Banco Financial Statements From 2010 to 2026

BBVA Stock  USD 23.13  0.53  2.24%   
Banco Bilbao's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Banco Bilbao's valuation are provided below:
Gross Profit
31.6 B
Profit Margin
0.3321
Market Capitalization
135.5 B
Enterprise Value Revenue
4.1636
Revenue
31.6 B
We have found one hundred twenty available fundamental signals for Banco Bilbao Viscaya, which can be analyzed and compared to other ratios and to its rivals. All investors should make sure to validate all of Banco Bilbao Viscaya prevailing market performance against the performance between 2010 and 2026 to make sure the company can sustain itself down the road. As of February 28, 2026, Market Cap is expected to decline to about 32.4 B

Banco Bilbao Total Revenue

27.75 Billion

Check Banco Bilbao financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Banco Bilbao's main balance sheet or income statement drivers, such as Interest Expense of 11 B, Other Operating Expenses of 19.6 B or Operating Income of 17 B, as well as many indicators such as Price To Sales Ratio of 3.64, Dividend Yield of 0.0265 or PTB Ratio of 2.99. Banco financial statements analysis is a perfect complement when working with Banco Bilbao Valuation or Volatility modules.
  
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Check out the analysis of Banco Bilbao Correlation against competitors.

Banco Bilbao Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding4.6 BB5.8 B
Slightly volatile
Total Assets499.5 B859.6 B649 B
Slightly volatile
Short and Long Term Debt Total102.6 B81.8 B107.9 B
Pretty Stable
Total Current Liabilities664.7 B633.1 B434 B
Slightly volatile
Total Stockholder Equity31.1 B57.4 B43.6 B
Slightly volatile
Property Plant And Equipment NetB9.5 B7.3 B
Slightly volatile
Retained Earnings61.3 B58.4 B27.1 B
Slightly volatile
Cash98.6 B94 B58.6 B
Slightly volatile
Non Current Assets Total343.1 B583.6 B427.9 B
Slightly volatile
Cash And Short Term Investments289.7 B275.9 B171.7 B
Slightly volatile
Net Receivables483.4 B460.4 B75.3 B
Slightly volatile
Liabilities And Stockholders Equity499.5 B859.6 B649 B
Slightly volatile
Non Current Liabilities Total147 B164.7 B184.5 B
Very volatile
Other Stockholder Equity80 B76.2 B27.5 B
Slightly volatile
Total Liabilities464.7 B797.8 B601 B
Slightly volatile
Property Plant And Equipment Gross20.6 B19.6 B10.4 B
Slightly volatile
Total Current Assets289.7 B275.9 B187.4 B
Slightly volatile
Short Term Debt115.9 B110.3 B51.7 B
Slightly volatile
Short Term Investments191.1 B182 B114 B
Pretty Stable
Intangible Assets2.7 B2.9 B2.7 B
Very volatile
Other Liabilities47.1 B39.3 B56 B
Slightly volatile
Accounts Payable606.8 B577.9 B296 B
Slightly volatile
Long Term Debt89.2 B81.8 B76.7 B
Pretty Stable
Good Will3.4 B2.9 BB
Slightly volatile
Common Stock Total Equity2.6 B3.8 BB
Slightly volatile
Common Stock80 B76.2 B11.8 B
Slightly volatile
Property Plant Equipment7.8 B9.7 BB
Slightly volatile
Current Deferred Revenue196.7 M207 M258 M
Slightly volatile
Net Tangible Assets45.1 B51.6 B41.3 B
Slightly volatile
Long Term Investments216.9 B268.6 B179.3 B
Slightly volatile
Long Term Debt Total56.8 B61.8 B72.1 B
Slightly volatile
Capital Surpluse19.2 B21.6 B23.6 B
Slightly volatile
Earning Assets156.2 B190.4 B203.2 B
Slightly volatile
Net Invested Capital126.8 B139.2 B113.9 B
Slightly volatile
Capital Stock40.5 B76.2 B21.2 B
Slightly volatile

