Tompkins Financial Stock Performance
| TMP Stock | USD 75.91 0.23 0.30% |
On a scale of 0 to 100, Tompkins Financial holds a performance score of 13. The entity has a beta of 1.11, which indicates a somewhat significant risk relative to the market. Tompkins Financial returns are very sensitive to returns on the market. As the market goes up or down, Tompkins Financial is expected to follow. Please check Tompkins Financial's value at risk, as well as the relationship between the kurtosis and price action indicator , to make a quick decision on whether Tompkins Financial's existing price patterns will revert.
Risk-Adjusted Performance
Good
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Tompkins Financial are ranked lower than 13 (%) of all global equities and portfolios over the last 90 days. Even with relatively weak primary indicators, Tompkins Financial reported solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return (0.30) | Five Day Return (3.81) | Year To Date Return 4.69 | Ten Year Return 46.43 | All Time Return 1.4 K |
Forward Dividend Yield 0.0343 | Payout Ratio | Last Split Factor 11:10 | Forward Dividend Rate 2.6 | Dividend Date 2025-11-14 |
1 | Insider Trading | 11/05/2025 |
2 | Disposition of tradable shares by Stacie Mastin of Tompkins Financial at 66.68 subject to Rule 16b-3 | 11/10/2025 |
| Tompkins Financial dividend paid on 14th of November 2025 | 11/14/2025 |
3 | Disposition of 2405 shares by Johanna Anderson of Tompkins Financial subject to Rule 16b-3 | 12/31/2025 |
4 | Acquisition by Catarisano Nancy E. of 286 shares of Tompkins Financial subject to Rule 16b-3 | 01/05/2026 |
5 | Acquisition by Patricia Johnson of 251 shares of Tompkins Financial at 72.2014 subject to Rule 16b-3 | 01/06/2026 |
6 | Why Tompkins Financial Corporation stock remains stable - Weekly Trend Summary Long-Term Growth Plans - ulpravda.ru | 01/08/2026 |
7 | What is Zacks Researchs Forecast for Dover FY2026 Earnings | 01/14/2026 |
8 | Disposition of 1563 shares by Michael Spain of Tompkins Financial subject to Rule 16b-3 | 01/15/2026 |
9 | HSBC Cuts Capital One Financial Price Target to 226.00 | 01/23/2026 |
10 | Invesco SP 500 Equal Weight ETF RSP Shares Sold by Sightline Wealth Advisors LLC | 01/27/2026 |
| Begin Period Cash Flow | 79.5 M | |
| Total Cashflows From Investing Activities | -250.4 M |
Tompkins Financial Relative Risk vs. Return Landscape
If you would invest 6,369 in Tompkins Financial on October 30, 2025 and sell it today you would earn a total of 1,222 from holding Tompkins Financial or generate 19.19% return on investment over 90 days. Tompkins Financial is generating 0.3093% of daily returns assuming volatility of 1.8259% on return distribution over 90 days investment horizon. In other words, 16% of stocks are less volatile than Tompkins, and above 94% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Tompkins Financial Target Price Odds to finish over Current Price
The tendency of Tompkins Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 75.91 | 90 days | 75.91 | about 13.66 |
Based on a normal probability distribution, the odds of Tompkins Financial to move above the current price in 90 days from now is about 13.66 (This Tompkins Financial probability density function shows the probability of Tompkins Stock to fall within a particular range of prices over 90 days) .
Considering the 90-day investment horizon the stock has the beta coefficient of 1.11 . This usually implies Tompkins Financial market returns are sensible to returns on the market. As the market goes up or down, Tompkins Financial is expected to follow. Additionally Tompkins Financial has an alpha of 0.1737, implying that it can generate a 0.17 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta). Tompkins Financial Price Density |
| Price |
Predictive Modules for Tompkins Financial
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Tompkins Financial. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.Tompkins Financial Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. Tompkins Financial is not an exception. The market had few large corrections towards the Tompkins Financial's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Tompkins Financial, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Tompkins Financial within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.17 | |
β | Beta against Dow Jones | 1.11 | |
σ | Overall volatility | 4.49 | |
Ir | Information ratio | 0.10 |
Tompkins Financial Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Tompkins Financial for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Tompkins Financial can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| About 67.0% of the company shares are owned by institutional investors | |
| Latest headline from stockstory.org: TCBI Q4 Deep Dive Fee Income Expansion and Platform Scale Drive Growth |
Tompkins Financial Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Tompkins Stock often depends not only on the future outlook of the current and potential Tompkins Financial's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Tompkins Financial's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 14.3 M | |
| Cash And Short Term Investments | 1.4 B |
Tompkins Financial Fundamentals Growth
Tompkins Stock prices reflect investors' perceptions of the future prospects and financial health of Tompkins Financial, and Tompkins Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Tompkins Stock performance.
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.0103 | ||||
| Profit Margin | 0.27 % | ||||
| Operating Margin | 0.37 % | ||||
| Current Valuation | 1.43 B | ||||
| Shares Outstanding | 14.43 M | ||||
| Price To Earning | 13.07 X | ||||
| Price To Book | 1.39 X | ||||
| Price To Sales | 3.46 X | ||||
| Revenue | 431.65 M | ||||
| Gross Profit | 316.92 M | ||||
| EBITDA | 92.98 M | ||||
| Net Income | 70.85 M | ||||
| Cash And Equivalents | 80.39 M | ||||
| Cash Per Share | 5.55 X | ||||
| Total Debt | 790.25 M | ||||
| Debt To Equity | 10.05 % | ||||
| Book Value Per Share | 54.93 X | ||||
| Cash Flow From Operations | 94.97 M | ||||
| Earnings Per Share | 5.90 X | ||||
| Market Capitalization | 1.1 B | ||||
| Total Asset | 8.11 B | ||||
| Retained Earnings | 537.16 M | ||||
About Tompkins Financial Performance
Assessing Tompkins Financial's fundamental ratios provides investors with valuable insights into Tompkins Financial's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Tompkins Financial is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.06 | 0.04 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.11 | 0.15 |
Things to note about Tompkins Financial performance evaluation
Checking the ongoing alerts about Tompkins Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Tompkins Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| About 67.0% of the company shares are owned by institutional investors | |
| Latest headline from stockstory.org: TCBI Q4 Deep Dive Fee Income Expansion and Platform Scale Drive Growth |
- Analyzing Tompkins Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Tompkins Financial's stock is overvalued or undervalued compared to its peers.
- Examining Tompkins Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Tompkins Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Tompkins Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Tompkins Financial's stock. These opinions can provide insight into Tompkins Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Tompkins Stock Analysis
When running Tompkins Financial's price analysis, check to measure Tompkins Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Tompkins Financial is operating at the current time. Most of Tompkins Financial's value examination focuses on studying past and present price action to predict the probability of Tompkins Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Tompkins Financial's price. Additionally, you may evaluate how the addition of Tompkins Financial to your portfolios can decrease your overall portfolio volatility.