-28
2016-09-3010.97-0.03
2016-07-22
2016-06-300.960.960.0
2016-04-22
2016-03-310.910.940.03
2016-01-29
2015-12-310.920.920.0
2015-10-30
2015-09-300.880.960.08
2015-07-31
2015-06-300.871.150.2832 
2015-04-24
2015-03-310.860.84-0.02
2015-01-28
2014-12-310.850.850.0
2014-10-24
2014-09-300.850.920.07
2014-07-25
2014-06-300.870.870.0
2014-04-25
2014-03-310.840.840.0
2014-01-24
2013-12-310.830.910.08
2013-10-18
2013-09-300.790.90.1113 
2013-07-19
2013-06-300.820.75-0.07
2013-04-26
2013-03-310.860.81-0.05
2013-01-25
2012-12-310.880.81-0.07
2012-10-24
2012-09-300.840.870.03
2012-07-20
2012-06-300.780.76-0.02
2012-04-25
2012-03-310.810.7-0.1113 
2012-01-25
2011-12-310.830.840.01
2011-10-26
2011-09-300.840.71-0.1315 
2011-07-20
2011-06-300.80.850.05
2011-04-27
2011-03-310.750.80.05
2011-01-26
2010-12-310.740.810.07
2010-10-27
2010-09-300.810.69-0.1214 
2010-07-21
2010-06-300.730.830.113 
2010-04-21
2010-03-310.660.780.1218 
2010-01-27
2009-12-310.740.760.02
2009-10-28
2009-09-300.740.780.04
2009-07-22
2009-06-300.660.690.03
2009-04-29
2009-03-310.650.720.0710 
2009-01-28
2008-12-310.690.67-0.02
2008-10-22
2008-09-300.710.740.03
2008-07-23
2008-06-300.670.66-0.01
2008-04-23
2008-03-310.660.70.04
2008-01-30
2007-12-310.650.70.05
2007-10-24
2007-09-300.620.640.02
2007-07-24
2007-06-300.580.590.01
2007-04-25
2007-03-310.580.53-0.05
2007-01-24
2006-12-310.730.71-0.02
2006-10-25
2006-09-300.620.620.0
2006-07-19
2006-06-300.690.62-0.0710 
2006-04-26
2006-03-310.640.52-0.1218 
2006-01-25
2005-12-310.730.65-0.0810 
2005-10-26
2005-09-300.640.640.0
2005-07-26
2005-06-300.620.640.02
2005-04-20
2005-03-310.610.58-0.03
2005-01-26
2004-12-310.610.54-0.0711 
2004-10-27
2004-09-300.560.620.0610 
2004-07-28
2004-06-300.560.560.0
2003-10-22
2003-09-300.550.560.01
2003-07-23
2003-06-300.540.51-0.03
2003-04-23
2003-03-310.550.53-0.02
2003-01-29
2002-12-310.530.51-0.02
2002-10-23
2002-09-300.50.560.0612 
2002-07-24
2002-06-300.480.530.0510 
2002-04-24
2002-03-310.460.480.02

About Tompkins Financial Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Tompkins Financial earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Tompkins Financial estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Tompkins Financial fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings617.7 M648.6 M
Retained Earnings Total Equity605.7 M303.4 M
Earning Assets2.7 B1.9 B
Earnings Yield 0.08  0.08 
Price Earnings Ratio 12.25  12.94 
Price Earnings To Growth Ratio 0.02  0.02 

Pair Trading with Tompkins Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Tompkins Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Tompkins Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with Tompkins Stock

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Moving against Tompkins Stock

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The ability to find closely correlated positions to Tompkins Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Tompkins Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Tompkins Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Tompkins Financial to buy it.
The correlation of Tompkins Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Tompkins Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Tompkins Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Tompkins Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Tompkins Stock Analysis

When running Tompkins Financial's price analysis, check to measure Tompkins Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Tompkins Financial is operating at the current time. Most of Tompkins Financial's value examination focuses on studying past and present price action to predict the probability of Tompkins Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Tompkins Financial's price. Additionally, you may evaluate how the addition of Tompkins Financial to your portfolios can decrease your overall portfolio volatility.