World Acceptance Company Insiders

WRLD Stock  USD 142.46  3.67  2.64%   
World Acceptance's insiders are aggressively selling. The analysis of insider sentiment suggests that all World Acceptance insiders are, at present, panicking. World Acceptance employs about 2.8 K people. The company is managed by 13 executives with a total tenure of roughly 64 years, averaging almost 4.0 years of service per executive, having 218.31 employees per reported executive.
Ravin Prashad  CEO
President CEO, Director
Jeff Tinney  President
Senior Vice President - Western Division

Insider Sentiment 0

 Mostly Selling

 
Selling
 
Buying

Latest Trades

2025-09-17Alice Lindsay CaulderDisposed 1000 @ 167.33View
2025-09-10Ken R Bramlett JrDisposed 3389 @ 167.19View
2025-09-04Prescott General Partners LlcDisposed 347064 @ 172.88View
2025-08-06Charles D WayDisposed 402 @ 160View
2025-07-30Daniel Clinton DyerDisposed 4704 @ 159.5View
2025-06-11Charles D WayDisposed 50 @ 161View
2025-06-02Darrell E WhitakerDisposed 2500 @ 155.73View
2025-05-21Alice Lindsay CaulderDisposed 1010 @ 150View
2025-02-14Scott McintyreDisposed 2000 @ 150.22View
2025-02-13Luke J UmstetterDisposed 488 @ 150.19View
2025-02-12Jason E ChildersDisposed 500 @ 143.58View
2025-01-31Alice Lindsay CaulderDisposed 600 @ 139.81View
2025-01-28Luke J UmstetterDisposed 600 @ 150View
2024-11-01Luke J UmstetterDisposed 550 @ 114.3View
Monitoring World Acceptance's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in World Acceptance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as various price indices.
For information on how to trade World Stock refer to our How to Trade World Stock guide.

World Acceptance's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with World Acceptance's future performance. Based on our forecasts, it is anticipated that World will maintain a workforce of about 4500 employees by February 2026.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

World Acceptance Management Team Effectiveness

The company has return on total asset (ROA) of 0.0697 % which means that it generated a profit of $0.0697 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1457 %, meaning that it created $0.1457 on every $100 dollars invested by stockholders. World Acceptance's management efficiency ratios could be used to measure how well World Acceptance manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.11, whereas Return On Capital Employed is forecasted to decline to 0.17. At present, World Acceptance's Net Tangible Assets are projected to increase significantly based on the last few years of reporting. The current year's Return On Tangible Assets is expected to grow to 0.11, whereas Non Current Assets Total are forecasted to decline to about 202 M.
As of January 23, 2026, Common Stock Shares Outstanding is expected to decline to about 4.7 M. In addition to that, Net Income Applicable To Common Shares is expected to decline to about 23.2 M
The market capitalization of World Acceptance is $755.82 Million. The majority of World Acceptance outstanding shares are owned by institutional investors. These institutions are usually referred to as non-private investors looking to purchase positions in World Acceptance to benefit from reduced commissions. Consequently, other corporate entities are subject to a different set of regulations than regular investors in World Acceptance. Please pay attention to any change in the institutional holdings of World Acceptance as this could imply that something significant has changed or is about to change at the company. Also note that almost ninety thousand one hundred eighty-two invesors are currently shorting World Acceptance expressing very little confidence in its future performance.
 
Shares in Circulation  
First Issued
1989-06-30
Previous Quarter
5.3 M
Current Value
5.2 M
Avarage Shares Outstanding
14.8 M
Quarterly Volatility
5.5 M
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Some institutional investors establish a significant position in stocks such as World Acceptance in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of World Acceptance, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.

World Acceptance Workforce Comparison

World Acceptance is rated second in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 13,017. World Acceptance totals roughly 2,838 in number of employees claiming about 22% of equities under Financials industry.

World Acceptance Profit Margins

The company has Profit Margin (PM) of 0.1 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.09 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.09.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.850.81
Sufficiently Up
Pretty Stable
Net Profit Margin0.10.14
Way Down
Pretty Stable
Operating Profit Margin0.170.25
Way Down
Slightly volatile
Pretax Profit Margin0.230.1983
Fairly Up
Slightly volatile
Return On Assets0.09990.1
Slightly Down
Slightly volatile
Return On Equity0.210.23
Significantly Down
Slightly volatile

