Atlanticus Financial Statements From 2010 to 2026

ATLC Stock  USD 57.33  3.49  5.74%   
Atlanticus Holdings' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Atlanticus Holdings' valuation are provided below:
Gross Profit
357.4 M
Profit Margin
0.2375
Market Capitalization
920.9 M
Enterprise Value Revenue
18.9317
Revenue
498.5 M
We have found one hundred twenty available fundamental signals for Atlanticus Holdings, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to validate all of Atlanticus Holdings' prevailing performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road. As of January 20, 2026, Market Cap is expected to decline to about 43 M. In addition to that, Enterprise Value is expected to decline to about 185.6 M

Atlanticus Holdings Total Revenue

308.79 Million

Check Atlanticus Holdings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Atlanticus Holdings' main balance sheet or income statement drivers, such as Depreciation And Amortization of 4.4 M, Interest Expense of 193.4 M or Selling General Administrative of 40.4 M, as well as many indicators such as Price To Sales Ratio of 1.85, Dividend Yield of 0.0322 or PTB Ratio of 1.43. Atlanticus financial statements analysis is a perfect complement when working with Atlanticus Holdings Valuation or Volatility modules.
  
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Check out the analysis of Atlanticus Holdings Correlation against competitors.
For information on how to trade Atlanticus Stock refer to our How to Trade Atlanticus Stock guide.

Atlanticus Holdings Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets3.9 B3.8 B1.4 B
Slightly volatile
Property Plant And Equipment Net18.9 M22 M14.5 M
Slightly volatile
Cash453.3 M431.7 M192.7 M
Slightly volatile
Non Current Assets Total3.5 B3.3 B758.7 M
Slightly volatile
Cash And Short Term Investments453.3 M431.7 M192.7 M
Slightly volatile
Net Receivables2.7 B2.6 B1.3 B
Slightly volatile
Common Stock Shares Outstanding24.7 M16.9 M18.8 M
Pretty Stable
Liabilities And Stockholders Equity3.9 B3.8 B1.4 B
Slightly volatile
Other Stockholder Equity152.3 M88.5 M158.3 M
Pretty Stable
Total Liabilities3.4 B3.2 B1.2 B
Slightly volatile
Property Plant And Equipment Gross20 M30.4 M17.2 M
Slightly volatile
Total Current Assets522.1 M431.7 M496.2 M
Slightly volatile
Other Liabilities7.8 M8.2 M19.6 M
Slightly volatile
Property Plant Equipment17.6 MM8.2 M
Slightly volatile
Short and Long Term Debt TotalB2.9 B1.4 B
Slightly volatile
Accounts Payable52.3 M64.9 M57.8 M
Pretty Stable
Non Current Liabilities Total3.3 B3.1 B961.4 M
Slightly volatile
Short Term Investments22.9 M33.8 M24.6 M
Slightly volatile
Long Term DebtB2.9 B999.9 M
Slightly volatile
Total Current Liabilities78.8 M82.9 M229.2 M
Very volatile
Short Term Debt100.7 M106 M421.4 M
Pretty Stable
Long Term Debt Total2.2 B2.1 B859.6 M
Slightly volatile
Capital Surpluse168.8 M109.8 M197 M
Slightly volatile
Long Term Investments2.3 B2.2 B846.7 M
Slightly volatile
Non Current Liabilities Other17.2 M18.1 M65.6 M
Slightly volatile
Short and Long Term Debt216.5 M387.4 M220.7 M
Slightly volatile
Net Invested Capital3.6 B3.4 B1.2 B
Slightly volatile
Warrants139.7 M160.9 M111.2 M
Slightly volatile
Capital Lease Obligations19.3 M27.8 M20.8 M
Pretty Stable

Atlanticus Holdings Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization4.4 M4.7 M11 M
Slightly volatile
Interest Expense193.4 M184.2 M65.4 M
Slightly volatile
Selling General Administrative40.4 M45.1 M28.2 M
Slightly volatile
Total Revenue308.8 M413.6 M259.4 M
Slightly volatile
Gross Profit193.9 M254.7 M144 M
Slightly volatile
Other Operating Expenses291.2 M288.9 M211.3 M
Slightly volatile
Cost Of Revenue122.8 M158.9 M115.9 M
Slightly volatile
Total Operating Expenses176.3 M130 M95.9 M
Slightly volatile
Selling And Marketing Expenses35.4 M64.6 M27.1 M
Slightly volatile
Extraordinary ItemsM5.2 M15.6 M
Slightly volatile
Discontinued Operations68.6 M47.1 M60.8 M
Slightly volatile
Net Interest Income989.7 M942.6 M349.8 M
Slightly volatile
Interest Income1.2 B1.1 B413.5 M
Slightly volatile
Reconciled Depreciation4.6 MMM
Slightly volatile
Preferred Stock And Other Adjustments18.1 M28.8 M10.2 M
Slightly volatile

