Atlanticus Financial Statements From 2010 to 2024

ATLC Stock  USD 55.16  0.86  1.58%   
Atlanticus Holdings financial statements provide useful quarterly and yearly information to potential Atlanticus Holdings investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Atlanticus Holdings financial statements helps investors assess Atlanticus Holdings' valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Atlanticus Holdings' valuation are summarized below:
Gross Profit
290.5 M
Profit Margin
0.2842
Market Capitalization
800.3 M
Enterprise Value Revenue
11.083
Revenue
374.1 M
We have found one hundred twenty available fundamental signals for Atlanticus Holdings, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to validate all of Atlanticus Holdings' prevailing performance against the performance from 2010 to 2024 to make sure the company is sustainable down the road. As of November 22, 2024, Market Cap is expected to decline to about 43 M. In addition to that, Enterprise Value is expected to decline to about 238.7 M

Atlanticus Holdings Total Revenue

281.36 Million

Check Atlanticus Holdings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Atlanticus Holdings' main balance sheet or income statement drivers, such as Depreciation And Amortization of 3.8 M, Interest Expense of 114.8 M or Selling General Administrative of 43.9 M, as well as many indicators such as Price To Sales Ratio of 1.94, Dividend Yield of 0.0314 or PTB Ratio of 1.23. Atlanticus financial statements analysis is a perfect complement when working with Atlanticus Holdings Valuation or Volatility modules.
  
Check out the analysis of Atlanticus Holdings Correlation against competitors.
For information on how to trade Atlanticus Stock refer to our How to Trade Atlanticus Stock guide.

Atlanticus Holdings Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets2.8 B2.7 BB
Slightly volatile
Property Plant And Equipment Net18.9 M22.8 M13.3 M
Pretty Stable
Cash402.8 M383.7 M164.1 M
Slightly volatile
Non Current Assets Total21.6 M22.8 M26.8 M
Slightly volatile
Cash And Short Term Investments402.8 M383.7 M164.1 M
Slightly volatile
Net Receivables2.4 B2.3 B1.1 B
Slightly volatile
Common Stock Shares Outstanding25.1 M18.9 M19 M
Pretty Stable
Liabilities And Stockholders Equity2.8 B2.7 BB
Slightly volatile
Other Stockholder Equity153 M87.4 M167.1 M
Very volatile
Total Liabilities2.3 B2.2 B890.3 M
Slightly volatile
Property Plant And Equipment Gross19.8 M29.7 M15.2 M
Slightly volatile
Total Current Assets2.8 B2.7 B821.7 M
Slightly volatile
Other Liabilities7.8 M8.2 M21 M
Slightly volatile
Property Plant Equipment17.6 MMM
Pretty Stable
Short and Long Term Debt Total2.1 BB1.1 B
Slightly volatile
Accounts Payable52.1 M61.6 M56.4 M
Pretty Stable
Non Current Liabilities Total371.7 M223.9 M366 M
Slightly volatile
Short Term Investments22.9 M33.8 M23.9 M
Slightly volatile
Long Term Debt2.1 BB718.3 M
Slightly volatile
Total Current Liabilities140.1 M147.5 M284.1 M
Pretty Stable
Short Term DebtB1.9 B716.4 M
Slightly volatile
Long Term Debt Total2.2 B2.1 B734.5 M
Slightly volatile
Capital Surpluse168.8 M109.8 M207 M
Slightly volatile
Long Term Investments2.3 B2.2 B705.5 M
Slightly volatile
Non Current Liabilities Other17.2 M18.1 M71.7 M
Slightly volatile
Short and Long Term Debt216.5 M387.4 M205.2 M
Slightly volatile
Net Invested Capital1.4 B2.4 B817.5 M
Slightly volatile
Warrants139.7 M160.9 M107.3 M
Slightly volatile
Capital Lease Obligations17.9 M20.2 M20 M
Slightly volatile

Atlanticus Holdings Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization3.8 MM67.2 M
Slightly volatile
Interest Expense114.8 M109.3 M45.9 M
Slightly volatile
Selling General Administrative43.9 M43.9 M30.8 M
Pretty Stable
Total Revenue281.4 M354.2 M202.5 M
Slightly volatile
Other Operating Expenses91.5 M96.3 M71.1 M
Slightly volatile
Cost Of Revenue221.4 M201 M113.2 M
Pretty Stable
Selling And Marketing Expenses55 M52.4 M23.8 M
Slightly volatile
Extraordinary ItemsM5.2 M16.9 M
Slightly volatile
Discontinued Operations68.6 M47.1 M62 M
Slightly volatile
Net Interest Income803.8 M765.6 M266.5 M
Slightly volatile
Interest Income441.1 M866.3 M278.7 M
Slightly volatile
Reconciled Depreciation4.5 M3.5 M2.7 M
Slightly volatile
Preferred Stock And Other Adjustments18.1 M28.8 M8.2 M
Slightly volatile

