Joint Stock Stock Top Insiders

KSPI Stock   85.90  -0.79  -0.91%   
For Joint Stock, the institutional, insider, and retail holders disclosed in regulatory filings are tracked. Joint Stock's shareholder base is 48.48% institutional and 44.02% insider. Concentrated holder bases can amplify both stability and liquidity effects.
  

Management Team Effectiveness

KSPI has return on total asset (ROA) of 14.38% indicating efficient use of the asset base. This is considered average in the sector. Joint Stock also reports a return on stockholder's equity (ROE) of 51.16%, indicating efficient use of shareholder equity.

Joint Stock Quarterly Income Before Tax

344.41 billion
Using the latest reported data from December 31, 2025, Common Stock Shares Outstanding is holding steady around 190.02 million.

Insider Trading Activities

The analytical value in Joint Stock's insider filings lies in transaction clustering, trade size, and timing relative to price movements rather than any single filing. At large-cap scale, institutional coverage and secondary-market liquidity are typically well established. These records work best as context, not as standalone buy-or-sell signals.

Outstanding Bonds

Reviewing Joint Stock bond obligations provides context for understanding how much of the business is financed with fixed-income capital rather than purely with equity. This is why bond analysis is not just a credit exercise; it also informs equity holders about solvency, optionality, and future capital-allocation pressure.

Corporate Filings

F4
8th of May 2026
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
F4
6th of May 2026
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
F4
4th of May 2026
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
F4
30th of April 2026
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
F4
28th of April 2026
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
6K
24th of April 2026
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
F4
22nd of April 2026
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
F4
20th of April 2026
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
Joint Stock maintains a considerable amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares.

Holders Distribution

Institutional investors in Joint Stock typically operate with more research capacity, technology, and trading scale than retail holders, which is why their activity can materially affect price behavior. The analytical value is not in imitation, but in understanding how large-holder positioning may affect liquidity, volatility, and timing.

Market Cap and Value

Workforce Comparison

Joint Stock claims the number one ranking for number of employees among direct rivals. The total workforce of Financials industry is now estimated at about 70,569. Joint Stock retains roughly 14,008 in number of employees claiming about 20% of equities under Financials sector.

Profit Margins

KSPI has Profit Margin (PM) of 27.0%.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin81.00%73.55%
Moderately Up
Moderate Variation
Net Profit Margin45.00%26.39%
Way Up
Moderate Variation
Operating Profit Margin63.00%32.92%
Way Up
High Variability
Pretax Profit Margin55.00%32.92%
Way Up
Moderate Variation
Return On Assets8.80%9.38%
Notably Down
Moderate Growth
Return On Equity75.00%41.70%
Way Up
Moderate Variation

Insider Trading History

Joint Stock's insider log provides a timeline of management conviction alongside earnings and guidance changes. Sustained buying at different price levels is a stronger signal than routine scheduled sales under 10b5-1 plans.

Notable Stakeholders

A Joint Stock stakeholder is any individual or group with an interest in the outcome of the business, which is why stakeholder analysis can reveal who may influence strategy and oversight. Joint Stock's stakeholders can support or challenge the entity's direction, which is why tracking them can add context around price-sensitive developments.
Tengiz MosidzeDeputy Chairman of the Management Board & CFOProfile
Yuri DidenkoDeputy Chairman of the Management Board & Capital MarketsProfile
Pavel MironovCOO & Deputy Chairman of the Management BoardProfile
Mikheil LomtadzeCo-Founder, Executive Director, Chairman of the Management Board & CEOProfile
Kanat AitenovHead of NetworkProfile
David FergusonHead of Investor RelationsProfile
Oleg BakhmutovHead of PeopleProfile
Arseniy KochetkovHead of Kaspi Marketing ServicesProfile
Nailya UalibekovaChief AccountantProfile
Sabyrzhan BerkinbaevHead of Local LegalProfile

Management Information & Data Sources

Joint Stock is a large-cap company across Consumer Finance, Software - Infrastructure, Financials. Insider transaction activity tracks recent buying and selling by executives and directors. Recent insider filings provide a window into management conviction during key strategic periods. CEO is Mikheil Lomtadze with 14,008 employees and 10 reported executives.

Joint Stock figures are aggregated from periodic company reporting and market reference feeds and normalized across reporting formats. Insider and management fields are mapped from published filings and company disclosures.

Editorial review and methodology oversight provided by: Ellen Johnson, Member of Macroaxis Editorial Board

Workforce Efficiency and Productivity

Manpower analysis for Joint Stock matters because revenue per employee and earnings per employee can reveal shifts in productivity and operating discipline. Comparing these measures with sector norms matters because labor intensity varies meaningfully across industries.

Joint Stock Manpower Efficiency

Return on Joint Stock Manpower

Revenue Per Employee280.9M
Revenue Per Executive393.5B
Net Income Per Employee74.5M
Net Income Per Executive104.4B
Working Capital Per Employee132.1M
Working Capital Per Executive185B