World Acceptance Company Insiders
| WRLD Stock | USD 142.46 3.67 2.64% |
World Acceptance's insiders are aggressively selling. The analysis of insider sentiment suggests that all World Acceptance insiders are, at present, panicking. World Acceptance employs about 2.8 K people. The company is managed by 13 executives with a total tenure of roughly 64 years, averaging almost 4.0 years of service per executive, having 218.31 employees per reported executive.
| Ravin Prashad CEO President CEO, Director |
| Jeff Tinney President Senior Vice President - Western Division |
Insider Sentiment 0
Mostly Selling
Selling | Buying |
Latest Trades
| 2025-09-17 | Alice Lindsay Caulder | Disposed 1000 @ 167.33 | View | ||
| 2025-09-10 | Ken R Bramlett Jr | Disposed 3389 @ 167.19 | View | ||
| 2025-09-04 | Prescott General Partners Llc | Disposed 347064 @ 172.88 | View | ||
| 2025-08-06 | Charles D Way | Disposed 402 @ 160 | View | ||
| 2025-07-30 | Daniel Clinton Dyer | Disposed 4704 @ 159.5 | View | ||
| 2025-06-11 | Charles D Way | Disposed 50 @ 161 | View | ||
| 2025-06-02 | Darrell E Whitaker | Disposed 2500 @ 155.73 | View | ||
| 2025-05-21 | Alice Lindsay Caulder | Disposed 1010 @ 150 | View | ||
| 2025-02-14 | Scott Mcintyre | Disposed 2000 @ 150.22 | View | ||
| 2025-02-13 | Luke J Umstetter | Disposed 488 @ 150.19 | View | ||
| 2025-02-12 | Jason E Childers | Disposed 500 @ 143.58 | View | ||
| 2025-01-31 | Alice Lindsay Caulder | Disposed 600 @ 139.81 | View | ||
| 2025-01-28 | Luke J Umstetter | Disposed 600 @ 150 | View | ||
| 2024-11-01 | Luke J Umstetter | Disposed 550 @ 114.3 | View |
Monitoring World Acceptance's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in World Acceptance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as various price indices. World Acceptance's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with World Acceptance's future performance. Based on our forecasts, it is anticipated that World will maintain a workforce of about 4500 employees by February 2026.World Acceptance Management Team Effectiveness
The company has return on total asset (ROA) of 0.0697 % which means that it generated a profit of $0.0697 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1457 %, meaning that it created $0.1457 on every $100 dollars invested by stockholders. World Acceptance's management efficiency ratios could be used to measure how well World Acceptance manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.11, whereas Return On Capital Employed is forecasted to decline to 0.17. At present, World Acceptance's Net Tangible Assets are projected to increase significantly based on the last few years of reporting. The current year's Return On Tangible Assets is expected to grow to 0.11, whereas Non Current Assets Total are forecasted to decline to about 202 M.As of January 23, 2026, Common Stock Shares Outstanding is expected to decline to about 4.7 M. In addition to that, Net Income Applicable To Common Shares is expected to decline to about 23.2 MThe market capitalization of World Acceptance is $755.82 Million. The majority of World Acceptance outstanding shares are owned by institutional investors. These institutions are usually referred to as non-private investors looking to purchase positions in World Acceptance to benefit from reduced commissions. Consequently, other corporate entities are subject to a different set of regulations than regular investors in World Acceptance. Please pay attention to any change in the institutional holdings of World Acceptance as this could imply that something significant has changed or is about to change at the company. Also note that almost ninety thousand one hundred eighty-two invesors are currently shorting World Acceptance expressing very little confidence in its future performance.
Shares in Circulation | First Issued 1989-06-30 | Previous Quarter 5.3 M | Current Value 5.2 M | Avarage Shares Outstanding 14.8 M | Quarterly Volatility 5.5 M |
World Acceptance Workforce Comparison
World Acceptance is rated second in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 13,017. World Acceptance totals roughly 2,838 in number of employees claiming about 22% of equities under Financials industry.