World Acceptance Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific World Acceptance insiders, such as employees or executives, is commonly permitted as long as it does not rely on World Acceptance's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, World Acceptance insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2025-06-01
1.6667
20
12
 168,226 
 31,565 
2024-12-01
1.5
12
8
 42,994 
 17,021 
2023-12-01
0.1429
2
14
 6,500 
 26,346 
2022-03-01
1.0
3
3
 2,500 
 3,750 
2021-12-01
0.125
3
24
 7,000 
 40,833 
2021-09-01
0.9697
32
33
 22,324 
 33,463 
2021-06-01
0.1538
2
13
 5,800 
 10,358 
2021-03-01
0.2581
8
31
 68,000 
 67,572 
2020-09-01
0.6667
4
6
 8,145 
 7,207 
2019-09-01
0.1538
2
13
 940.00 
 23,390 
2018-12-01
0.7619
16
21
 338,994 
 11,038 
2018-03-01
5.0
5
1
 14,673 
 0.00 
2017-06-01
0.5
3
6
 3,180 
 6,750 
2016-12-01
1.0
11
11
 51,420 
 7,854 
2015-12-01
1.8
9
5
 41,750 
 1,540 
2015-09-01
16.0
16
1
 261,300 
 7,214 
2015-06-01
0.1111
1
9
 4,000 
 20,670 
2015-03-01
0.6667
4
6
 14,400 
 22,800 
2014-12-01
3.5385
46
13
 185,794 
 26,057 
2014-06-01
0.25
1
4
 2,400 
 11,589 
2014-03-01
1.3333
8
6
 54,000 
 19,683 
2013-12-01
0.7647
13
17
 47,504 
 30,942 
2013-09-01
0.3333
3
9
 10,000 
 23,470 
2013-06-01
0.08
2
25
 3,600 
 232,138 
2013-03-01
0.3143
11
35
 107,500 
 106,252 
2012-12-01
1.717
91
53
 582,900 
 361,259 
2012-09-01
0.4375
7
16
 32,800 
 71,442 
2012-06-01
0.6071
17
28
 49,000 
 101,858 
2012-03-01
0.5714
8
14
 31,500 
 73,137 
2011-12-01
0.5714
12
21
 55,601 
 50,496 
2011-09-01
0.2
1
5
 15,000 
 37,000 
2011-06-01
2.25
9
4
 21,000 
 16,000 
2011-03-01
0.5357
15
28
 49,900 
 129,306 
2010-12-01
0.7692
20
26
 92,333 
 92,725 
2010-09-01
0.2222
2
9
 7,006 
 51,512 
2010-06-01
6.0
12
2
 382,585 
 10,000 
2010-03-01
0.6429
18
28
 54,800 
 143,193 
2009-12-01
0.3571
10
28
 116,234 
 77,794 
2009-06-01
0.7143
5
7
 247,154 
 264,218 
2009-03-01
0.4286
3
7
 50,000 
 103,100 
2008-12-01
0.1176
2
17
 4,000 
 110,918 
2008-09-01
0.5714
4
7
 9,900 
 19,800 
2008-06-01
1.0
12
12
 13,800 
 19,600 
2008-03-01
1.75
7
4
 43,870 
 40,364 
2007-12-01
1.8333
22
12
 414,990 
 48,377 
2007-06-01
1.2857
9
7
 10,800 
 10,800 
2007-03-01
0.7
7
10
 27,500 
 43,000 
2006-09-01
0.1667
1
6
 600.00 
 79,324 
2006-06-01
0.5652
13
23
 56,904 
 135,054 
2005-12-01
0.2414
7
29
 10,500 
 61,770 
2005-09-01
0.0833
1
12
 2,500 
 116,490 
2005-06-01
0.4545
5
11
 110,094 
 226,188 
2004-12-01
0.75
21
28
 133,318 
 266,636 
2004-09-01
0.5294
9
17
 224,192 
 440,384 
2004-03-01
0.75
15
20
 404,827 
 633,510 
2003-12-01
0.4
12
30
 39,600 
 306,575 
2003-09-01
0.4
16
40
 143,600 
 716,100 

World Acceptance Notable Stakeholders

A World Acceptance stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as World Acceptance often face trade-offs trying to please all of them. World Acceptance's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting World Acceptance's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Ravin PrashadPresident CEO, DirectorProfile
Jeff TinneySenior Vice President - Western DivisionProfile
Jackie WillyardSenior Vice President - South Eastern DivisionProfile
Daniel DyerSenior Vice President - Central DivisionProfile
John CalmesCFO, Sr. VP and TreasurerProfile
Luke UmstetterGeneral VPProfile
Victoria HammondSenior MarketingProfile
Alice CaulderSenior ResourcesProfile
Jason ChildersSenior SolutionsProfile
Ricardo SaldanaVP OperationsProfile
Tobin TurnerSenior AnalyticsProfile
Rodney ErnestSenior OperationsProfile
Scott McIntyrePrincipal Accounting OfficerProfile
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About World Acceptance Management Performance

The success or failure of an entity such as World Acceptance often depends on how effective the management is. World Acceptance management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of World management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the World management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.10  0.11 
Return On Capital Employed 0.19  0.17 
Return On Assets 0.10  0.10 
Return On Equity 0.23  0.21 
Please note, the presentation of World Acceptance's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, World Acceptance's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of World Acceptance's management manipulating its earnings.

World Acceptance Workforce Analysis

Traditionally, organizations such as World Acceptance use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare World Acceptance within its industry.

World Acceptance Manpower Efficiency

Return on World Acceptance Manpower

Revenue Per Employee199K
Revenue Per Executive43.4M
Net Income Per Employee31.6K
Net Income Per Executive6.9M

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When running World Acceptance's price analysis, check to measure World Acceptance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy World Acceptance is operating at the current time. Most of World Acceptance's value examination focuses on studying past and present price action to predict the probability of World Acceptance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move World Acceptance's price. Additionally, you may evaluate how the addition of World Acceptance to your portfolios can decrease your overall portfolio volatility.
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