German American Company Insiders

GABC Stock  USD 45.08  0.14  0.31%   
German American's insiders are aggressively buying. The analysis of insiders' sentiment of trading German American Bancorp stock suggests that all insiders are extremely bullish at this time. German American employs about 840 people. The company is managed by 15 executives with a total tenure of roughly 33 years, averaging almost 2.0 years of service per executive, having 56.0 employees per reported executive.
Neil Dauby  President
Executive Vice President - Chief Commercial Banking Officer

German American's Insider Buying Vs Selling

100

 
Selling
 
Buying

Latest Trades

2024-10-15Jack SheidlerAcquired 22 @ 40.75View
2024-08-09Thomas W SegerAcquired 3000 @ 36.8View
2024-08-05Diane B MedleyAcquired 710 @ 36.37View
2024-07-15Tyson J WaglerAcquired 368 @ 37.99View
2024-06-15Thomas W SegerAcquired 26 @ 32.19View
2024-05-15Susan J EllspermannAcquired 52 @ 33View
2024-04-15Thomas W SegerAcquired 27 @ 32.06View
2024-03-14Diane B MedleyAcquired 1000 @ 33.64View
2024-02-15Jack SheidlerAcquired 80 @ 32.59View
2024-01-15Thomas W SegerAcquired 27 @ 31.5View
2023-12-06Thomas W SegerAcquired 7000 @ 30.25View
2023-11-22Thomas W SegerAcquired 8000 @ 29.33View
Monitoring German American's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in German American Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

German American's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with German American's future performance. Based on our forecasts, it is anticipated that German will maintain a workforce of about 840 employees by December 2024.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

German American Management Team Effectiveness

The company has return on total asset (ROA) of 0.0134 % which means that it generated a profit of $0.0134 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.128 %, meaning that it created $0.128 on every $100 dollars invested by stockholders. German American's management efficiency ratios could be used to measure how well German American manages its routine affairs as well as how well it operates its assets and liabilities. As of November 22, 2024, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.02. At present, German American's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 6 B, whereas Non Currrent Assets Other are forecasted to decline to (29.3 M).
The current year's Net Income Applicable To Common Shares is expected to grow to about 98.8 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 20.1 M.

German American Workforce Comparison

German American Bancorp is rated # 4 in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 5,994. German American retains roughly 840 in number of employees claiming about 14% of equities under Financials industry.

German American Profit Margins

The company has Profit Margin (PM) of 0.33 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.44 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.44.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.740.9219
Significantly Down
Slightly volatile
Net Profit Margin0.20.3426
Way Down
Slightly volatile
Operating Profit Margin0.550.4361
Significantly Up
Pretty Stable
Pretax Profit Margin0.260.4134
Way Down
Very volatile
Return On Assets0.00860.014
Way Down
Slightly volatile
Return On Equity0.0880.1294
Way Down
Pretty Stable

