Associated Financial Statements From 2010 to 2026

ASB Stock  USD 29.24  0.13  0.44%   
Associated Banc's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Associated Banc's valuation are provided below:
Gross Profit
1.4 B
Profit Margin
0.3312
Market Capitalization
4.9 B
Enterprise Value Revenue
6.0379
Revenue
1.4 B
We have found one hundred twenty available fundamental signals for Associated Banc Corp, which can be analyzed and compared to other ratios and to its rivals. All investors should make sure to validate all of Associated Banc Corp prevailing market performance against the performance between 2010 and 2026 to make sure the company can sustain itself down the road. As of February 10, 2026, Market Cap is expected to decline to about 2 B

Associated Banc Total Revenue

2.58 Billion

Check Associated Banc financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Associated Banc's main balance sheet or income statement drivers, such as Interest Expense of 1 B, Other Operating Expenses of 2 B or Operating Income of 606.8 M, as well as many indicators such as Price To Sales Ratio of 1.73, Dividend Yield of 0.0392 or PTB Ratio of 1.54. Associated financial statements analysis is a perfect complement when working with Associated Banc Valuation or Volatility modules.
  
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Check out the analysis of Associated Banc Correlation against competitors.

Associated Banc Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding122.2 M166.6 M148.9 M
Pretty Stable
Total Assets22.6 B45.2 B30.1 B
Slightly volatile
Short and Long Term Debt Total3.3 B4.2 B3.3 B
Slightly volatile
Total Current Liabilities13.4 B20.4 B14.2 B
Slightly volatile
Total Stockholder Equity5.2 BB3.5 B
Slightly volatile
Property Plant And Equipment Net230.5 M381.6 M313.2 M
Slightly volatile
Net Debt2.7 B3.6 B2.6 B
Pretty Stable
Retained Earnings3.5 B3.4 B2.1 B
Slightly volatile
Cash575.1 M574.7 M675.9 M
Slightly volatile
Non Current Assets Total1.4 B1.5 B15.8 B
Slightly volatile
Cash And Short Term Investments6.3 BB4.8 B
Pretty Stable
Liabilities And Stockholders Equity22.6 B45.2 B30.1 B
Slightly volatile
Non Current Liabilities Total20.8 B19.8 B4.4 B
Slightly volatile
Other Stockholder Equity929.8 M1.8 B1.3 B
Pretty Stable
Total Liabilities20.2 B40.2 B26.7 B
Slightly volatile
Total Current Assets5.1 B6.1 B9.9 B
Slightly volatile
Short Term Debt292.5 M307.9 M951.1 M
Very volatile
Property Plant And Equipment Gross944.2 M899.2 M475.2 M
Slightly volatile
Short Term Investments3.9 B5.4 B4.2 B
Very volatile
Common StockB4.8 B578 M
Slightly volatile
Common Stock Total Equity1.5 MM1.7 M
Slightly volatile
Other Liabilities136.7 M210.6 M144.1 M
Very volatile
Accounts Payable19.4 B34.1 B22.9 B
Slightly volatile
Long Term Debt1.9 B1.7 BB
Very volatile
Intangible Assets21.7 M22.8 M90.8 M
Very volatile
Property Plant Equipment288.1 M436 M325.6 M
Slightly volatile
Good WillB1.3 BB
Slightly volatile
Preferred Stock Total Equity185.4 M174.7 M188.2 M
Very volatile
Net Tangible Assets2.3 B3.1 B2.2 B
Slightly volatile
Long Term Debt Total1.4 B753.9 M1.6 B
Slightly volatile
Capital Surpluse1.8 B2.4 B1.7 B
Slightly volatile
Long Term Investments13.2 B7.7 B15.7 B
Slightly volatile
Non Current Liabilities Other6.6 B6.3 B2.6 B
Slightly volatile
Short and Long Term Debt947.4 M1.1 B2.1 B
Slightly volatile
Earning Assets7.3 B8.7 B6.9 B
Slightly volatile
Net Invested Capital5.6 B6.4 B6.8 B
Pretty Stable
Capital Stock188.9 M176.4 M240.4 M
Slightly volatile
Capital Lease Obligations252.2 K265.5 K1.5 M
Slightly volatile