World Acceptance Profit Margins
The company has Profit Margin (PM) of 0.1 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.09 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.09.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.85 | 0.81 |
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| Net Profit Margin | 0.1 | 0.14 |
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| Operating Profit Margin | 0.17 | 0.25 |
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| Pretax Profit Margin | 0.23 | 0.1983 |
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| Return On Assets | 0.0999 | 0.1 |
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| Return On Equity | 0.21 | 0.23 |
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World Acceptance Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific World Acceptance insiders, such as employees or executives, is commonly permitted as long as it does not rely on World Acceptance's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, World Acceptance insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2025-06-01 | 1.6667 | 20 | 12 | 168,226 | 31,565 |
| 2024-12-01 | 1.5 | 12 | 8 | 42,994 | 17,021 |
| 2023-12-01 | 0.1429 | 2 | 14 | 6,500 | 26,346 |
| 2022-03-01 | 1.0 | 3 | 3 | 2,500 | 3,750 |
| 2021-12-01 | 0.125 | 3 | 24 | 7,000 | 40,833 |
| 2021-09-01 | 0.9697 | 32 | 33 | 22,324 | 33,463 |
| 2021-06-01 | 0.1538 | 2 | 13 | 5,800 | 10,358 |
| 2021-03-01 | 0.2581 | 8 | 31 | 68,000 | 67,572 |
| 2020-09-01 | 0.6667 | 4 | 6 | 8,145 | 7,207 |
| 2019-09-01 | 0.1538 | 2 | 13 | 940.00 | 23,390 |
| 2018-12-01 | 0.7619 | 16 | 21 | 338,994 | 11,038 |
| 2018-03-01 | 5.0 | 5 | 1 | 14,673 | 0.00 |
| 2017-06-01 | 0.5 | 3 | 6 | 3,180 | 6,750 |
| 2016-12-01 | 1.0 | 11 | 11 | 51,420 | 7,854 |
| 2015-12-01 | 1.8 | 9 | 5 | 41,750 | 1,540 |
| 2015-09-01 | 16.0 | 16 | 1 | 261,300 | 7,214 |
| 2015-06-01 | 0.1111 | 1 | 9 | 4,000 | 20,670 |
| 2015-03-01 | 0.6667 | 4 | 6 | 14,400 | 22,800 |
| 2014-12-01 | 3.5385 | 46 | 13 | 185,794 | 26,057 |
| 2014-06-01 | 0.25 | 1 | 4 | 2,400 | 11,589 |
| 2014-03-01 | 1.3333 | 8 | 6 | 54,000 | 19,683 |
| 2013-12-01 | 0.7647 | 13 | 17 | 47,504 | 30,942 |
| 2013-09-01 | 0.3333 | 3 | 9 | 10,000 | 23,470 |
| 2013-06-01 | 0.08 | 2 | 25 | 3,600 | 232,138 |
| 2013-03-01 | 0.3143 | 11 | 35 | 107,500 | 106,252 |
| 2012-12-01 | 1.717 | 91 | 53 | 582,900 | 361,259 |
| 2012-09-01 | 0.4375 | 7 | 16 | 32,800 | 71,442 |
| 2012-06-01 | 0.6071 | 17 | 28 | 49,000 | 101,858 |
| 2012-03-01 | 0.5714 | 8 | 14 | 31,500 | 73,137 |
| 2011-12-01 | 0.5714 | 12 | 21 | 55,601 | 50,496 |
| 2011-09-01 | 0.2 | 1 | 5 | 15,000 | 37,000 |
| 2011-06-01 | 2.25 | 9 | 4 | 21,000 | 16,000 |
| 2011-03-01 | 0.5357 | 15 | 28 | 49,900 | 129,306 |
| 2010-12-01 | 0.7692 | 20 | 26 | 92,333 | 92,725 |
| 2010-09-01 | 0.2222 | 2 | 9 | 7,006 | 51,512 |
| 2010-06-01 | 6.0 | 12 | 2 | 382,585 | 10,000 |
| 2010-03-01 | 0.6429 | 18 | 28 | 54,800 | 143,193 |
| 2009-12-01 | 0.3571 | 10 | 28 | 116,234 | 77,794 |
| 2009-06-01 | 0.7143 | 5 | 7 | 247,154 | 264,218 |
| 2009-03-01 | 0.4286 | 3 | 7 | 50,000 | 103,100 |
| 2008-12-01 | 0.1176 | 2 | 17 | 4,000 | 110,918 |
| 2008-09-01 | 0.5714 | 4 | 7 | 9,900 | 19,800 |
| 2008-06-01 | 1.0 | 12 | 12 | 13,800 | 19,600 |
| 2008-03-01 | 1.75 | 7 | 4 | 43,870 | 40,364 |
| 2007-12-01 | 1.8333 | 22 | 12 | 414,990 | 48,377 |
| 2007-06-01 | 1.2857 | 9 | 7 | 10,800 | 10,800 |