Atlanticus Holdings Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow463.3 M441.2 M200.6 M
Slightly volatile
Depreciation13.1 M15.3 M12.8 M
Pretty Stable
Capital Expenditures1.5 M1.6 M2.2 M
Pretty Stable
End Period Cash Flow603.3 M574.6 M241.3 M
Slightly volatile
Issuance Of Capital StockM7.3 M34.7 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.852.061.3498
Very volatile
Dividend Yield0.03220.02820.0354
Pretty Stable
Days Sales Outstanding447726897
Slightly volatile
Stock Based Compensation To Revenue0.0040.00760.0091
Pretty Stable
Capex To Depreciation0.110.120.5229
Pretty Stable
EV To Sales6.075.783.8591
Slightly volatile
Payables Turnover1.892.22.4179
Very volatile
Sales General And Administrative To Revenue0.0630.09820.1238
Pretty Stable
Capex To Revenue0.00430.00450.0098
Slightly volatile
Cash Per Share24.0622.9112.0527
Slightly volatile
Payout Ratio0.220.210.1565
Slightly volatile
Days Payables Outstanding163171380
Pretty Stable
Intangibles To Total Assets0.00290.00310.0091
Slightly volatile
Current Ratio2.54.693.4806
Slightly volatile
Receivables Turnover0.390.410.4161
Very volatile
Graham Number71.1967.828.808
Slightly volatile
Capex Per Share0.280.140.1552
Slightly volatile
Revenue Per Share29.4528.0517.5228
Slightly volatile
Interest Debt Per Share17116370.9414
Slightly volatile
Debt To Assets0.530.690.7449
Very volatile
Short Term Coverage Ratios0.220.230.2976
Slightly volatile
Operating Cycle447726897
Slightly volatile
Days Of Payables Outstanding163171380
Pretty Stable
Dividend Payout Ratio0.220.210.1565
Slightly volatile
Long Term Debt To Capitalization0.610.750.8532
Very volatile
Total Debt To Capitalization0.620.750.8585
Very volatile
Quick Ratio2.54.693.4806
Slightly volatile
Cash Ratio4.924.692.9653
Slightly volatile
Days Of Sales Outstanding447726897
Slightly volatile
Fixed Asset Turnover16.6616.9523.5648
Very volatile
Debt Ratio0.530.690.7449
Very volatile
Price Sales Ratio1.852.061.3498
Very volatile
Asset Turnover0.150.160.3074
Slightly volatile
Gross Profit Margin0.730.710.5453
Pretty Stable

Atlanticus Holdings Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap43 M45.3 M67.3 M
Slightly volatile
Enterprise Value185.6 M195.3 M233.1 M
Slightly volatile

Atlanticus Fundamental Market Drivers

Forward Price Earnings7.8678
Cash And Short Term Investments375.4 M

Atlanticus Upcoming Events

12th of March 2024
Upcoming Quarterly Report
View
14th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
12th of March 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Atlanticus Holdings Financial Statements

Atlanticus Holdings stakeholders use historical fundamental indicators, such as Atlanticus Holdings' revenue or net income, to determine how well the company is positioned to perform in the future. Although Atlanticus Holdings investors may analyze each financial statement separately, they are all interrelated. For example, changes in Atlanticus Holdings' assets and liabilities are reflected in the revenues and expenses on Atlanticus Holdings' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Atlanticus Holdings. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-16.1 M-15.3 M
Total Revenue413.6 M308.8 M
Cost Of Revenue158.9 M122.8 M
Sales General And Administrative To Revenue 0.10  0.06 
Revenue Per Share 28.05  29.45 
Ebit Per Revenue 0.35  0.26 

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When determining whether Atlanticus Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Atlanticus Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Atlanticus Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Atlanticus Holdings Stock:
Check out the analysis of Atlanticus Holdings Correlation against competitors.
For information on how to trade Atlanticus Stock refer to our How to Trade Atlanticus Stock guide.
You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Atlanticus Holdings. If investors know Atlanticus will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Atlanticus Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Earnings Share
5.63
Revenue Per Share
33.139
Quarterly Revenue Growth
0.413
Return On Assets
0.0231
The market value of Atlanticus Holdings is measured differently than its book value, which is the value of Atlanticus that is recorded on the company's balance sheet. Investors also form their own opinion of Atlanticus Holdings' value that differs from its market value or its book value, called intrinsic value, which is Atlanticus Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Atlanticus Holdings' market value can be influenced by many factors that don't directly affect Atlanticus Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Atlanticus Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Atlanticus Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Atlanticus Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.