Banco Bilbao Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses19.6 B20.7 B26.5 B
Pretty Stable
Operating Income17 B16.2 B7.5 B
Slightly volatile
EBIT17 B16.2 B7.5 B
Slightly volatile
EBITDA18.6 B17.7 B8.7 B
Slightly volatile
Net Income11 B10.5 B4.7 B
Slightly volatile
Depreciation And Amortization927.7 M1.5 B1.2 B
Slightly volatile
Selling General Administrative6.6 B12.8 B8.6 B
Slightly volatile
Total Revenue27.7 B36.9 B33.8 B
Slightly volatile
Cost Of Revenue5.8 B6.1 B15.4 B
Pretty Stable
Income Before Tax17 B16.2 B7.5 B
Slightly volatile
Net Income Applicable To Common Shares4.2 B7.4 B3.8 B
Slightly volatile
Selling And Marketing Expenses253.4 M129 M307.8 M
Slightly volatile
Net Income From Continuing Ops6.3 B11.1 B4.9 B
Slightly volatile
Tax ProvisionB5.1 B2.3 B
Slightly volatile
Net Interest Income21.2 B26.3 B18.4 B
Slightly volatile
Interest Income19.5 B26.3 B24.2 B
Slightly volatile
Reconciled Depreciation1.5 B1.5 B1.4 B
Slightly volatile

Banco Bilbao Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow48.6 B51.1 B47.3 B
Slightly volatile
Depreciation1.3 B1.4 B1.2 B
Slightly volatile
Capital Expenditures1.3 B794.4 M1.6 B
Pretty Stable
Net Income9.2 B9.7 B5.2 B
Slightly volatile
End Period Cash Flow43.7 B46 B48.5 B
Slightly volatile
Stock Based Compensation26.5 M27.9 M49.4 M
Slightly volatile
Change To Netincome6.4 B6.9 B7.8 B
Pretty Stable
Issuance Of Capital Stock672.3 M621.9 M1.1 B
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.643.12832.1249
Slightly volatile
Dividend Yield0.02650.03630.0388
Slightly volatile
PTB Ratio2.992.01421.5959
Slightly volatile
Days Sales Outstanding170266158
Slightly volatile
Book Value Per Share11.2610.72518.19
Slightly volatile
Stock Based Compensation To Revenue0.00180.00150.0017
Slightly volatile
Capex To Depreciation0.850.91.3779
Slightly volatile
PB Ratio2.992.01421.5959
Slightly volatile
EV To Sales2.662.80044.0019
Slightly volatile
ROIC0.05160.04910.0216
Slightly volatile
Net Income Per Share1.921.82420.7971
Slightly volatile
Sales General And Administrative To Revenue0.360.34690.3206
Slightly volatile
Capex To Revenue0.02130.02240.0587
Slightly volatile
Cash Per Share19.9526.511528.3874
Pretty Stable
Interest Coverage0.340.380.485
Slightly volatile
Payout Ratio0.510.39920.4581
Pretty Stable
ROE0.140.18330.1032
Slightly volatile
PE Ratio10.4410.991213.9796
Slightly volatile
Return On Tangible Assets0.00820.01230.0068
Slightly volatile
Earnings Yield0.05980.0910.0946
Slightly volatile
Intangibles To Total Assets0.00320.00330.0078
Slightly volatile
Current Ratio0.460.24130.4535
Slightly volatile
Tangible Book Value Per Share10.7410.22947.3352
Slightly volatile
Receivables Turnover2.01.422.4861
Pretty Stable
Graham Number21.2220.213111.1489
Slightly volatile
Shareholders Equity Per Share10.459.95447.4897
Slightly volatile
Debt To Equity1.361.42692.6958
Slightly volatile
Capex Per Share0.230.14350.2642
Slightly volatile
Revenue Per Share3.416.40924.902
Slightly volatile
Interest Debt Per Share19.6414.203720.9325
Pretty Stable
Debt To Assets0.09050.09520.1775
Slightly volatile
Enterprise Value Over EBITDA5.545.827118.4469
Slightly volatile
Price Earnings Ratio10.4410.991213.9796
Slightly volatile
Operating Cycle170266158
Slightly volatile
Price Book Value Ratio2.992.01421.5959
Slightly volatile
Dividend Payout Ratio0.510.39920.4581
Pretty Stable
Pretax Profit Margin0.460.43940.2384
Slightly volatile
Ebt Per Ebit0.80.90.9824
Slightly volatile
Operating Profit Margin0.460.43940.2384
Slightly volatile
Company Equity Multiplier19.5814.986415.306
Pretty Stable
Long Term Debt To Capitalization0.50.58790.6161
Slightly volatile
Total Debt To Capitalization0.870.58790.732
Pretty Stable
Return On Capital Employed0.04460.07160.0334
Slightly volatile
Debt Equity Ratio1.361.42692.6958
Slightly volatile
Ebit Per Revenue0.460.43940.2384
Slightly volatile
Quick Ratio0.460.24130.4535
Slightly volatile
Net Income Per E B T0.810.64770.7445
Slightly volatile
Cash Ratio0.20.14840.1618
Pretty Stable
Cash Conversion Cycle170266158
Slightly volatile
Days Of Sales Outstanding170266158
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.860.9931.3176
Very volatile
Price To Book Ratio2.992.01421.5959
Slightly volatile
Fixed Asset Turnover2.663.89473.8653
Slightly volatile
Enterprise Value Multiple5.545.827118.4469
Slightly volatile
Debt Ratio0.09050.09520.1775
Slightly volatile
Price Sales Ratio3.643.12832.1249
Slightly volatile
Return On Assets0.00810.01220.0068
Slightly volatile
Asset Turnover0.03530.0430.0452
Slightly volatile
Net Profit Margin0.190.28460.1457
Slightly volatile
Gross Profit Margin0.490.83560.6194
Pretty Stable
Price Fair Value2.992.01421.5959
Slightly volatile
Return On Equity0.140.18330.1032
Slightly volatile