| 2007-03-01 | 0.7 | 7 | 10 | 27,500 | 43,000 |
| 2006-09-01 | 0.1667 | 1 | 6 | 600.00 | 79,324 |
| 2006-06-01 | 0.5652 | 13 | 23 | 56,904 | 135,054 |
| 2005-12-01 | 0.2414 | 7 | 29 | 10,500 | 61,770 |
| 2005-09-01 | 0.0833 | 1 | 12 | 2,500 | 116,490 |
| 2005-06-01 | 0.4545 | 5 | 11 | 110,094 | 226,188 |
| 2004-12-01 | 0.75 | 21 | 28 | 133,318 | 266,636 |
| 2004-09-01 | 0.5294 | 9 | 17 | 224,192 | 440,384 |
| 2004-03-01 | 0.75 | 15 | 20 | 404,827 | 633,510 |
| 2003-12-01 | 0.4 | 12 | 30 | 39,600 | 306,575 |
| 2003-09-01 | 0.4 | 16 | 40 | 143,600 | 716,100 |
World Acceptance Notable Stakeholders
A World Acceptance stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as World Acceptance often face trade-offs trying to please all of them. World Acceptance's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting World Acceptance's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Ravin Prashad | President CEO, Director | Profile | |
| Jeff Tinney | Senior Vice President - Western Division | Profile | |
| Jackie Willyard | Senior Vice President - South Eastern Division | Profile | |
| Daniel Dyer | Senior Vice President - Central Division | Profile | |
| John Calmes | CFO, Sr. VP and Treasurer | Profile | |
| Luke Umstetter | General VP | Profile | |
| Victoria Hammond | Senior Marketing | Profile | |
| Alice Caulder | Senior Resources | Profile | |
| Jason Childers | Senior Solutions | Profile | |
| Ricardo Saldana | VP Operations | Profile | |
| Tobin Turner | Senior Analytics | Profile | |
| Rodney Ernest | Senior Operations | Profile | |
| Scott McIntyre | Principal Accounting Officer | Profile |
About World Acceptance Management Performance
The success or failure of an entity such as World Acceptance often depends on how effective the management is. World Acceptance management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of World management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the World management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.10 | 0.11 | |
| Return On Capital Employed | 0.19 | 0.17 | |
| Return On Assets | 0.10 | 0.10 | |
| Return On Equity | 0.23 | 0.21 |
Please note, the presentation of World Acceptance's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, World Acceptance's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of World Acceptance's management manipulating its earnings.
World Acceptance Workforce Analysis
Traditionally, organizations such as World Acceptance use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare World Acceptance within its industry.World Acceptance Manpower Efficiency
Return on World Acceptance Manpower
| Revenue Per Employee | 199K | |
| Revenue Per Executive | 43.4M | |
| Net Income Per Employee | 31.6K | |
| Net Income Per Executive | 6.9M |
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When running World Acceptance's price analysis, check to measure World Acceptance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy World Acceptance is operating at the current time. Most of World Acceptance's value examination focuses on studying past and present price action to predict the probability of World Acceptance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move World Acceptance's price. Additionally, you may evaluate how the addition of World Acceptance to your portfolios can decrease your overall portfolio volatility.
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