Associated Banc Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating ExpensesB1.9 B1.1 B
Slightly volatile
Operating Income606.8 M577.9 M321 M
Slightly volatile
EBIT225.1 M154.6 M273.6 M
Pretty Stable
EBITDA290.8 M577.9 M378.9 M
Slightly volatile
Net Income498.5 M474.8 M252.3 M
Slightly volatile
Depreciation And Amortization66.3 M117.9 M93.1 M
Very volatile
Selling General Administrative325.3 M597 M433.3 M
Slightly volatile
Selling And Marketing Expenses19 M32.4 M24.1 M
Slightly volatile
Total Revenue2.6 B2.5 B1.4 B
Slightly volatile
Gross Profit826.9 M1.4 BB
Slightly volatile
Income Before Tax606.8 M577.9 M321.7 M
Slightly volatile
Net Income Applicable To Common Shares240.4 M127.6 M216.4 M
Pretty Stable
Preferred Stock And Other Adjustments13.1 M13.2 M11.6 M
Pretty Stable
Non Recurring21.2 M25.9 M20.7 M
Slightly volatile
Tax Provision9.7 M10.2 M68.9 M
Slightly volatile
Net Interest Income924.9 M1.2 B818.8 M
Slightly volatile
Interest Income1.3 B2.4 B1.1 B
Slightly volatile
Reconciled Depreciation67.8 M117.9 M64.2 M
Slightly volatile

Associated Banc Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow646.3 M615.6 M420.1 M
Slightly volatile
Begin Period Cash Flow573.3 M1.1 B716.8 M
Slightly volatile
Depreciation64.5 M117.9 M89.5 M
Very volatile
Capital Expenditures38 M51.7 M58.3 M
Pretty Stable
Total Cash From Operating Activities343.2 M667.3 M458.4 M
Slightly volatile
Net Income185.4 M141.6 M214.7 M
Slightly volatile
End Period Cash Flow608.9 M1.2 B737.5 M
Slightly volatile
Issuance Of Capital Stock399.7 M380.7 M135.7 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.731.72922.25
Pretty Stable
Dividend Yield0.03920.03610.0381
Pretty Stable
PTB Ratio1.540.85470.9546
Very volatile
Days Sales Outstanding21.9423.913923.9925
Slightly volatile
Book Value Per Share31.6530.139222.4778
Slightly volatile
Free Cash Flow Yield0.0960.130.1289
Slightly volatile
Operating Cash Flow Per Share1.943.442.9162
Slightly volatile
Capex To Depreciation0.740.50.7253
Slightly volatile
PB Ratio1.540.85470.9546
Very volatile
EV To Sales3.423.19134.435
Slightly volatile
Free Cash Flow Per Share1.733.172.5395
Slightly volatile
Net Income Per Share3.022.87611.6152
Slightly volatile
Sales General And Administrative To Revenue0.210.24280.3305
Slightly volatile
Capex To Revenue0.02560.01920.0475
Slightly volatile
Cash Per Share37.9936.178230.8109
Slightly volatile
POCF Ratio5.915.636.8915
Slightly volatile
Interest Coverage1.060.59482.2471
Slightly volatile
Payout Ratio0.340.32340.4779
Very volatile
Capex To Operating Cash Flow0.07330.06980.1487
Slightly volatile
PFCF Ratio11.887.88.701
Slightly volatile
Income Quality5.695.422.5301
Slightly volatile
ROE0.120.09540.0759
Very volatile
EV To Operating Cash Flow9.448.9913.3984
Slightly volatile
PE Ratio9.48.956713.5418
Very volatile
Return On Tangible Assets0.01110.01080.0083
Very volatile
EV To Free Cash Flow15.6612.4516.6832
Slightly volatile
Earnings Yield0.08760.11160.0812
Pretty Stable
Intangibles To Total Assets0.04070.0250.0352
Pretty Stable
Net Debt To EBITDA5.96.22167.1358
Pretty Stable
Current Ratio0.320.30070.2161
Pretty Stable
Tangible Book Value Per Share24.4723.307115.6758
Slightly volatile
Receivables Turnover15.0815.263115.4999
Slightly volatile
Graham Number46.3744.162728.2969
Slightly volatile
Shareholders Equity Per Share31.6530.139222.4778
Slightly volatile
Debt To Equity0.80.83821.1053
Slightly volatile
Capex Per Share0.210.270.3767
Slightly volatile
Revenue Per Share15.6414.89689.1733
Slightly volatile
Interest Debt Per Share21.0131.147824.501
Slightly volatile
Debt To Assets0.170.09230.1245
Slightly volatile
Enterprise Value Over EBITDA12.4713.579914.9263
Very volatile
Short Term Coverage Ratios0.270.30.5655
Pretty Stable
Price Earnings Ratio9.48.956713.5418
Very volatile
Operating Cycle21.9423.913923.9925
Slightly volatile
Price Book Value Ratio1.540.85470.9546
Very volatile
Dividend Payout Ratio0.340.32340.4779
Very volatile
Price To Operating Cash Flows Ratio5.915.636.8915
Slightly volatile
Price To Free Cash Flows Ratio11.887.88.701
Slightly volatile
Pretax Profit Margin0.170.2350.2305
Very volatile
Operating Profit Margin0.170.2350.2305
Very volatile
Effective Tax Rate0.330.17850.2276
Slightly volatile
Company Equity Multiplier11.489.08539.3745
Very volatile
Long Term Debt To Capitalization0.250.4370.3765
Pretty Stable
Total Debt To Capitalization0.650.4560.5224
Slightly volatile
Return On Capital Employed0.02210.02330.0527
Slightly volatile
Debt Equity Ratio0.80.83821.1053
Slightly volatile
Ebit Per Revenue0.170.2350.2305
Very volatile
Quick Ratio0.320.30070.2161
Pretty Stable
Dividend Paid And Capex Coverage Ratio2.222.672.8554
Very volatile
Net Income Per E B T0.560.82150.766
Slightly volatile
Cash Ratio0.04380.02820.0335
Slightly volatile
Cash Conversion Cycle21.9423.913923.9925
Slightly volatile
Operating Cash Flow Sales Ratio0.220.250.34
Very volatile
Days Of Sales Outstanding21.9423.913923.9925
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.521.060.8939
Slightly volatile
Cash Flow Coverage Ratios0.0960.170.1353
Slightly volatile
Price To Book Ratio1.540.85470.9546
Very volatile
Fixed Asset Turnover6.556.44394.4306
Slightly volatile
Capital Expenditure Coverage Ratio11.8514.838.2472
Slightly volatile
Price Cash Flow Ratio5.915.636.8915
Slightly volatile
Enterprise Value Multiple12.4713.579914.9263
Very volatile
Debt Ratio0.170.09230.1245
Slightly volatile
Cash Flow To Debt Ratio0.0960.170.1353
Slightly volatile
Price Sales Ratio1.731.72922.25
Pretty Stable
Return On Assets0.01090.01050.0081
Very volatile
Asset Turnover0.07330.05440.0482
Very volatile
Net Profit Margin0.130.19310.177
Very volatile
Gross Profit Margin0.530.58290.7615
Slightly volatile
Price Fair Value1.540.85470.9546
Very volatile
Return On Equity0.120.09540.0759
Very volatile