Atlanticus Holdings Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow454.9 M433.2 M170.7 M
Slightly volatile
Other Cashflows From Financing Activities5.4 M5.6 M274.2 M
Pretty Stable
Depreciation2.4 M2.6 M11.6 M
Pretty Stable
Capital Expenditures7.7 MM2.6 M
Slightly volatile
End Period Cash Flow402.8 M383.7 M186.6 M
Slightly volatile
Issuance Of Capital Stock1.3 M1.4 M37.9 M
Pretty Stable

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.941.58361.3912
Pretty Stable
Dividend Yield0.03140.04440.0361
Slightly volatile
Days Sales Outstanding2.5 K2.3 KK
Slightly volatile
Stock Based Compensation To Revenue0.00610.01070.0108
Pretty Stable
Capex To Depreciation1.511.55940.709
Slightly volatile
EV To Sales6.536.22163.9444
Slightly volatile
Payables Turnover3.423.26151.3893
Slightly volatile
Sales General And Administrative To Revenue0.0960.1240.1757
Slightly volatile
Capex To Revenue0.01070.01130.0131
Pretty Stable
Cash Per Share27.7726.451510.8792
Slightly volatile
Payout Ratio0.250.24220.1499
Slightly volatile
Days Payables Outstanding106112421
Very volatile
Net Debt To EBITDA8.066.1125.6833
Slightly volatile
Current Ratio18.9118.01064.6135
Slightly volatile
Tangible Book Value Per Share38.5636.725525.2379
Slightly volatile
Receivables Turnover0.150.15590.7383
Slightly volatile
Graham Number72.6169.147625.9745
Slightly volatile
Capex Per Share0.290.27520.1591
Slightly volatile
Revenue Per Share25.6424.419113.5928
Slightly volatile
Interest Debt Per Share15314665.7522
Slightly volatile
Debt To Assets0.610.74120.8931
Very volatile
Enterprise Value Over EBITDA12.618.229.854
Slightly volatile
Days Of Payables Outstanding106112421
Very volatile
Dividend Payout Ratio0.250.24220.1499
Slightly volatile
Long Term Debt To Capitalization0.60.82190.8525
Pretty Stable
Total Debt To Capitalization0.610.82190.8616
Pretty Stable
Quick Ratio18.9118.010612.8965
Slightly volatile
Cash Ratio2.732.60171.7163
Slightly volatile
Days Of Sales Outstanding2.5 K2.3 KK
Slightly volatile
Fixed Asset Turnover14.9415.564720.748
Very volatile
Enterprise Value Multiple12.618.229.854
Slightly volatile
Debt Ratio0.610.74120.8931
Very volatile
Price Sales Ratio1.941.58361.3912
Pretty Stable
Asset Turnover0.120.13090.2789
Slightly volatile

Atlanticus Holdings Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap43 M45.3 M71 M
Slightly volatile
Enterprise Value238.7 M251.3 M243.4 M
Slightly volatile

Atlanticus Fundamental Market Drivers

Forward Price Earnings8.0192
Cash And Short Term Investments383.7 M

Atlanticus Upcoming Events

12th of March 2024
Upcoming Quarterly Report
View
14th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
12th of March 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Atlanticus Holdings Financial Statements

Atlanticus Holdings stakeholders use historical fundamental indicators, such as Atlanticus Holdings' revenue or net income, to determine how well the company is positioned to perform in the future. Although Atlanticus Holdings investors may analyze each financial statement separately, they are all interrelated. For example, changes in Atlanticus Holdings' assets and liabilities are reflected in the revenues and expenses on Atlanticus Holdings' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Atlanticus Holdings. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-14.6 M-13.8 M
Total Revenue354.2 M281.4 M
Cost Of Revenue201 M221.4 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.12  0.10 
Capex To Revenue 0.01  0.01 
Revenue Per Share 24.42  25.64 
Ebit Per Revenue 0.73  0.76 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Atlanticus Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Atlanticus Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Atlanticus Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Atlanticus Holdings Stock:
Check out the analysis of Atlanticus Holdings Correlation against competitors.
For information on how to trade Atlanticus Stock refer to our How to Trade Atlanticus Stock guide.
You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Atlanticus Holdings. If investors know Atlanticus will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Atlanticus Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.23
Earnings Share
4.45
Revenue Per Share
25.457
Quarterly Revenue Growth
0.134
Return On Assets
0.0374
The market value of Atlanticus Holdings is measured differently than its book value, which is the value of Atlanticus that is recorded on the company's balance sheet. Investors also form their own opinion of Atlanticus Holdings' value that differs from its market value or its book value, called intrinsic value, which is Atlanticus Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Atlanticus Holdings' market value can be influenced by many factors that don't directly affect Atlanticus Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Atlanticus Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Atlanticus Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Atlanticus Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.