Synchrony Financial Company Top Insiders

SYF Stock  USD 84.65  1.22  1.46%   
Synchrony Financial's insiders are aggressively selling. The analysis of insider sentiment suggests that almost all Synchrony Financial insiders are, at present, panicking. Synchrony Financial employs about 20 K people. The company is managed by 38 executives with a total tenure of roughly 205 years, averaging almost 5.0 years of service per executive, having 526.32 employees per reported executive.
Neeraj Mehta  CEO
Executive Vice President, Chief Executive Officer of Payment Solutions and Chief Commercial Officer
Margaret Keane  CEO
Chief Executive Officer, Director

Insider Sentiment 0

 Mostly Selling

 
Selling
 
Buying

Latest Trades

2025-08-05Brian J Sr. WenzelDisposed 8514 @ 70View
2025-08-04Darrell OwensDisposed 600 @ 67.95View
2025-07-01Ro KhannaDisposed @ 68.2
2025-06-24Curtis HowseDisposed 11380 @ 65View
2025-06-23Ro KhannaDisposed @ 63.28
2025-05-19Jonathan S MothnerDisposed 40639 @ 60.07View
2024-11-15Jonathan S MothnerDisposed 34163 @ 64.99View
2024-11-01Curtis HowseDisposed 21934 @ 55.13View
Monitoring Synchrony Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Synchrony Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment.
For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.

Synchrony Financial's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Synchrony Financial's future performance. Based on our forecasts, it is anticipated that Synchrony will maintain a workforce of roughly 20000 employees by February 2026.
 
Yuan Drop
 
Covid

Synchrony Financial's latest congressional trading

Congressional trading in companies like Synchrony Financial, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in Synchrony Financial by those in governmental positions are based on the same information available to the general public.
2023-04-21Representative Ann WagnerAcquired $100K to $250KVerify

Synchrony Financial Management Team Effectiveness

The company has Return on Asset of 0.0303 % which means that on every $100 spent on assets, it made $0.0303 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2164 %, implying that it generated $0.2164 on every 100 dollars invested. Synchrony Financial's management efficiency ratios could be used to measure how well Synchrony Financial manages its routine affairs as well as how well it operates its assets and liabilities. The Synchrony Financial's current Return On Equity is estimated to increase to 0.25, while Return On Tangible Assets are projected to decrease to 0.03. At this time, Synchrony Financial's Net Tangible Assets are most likely to increase significantly in the upcoming years. The Synchrony Financial's current Intangibles To Total Assets is estimated to increase to 0.02, while Non Currrent Assets Other are forecasted to increase to (4.4 B).

Synchrony Financial Quarterly Income Before Tax

1.43 Billion

The Synchrony Financial's current Common Stock Shares Outstanding is estimated to increase to about 545.1 M, while Net Income Applicable To Common Shares is projected to decrease to roughly 2.8 B.
The majority of Synchrony Financial outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Synchrony Financial to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Synchrony Financial. Please pay attention to any change in the institutional holdings of Synchrony Financial as this could imply that something significant has changed or is about to change at the company. Please note that on April 21, 2023, Representative Ann Wagner of US Congress acquired $100k to $250k worth of Synchrony Financial's common stock.
 
Shares in Circulation  
First Issued
2013-03-31
Previous Quarter
379.1 M
Current Value
379.4 M
Avarage Shares Outstanding
649.9 M
Quarterly Volatility
172.6 M
 
Yuan Drop
 
Covid
Some institutional investors establish a significant position in stocks such as Synchrony Financial in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of Synchrony Financial, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.

Synchrony Financial Workforce Comparison

Synchrony Financial is rated below average in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 305,780. Synchrony Financial holds roughly 20,000 in number of employees claiming about 7% of equities under Financials industry.

Synchrony Financial Profit Margins

The company has Net Profit Margin of 0.37 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.53 %, which entails that for every 100 dollars of revenue, it generated $0.53 of operating income.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.440.48
Significantly Down
Very volatile
Net Profit Margin0.150.13
Fairly Up
Pretty Stable
Operating Profit Margin0.350.38
Significantly Down
Pretty Stable
Pretax Profit Margin0.310.22
Significantly Up
Pretty Stable
Return On Assets0.03140.0337
Significantly Down
Slightly volatile
Return On Equity0.250.24
Sufficiently Up
Slightly volatile