Associated Banc Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market CapB3.8 B3.9 B
Pretty Stable
Enterprise Value360.4 M405.5 M442.6 M
Slightly volatile

Associated Fundamental Market Drivers

Forward Price Earnings10.3413
Cash And Short Term InvestmentsB

Associated Upcoming Events

18th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Associated Banc Financial Statements

Associated Banc stakeholders use historical fundamental indicators, such as Associated Banc's revenue or net income, to determine how well the company is positioned to perform in the future. Although Associated Banc investors may analyze each financial statement separately, they are all interrelated. For example, changes in Associated Banc's assets and liabilities are reflected in the revenues and expenses on Associated Banc's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Associated Banc Corp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue2.5 B2.6 B
Cost Of RevenueB1.1 B
Sales General And Administrative To Revenue 0.24  0.21 
Capex To Revenue 0.02  0.03 
Revenue Per Share 14.90  15.64 
Ebit Per Revenue 0.24  0.17 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Associated Banc Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Associated Banc's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Associated Banc Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Associated Banc Corp Stock:
Check out the analysis of Associated Banc Correlation against competitors.
You can also try the Transaction History module to view history of all your transactions and understand their impact on performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Associated Banc. If investors know Associated will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Associated Banc assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.304
Dividend Share
0.93
Earnings Share
2.77
Revenue Per Share
8.684
Quarterly Revenue Growth
7.218
Investors evaluate Associated Banc Corp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Associated Banc's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause Associated Banc's market price to deviate significantly from intrinsic value.
Understanding that Associated Banc's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Associated Banc represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Conversely, Associated Banc's market price signifies the transaction level at which participants voluntarily complete trades.