Banco Bilbao Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap32.4 B51.3 B43.3 B
Slightly volatile

Banco Fundamental Market Drivers

Forward Price Earnings8.9127
Cash And Short Term Investments275.9 B

About Banco Bilbao Financial Statements

Banco Bilbao stakeholders use historical fundamental indicators, such as Banco Bilbao's revenue or net income, to determine how well the company is positioned to perform in the future. Although Banco Bilbao investors may analyze each financial statement separately, they are all interrelated. For example, changes in Banco Bilbao's assets and liabilities are reflected in the revenues and expenses on Banco Bilbao's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Banco Bilbao Viscaya. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue207 M196.7 M
Total Revenue36.9 B27.7 B
Cost Of Revenue6.1 B5.8 B
Sales General And Administrative To Revenue 0.35  0.36 
Capex To Revenue 0.02  0.02 
Revenue Per Share 6.41  3.41 
Ebit Per Revenue 0.44  0.46 

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When determining whether Banco Bilbao Viscaya offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Banco Bilbao's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Banco Bilbao Viscaya Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Banco Bilbao Viscaya Stock:
Check out the analysis of Banco Bilbao Correlation against competitors.
You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Banco Bilbao. Projected growth potential of Banco fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Banco Bilbao assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.054
Dividend Share
0.92
Earnings Share
2.08
Revenue Per Share
5.506
Quarterly Revenue Growth
0.003
Understanding Banco Bilbao Viscaya requires distinguishing between market price and book value, where the latter reflects Banco's accounting equity. The concept of intrinsic value - what Banco Bilbao's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push Banco Bilbao's price substantially above or below its fundamental value.
It's important to distinguish between Banco Bilbao's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Banco Bilbao should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Banco Bilbao's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.