German American Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific German American insiders, such as employees or executives, is commonly permitted as long as it does not rely on German American's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, German American insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-12-01
4.0
4
1
 126.38 
 20,000 
2024-06-01
22.0
22
1
 13,747 
 0.00 
2024-03-01
3.8
19
5
 44,401 
 3,608 
2023-12-01
4.0
32
8
 33,982 
 0.00 
2023-06-01
32.0
32
1
 42,345 
 0.00 
2022-12-01
3.2
32
10
 9,155 
 7,568 
2022-09-01
19.0
19
1
 7,129 
 0.00 
2022-03-01
9.6667
29
3
 41,112 
 0.00 
2021-12-01
5.1667
31
6
 8,360 
 0.00 
2021-06-01
3.8
19
5
 981.00 
 9,090 
2021-03-01
3.125
25
8
 23,099 
 94,120 
2020-12-01
3.7778
34
9
 12,327 
 2,116 
2020-06-01
24.0
24
1
 1,863 
 0.00 
2020-03-01
3.3077
43
13
 52,686 
 35,000 
2019-12-01
4.2222
38
9
 13,392 
 7,500 
2019-09-01
11.0
22
2
 10,387 
 5,000 
2019-03-01
31.0
31
1
 21,663 
 0.00 
2018-12-01
5.5
33
6
 20,547 
 943.00 
2018-09-01
3.0
6
2
 2,903 
 2,000 
2018-06-01
21.0
21
1
 30,729 
 2,516 
2017-12-01
4.2857
30
7
 14,937 
 1,646 
2017-09-01
12.5
25
2
 11,254 
 7,194 
2017-06-01
10.5
21
2
 973.27 
 3,360 
2017-03-01
27.0
27
1
 8,738 
 1,800 
2016-12-01
2.6667
32
12
 3,989 
 6,504 
2016-09-01
22.0
22
1
 7,055 
 0.00 
2015-12-01
6.6
33
5
 7,313 
 417.00 
2014-12-01
6.6667
20
3
 4,959 
 350.00 
2014-03-01
7.0
14
2
 2,627 
 780.00 
2013-12-01
7.5
15
2
 2,575 
 0.00 
2012-12-01
7.0
14
2
 5,289 
 497.00 
2012-06-01
7.0
7
1
 668.00 
 0.00 
2011-12-01
1.2
6
5
 2,090 
 50,038 
2011-06-01
9.0
9
1
 1,200 
 0.00 
2011-03-01
0.8235
14
17
 4,781 
 5,693 
2010-12-01
1.25
5
4
 3,355 
 0.00 
2009-12-01
1.0
7
7
 432.97 
 0.00 
2009-09-01
4.5
9
2
 7,400 
 6,808 
2009-06-01
3.0
6
2
 2,019 
 2,175 
2008-12-01
1.4
7
5
 1,837 
 0.00 
2007-12-01
0.7143
5
7
 326.09 
 0.00 
2006-12-01
0.2
2
10
 175.19 
 0.00 
2006-03-01
3.5
14
4
 6,664 
 5,388 
2005-12-01
0.7778
7
9
 2,884 
 0.00 
2005-09-01
2.0
8
4
 5,131 
 7,649 
2005-06-01
25.0
25
1
 15,608 
 1,000.00 
2005-03-01
3.2222
29
9
 24,442 
 17,926 
2004-12-01
1.0667
16
15
 33,980 
 35,847 
2004-09-01
0.8421
16
19
 126,587 
 186,387 
2004-03-01
2.1667
13
6
 16,739 
 5,264 
2003-06-01
9.0
9
1
 19,598 
 11,598 

German American Notable Stakeholders

A German American stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as German American often face trade-offs trying to please all of them. German American's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting German American's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Neil CPACEO ChairmanProfile
Terri EckerleExecutive PresidentProfile
Neil DaubyExecutive Vice President - Chief Commercial Banking OfficerProfile
Adrian BrownSenior PresidentProfile
Bradley RustCFO, Executive VP, Sr. Admin. Officer, CFO of German American Bank, Executive VP of German American Bank and Sr. Admin. Officer of The German American BankProfile
Keith LeinenbachChief Credit Officer, Sr. VP, Chief Credit Officer of German Amercian Bank and Sr. VP of German American BankProfile
Randall BraunHead of Retail Banking, Sr. VP, Head of Retail Banking of German American Bank and Sr. VP of German American BankProfile
Bradley ArnettChief VPProfile
Vicki SchulerController, VPProfile
Amy JacksonExecutive OfficerProfile
Clay BarrettExecutive OfficerProfile
Jane BalsmeyerSenior MarketingProfile
Michael BeckwithExecutive OfficerProfile
Ann BrownSenior CapitalProfile
Brock GogginsSenior BankingProfile

About German American Management Performance

The success or failure of an entity such as German American Bancorp often depends on how effective the management is. German American management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of German management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the German management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.02  0.02 
Return On Assets 0.01  0.01 
Return On Equity 0.13  0.09 
Please note, the presentation of German American's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, German American's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of German American's management manipulating its earnings.

German American Workforce Analysis

Traditionally, organizations such as German American use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare German American within its industry.

German American Manpower Efficiency

Return on German American Manpower

Revenue Per Employee298.4K
Revenue Per Executive16.7M
Net Income Per Employee102.2K
Net Income Per Executive5.7M

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When running German American's price analysis, check to measure German American's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy German American is operating at the current time. Most of German American's value examination focuses on studying past and present price action to predict the probability of German American's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move German American's price. Additionally, you may evaluate how the addition of German American to your portfolios can decrease your overall portfolio volatility.
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