Synchrony Financial Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Synchrony Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Synchrony Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Synchrony Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2025-12-01
2.5556
23
9
 27,583 
 79,644 
2025-09-01
3.6667
33
9
 35,121 
 41,090 
2025-06-01
5.5
33
6
 46,724 
 98,838 
2025-03-01
1.234
58
47
 1,002,794 
 1,048,645 
2024-12-01
7.75
31
4
 26,362 
 72,260 
2024-09-01
3.3
33
10
 43,708 
 85,946 
2024-06-01
14.0
28
2
 12,897 
 35,607 
2024-03-01
1.3415
55
41
 879,233 
 827,714 
2023-12-01
3.1429
22
7
 19,426 
 31,087 
2023-09-01
4.2857
30
7
 55,042 
 77,981 
2023-06-01
2.5455
28
11
 18,009 
 18,160 
2023-03-01
1.5625
50
32
 1,085,120 
 644,165 
2022-12-01
6.2
31
5
 17,646 
 127,896 
2022-09-01
16.0
32
2
 18,978 
 1,066 
2022-06-01
2.1333
32
15
 20,645 
 109,526 
2022-03-01
2.8125
45
16
 416,562 
 221,463 
2021-12-01
16.5
33
2
 13,140 
 11,006 
2021-09-01
2.0
46
23
 278,111 
 564,711 
2021-06-01
1.1379
33
29
 73,925 
 287,398 
2021-03-01
1.0694
77
72
 1,653,959 
 1,679,157 
2020-12-01
5.0
35
7
 128,540 
 240,350 
2020-09-01
10.6667
32
3
 33,045 
 0.00 
2020-06-01
2.6667
32
12
 44,964 
 102,367 
2020-03-01
1.7097
53
31
 967,525 
 814,428 
2019-12-01
17.0
34
2
 31,124 
 12,489 
2019-09-01
2.6364
29
11
 16,193 
 22,767 
2019-06-01
2.0
40
20
 177,568 
 402,782 
2019-03-01
1.8519
50
27
 799,969 
 417,451 
2018-09-01
1.75
28
16
 39,566 
 350,987 
2018-06-01
1.96
49
25
 584,277 
 110,791 
2018-03-01
1.4545
32
22
 51,403 
 226,247 
2017-12-01
3.0909
34
11
 48,936 
 10,778 
2017-09-01
0.8182
9
11
 11,703 
 17,777 
2017-06-01
2.6
26
10
 578,215 
 26,164 
2017-03-01
1.0909
12
11
 25,785 
 39,502 
2016-12-01
1.0
12
12
 24,471 
 39,981 
2016-09-01
1.2857
9
7
 8,357 
 8,447 
2016-06-01
2.4
24
10
 437,306 
 10,928 
2015-12-01
5.0
10
2
 8,676 
 705,270,833 
2015-09-01
0.5
4
8
 3,516 
 10,857 
2015-06-01
19.0
19
1
 248,275 
 63,532 

Synchrony Financial Notable Stakeholders

A Synchrony Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Synchrony Financial often face trade-offs trying to please all of them. Synchrony Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Synchrony Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Neeraj MehtaExecutive Vice President, Chief Executive Officer of Payment Solutions and Chief Commercial OfficerProfile
Margaret KeaneChief Executive Officer, DirectorProfile
Alberto CasellasExecutive Vice President, Chief Executive Officer - Health and WellnessProfile
Bart SchallerExecutive Vice President, Chief Executive Officer - DigitalProfile
Curtis HowseExecutive Vice President, Chief Executive Officer - Payment Solutions, Chief Commercial OfficerProfile
Thomas QuindlenExecutive Vice President, Chief Executive Officer - Diversified and Value and LifestyleProfile
Richard HartnackNon-Executive Independent Chairman of the BoardProfile
Brian DoublesCFO, Executive VP, Treasurer and Chairman of Asset and Liability Management CommitteeProfile
Henry GreigChief Risk Officer, Executive VP and Chairman of Enterprise Risk Management CommitteeProfile
David MelitoSenior Vice President Chief Accounting Officer, ControllerProfile
Paul WhynottExecutive Vice President Chief Risk OfficerProfile
Brian WenzelChief Financial Officer, Executive Vice PresidentProfile
Jonathan MothnerExecutive Vice President General Counsel, SecretaryProfile
Brian SrExecutive CFOProfile
Roy GuthrieIndependent DirectorProfile
Arthur CovielloIndependent DirectorProfile
Fernando AguirreIndependent DirectorProfile
Ellen ZaneIndependent DirectorProfile
Jeffrey NaylorLead Independent DirectorProfile
Paget AlvesIndependent DirectorProfile
Laurel RichieIndependent DirectorProfile
William GraylinIndependent DirectorProfile
P ParkerIndependent DirectorProfile
Olympia SnoweIndependent DirectorProfile
Amy TiliakosChief VPProfile
DJ CastoExecutive OfficerProfile
Jonathan EsqExecutive OfficerProfile
Dana RandellExecutive ExecutiveProfile
Kamila ChytilDirectorProfile
Mike BoppExecutive Vice President Chief Growth OfficerProfile
Maran NalluswamiValue DiversifiedProfile
Trish MosconiChief EVPProfile
Michael BoppExecutive OfficerProfile
JD EsqExecutive OfficerProfile
Kathryn MillerSenior RelationsProfile
Carol JuelExecutive Vice President Chief Technology and Operating OfficerProfile
D CastoExecutive OfficerProfile
Max AxlerExecutive OfficerProfile
String symbol = request.getParameter("s");

About Synchrony Financial Management Performance

The success or failure of an entity such as Synchrony Financial often depends on how effective the management is. Synchrony Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Synchrony management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Synchrony management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.03  0.03 
Return On Capital Employed 0.19  0.10 
Return On Assets 0.03  0.03 
Return On Equity 0.24  0.25 

Synchrony Financial Workforce Analysis

Traditionally, organizations such as Synchrony Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Synchrony Financial within its industry.

Synchrony Financial Manpower Efficiency

Return on Synchrony Financial Manpower

Revenue Per Employee1M
Revenue Per Executive546.3M
Net Income Per Employee174.9K
Net Income Per Executive92.1M

Complementary Tools for Synchrony Stock analysis

When running Synchrony Financial's price analysis, check to measure Synchrony Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Synchrony Financial is operating at the current time. Most of Synchrony Financial's value examination focuses on studying past and present price action to predict the probability of Synchrony Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Synchrony Financial's price. Additionally, you may evaluate how the addition of Synchrony Financial to your portfolios can decrease your overall portfolio volatility.
AI Portfolio Prophet
Use AI to generate optimal portfolios and find profitable investment opportunities
Premium Stories
Follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope
Money Managers
Screen money managers from public funds and ETFs managed around the world
Sectors
List of equity sectors categorizing publicly traded companies based on their primary business activities
Cryptocurrency Center
Build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency