Credicorp Company Insiders
| BAP Stock | USD 321.83 3.05 0.96% |
Credicorp employs about 48.9 K people. The company is managed by 43 executives with a total tenure of roughly 274 years, averaging almost 6.0 years of service per executive, having 1136.7 employees per reported executive. Discussion of Credicorp's management performance can provide insight into the enterprise performance.
| Alvaro Malachowski CEO Deputy Chief Executive Officer and Head of Insurance & Pensions |
| Gianfranco Casas CEO Deputy Chief Executive Officer and Head of Universal Banking of Credicorp Ltd |
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Credicorp's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Credicorp's future performance. Based on our forecasts, it is anticipated that Credicorp will maintain a workforce of slightly above 48880 employees by February 2026.Credicorp Management Team Effectiveness
The company has Return on Asset of 0.0262 % which means that on every $100 spent on assets, it made $0.0262 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1855 %, implying that it generated $0.1855 on every 100 dollars invested. Credicorp's management efficiency ratios could be used to measure how well Credicorp manages its routine affairs as well as how well it operates its assets and liabilities. As of 01/18/2026, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to drop to 0.06. As of 01/18/2026, Total Current Liabilities is likely to grow to about 212.7 B. Also, Liabilities And Stockholders Equity is likely to grow to about 309.2 BAs of 01/18/2026, Net Income Applicable To Common Shares is likely to grow to about 6.6 B, while Common Stock Shares Outstanding is likely to drop slightly above 64.3 M. Credicorp holds a total of 79.37 Million outstanding shares. The majority of Credicorp outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Credicorp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Credicorp. Please pay attention to any change in the institutional holdings of Credicorp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Shares in Circulation | First Issued 1998-03-31 | Previous Quarter 79.9 M | Current Value 79.5 M | Avarage Shares Outstanding 79.8 M | Quarterly Volatility 1.2 M |
Credicorp Workforce Comparison
Credicorp is rated third in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 246,764. Credicorp retains roughly 48,878 in number of employees claiming about 20% of equities under Financials industry.
Credicorp Profit Margins
The company has Net Profit Margin of 0.32 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.47 %, which entails that for every 100 dollars of revenue, it generated $0.47 of operating income.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.54 | 0.58 |
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| Net Profit Margin | 0.13 | 0.18 |
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| Operating Profit Margin | 0.18 | 0.26 |
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| Pretax Profit Margin | 0.18 | 0.26 |
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| Return On Assets | 0.0126 | 0.0193 |
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| Return On Equity | 0.11 | 0.14 |
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Credicorp Benchmark Summation
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The output start index for this execution was zero with a total number of output elements of sixty-one. Credicorp Price Series Summation is a cross summation of Credicorp price series and its benchmark/peer.
Credicorp Notable Stakeholders
A Credicorp stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Credicorp often face trade-offs trying to please all of them. Credicorp's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Credicorp's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Alvaro Malachowski | Deputy Chief Executive Officer and Head of Insurance & Pensions | Profile | |
| Gianfranco Casas | Deputy Chief Executive Officer and Head of Universal Banking of Credicorp Ltd | Profile | |
| Walter Llona | Chief Executive Officer, Chief Operating Officer | Profile | |
| Gianfranco Ferrari | Deputy Chief Executive Officer and Head of Universal Banking | Profile | |
| Jose Dasso | Chairman, VP, Chairman of Audit Committee, Chairman of Risk Committee, Vice Chairman of Executive Committee, Member of Nominations Committee and Member of Compensation Committee | Profile | |
| Luis Belismelis | Executive Chairman of the Board | Profile | |
| Cesar Briceno | CFO Finance | Profile | |
| Cesar Rios | Chief Financial Officer | Profile | |
| Alejandro PerezReyes | Chief Operating Officer | Profile | |
| Patricia Guthertz | Independent Director | Profile | |
| Benedicto Ciguenas | Independent Director | Profile | |
| Fernando Marie | Non-Independent Director | Profile | |
| Martin Monteverde | Non-Independent Director | Profile | |
| Fernando Fort | Non-Independent Director | Profile | |
| Juan Giannonni | Independent Director | Profile | |
| Leslie Canseco | Non-Independent Director | Profile | |
| Reynaldo Benavides | Chief Risk Officer, Member of Executive Committee and Chief Risk Officer of BCP | Profile | |
| Alexandre Gouvea | Independent Director | Profile | |
| Enzo Tolentino | Head Development | Profile | |
| Javier Ichazo | Head of Microfinance | Profile | |
| Diego Cavero | Head of Wholesale Banking at BCP | Profile | |
| Ursula Pena | Head Management | Profile | |
| Guillermo Morales | Head of Legal | Profile | |
| Milagros Cigeas | Head Relations | Profile | |
| Eduardo Dasso | Head of Investment Banking and Wealth Management | Profile | |
| Antonio Puyol | Independent Director | Profile | |
| Jose LiCarrillo | Chief Officer | Profile | |
| Francesca Paine | Chief Officer | Profile | |
| Jos Rivera | Head Accounting | Profile | |
| Irzio Pinasco | Independent Director | Profile | |
| Ursula Alvarez | Chief Corporate Talent Officer | Profile | |
| Diego Belaunde | Head Banking | Profile | |
| Barbara Ventura | Director | Profile | |
| Barbara Falero | Chief Compliance and Ethics Officer | Profile | |
| Andre Rezende | Chief Officer | Profile | |
| Guillermo Valentin | Head Secretary | Profile | |
| Cesar Wilson | Head Pensions | Profile | |
| Maite Harreguy | Independent Director | Profile | |
| Alejandro Zarak | Chief Officer | Profile | |
| Jose Carrillo | Chief Corporate Audit Officer | Profile | |
| Humberto Bardales | Head Microfinance | Profile | |
| Bernardo Sambra | Chief Human Resource Officer and Human Development of Banco de Credito BCP | Profile | |
| Enrique Pasquel | Head of Corporate Affairs | Profile |
About Credicorp Management Performance
The success or failure of an entity such as Credicorp often depends on how effective the management is. Credicorp management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Credicorp management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Credicorp management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.01 | |
| Return On Capital Employed | 0.09 | 0.06 | |
| Return On Assets | 0.02 | 0.01 | |
| Return On Equity | 0.14 | 0.11 |
Credicorp Workforce Analysis
Traditionally, organizations such as Credicorp use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Credicorp within its industry.Credicorp Manpower Efficiency
Return on Credicorp Manpower
| Revenue Per Employee | 552.3K | |
| Revenue Per Executive | 627.8M | |
| Net Income Per Employee | 115K | |
| Net Income Per Executive | 130.8M |
Additional Tools for Credicorp Stock Analysis
When running Credicorp's price analysis, check to measure Credicorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credicorp is operating at the current time. Most of Credicorp's value examination focuses on studying past and present price action to predict the probability of Credicorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credicorp's price. Additionally, you may evaluate how the addition of Credicorp to your portfolios can decrease your overall portfolio volatility.