Bread Net Interest Income from 2010 to 2026

BFH Stock  USD 79.53  2.34  3.03%   
Bread Financial's Net Interest Income is increasing with slightly volatile movements from year to year. Net Interest Income is predicted to flatten to about 2.4 B. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2010-12-31
Previous Quarter
4.7 B
Current Value
2.4 B
Quarterly Volatility
2.1 B
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Check Bread Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Bread Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 76 M, Total Revenue of 3.4 B or Gross Profit of 3.1 B, as well as many indicators such as Price To Sales Ratio of 0.67, Dividend Yield of 0.0135 or PTB Ratio of 0.95. Bread financial statements analysis is a perfect complement when working with Bread Financial Valuation or Volatility modules.
  
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Check out the analysis of Bread Financial Correlation against competitors.
The Net Interest Income trend for Bread Financial Holdings offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Bread Financial is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest Bread Financial's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of Bread Financial Holdings over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. Bread Financial's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Bread Financial's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

Bread Net Interest Income Regression Statistics

Arithmetic Mean1,194,131,765
Coefficient Of Variation173.42
Mean Deviation1,874,852,872
Median(284,700,000)
Standard Deviation2,070,813,142
Sample Variance4288267.1T
Range5B
R-Value0.81
Mean Square Error1597890.1T
R-Squared0.65
Significance0.000091
Slope330,789,020
Total Sum of Squares68612273.1T

Bread Net Interest Income History

20262.4 B
20254.7 B
20244.1 B
20234.3 B
20224.2 B
20213.5 B
2020-108.5 M

About Bread Financial Financial Statements

Investors use fundamental indicators, such as Bread Financial's Net Interest Income, to determine how well the company is positioned to perform in the future. Although Bread Financial's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Net Interest Income4.7 B2.4 B

Currently Active Assets on Macroaxis

When determining whether Bread Financial Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bread Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bread Financial Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bread Financial Holdings Stock:
Check out the analysis of Bread Financial Correlation against competitors.
You can also try the Portfolio Holdings module to check your current holdings and cash postion to detemine if your portfolio needs rebalancing.
Is there potential for Consumer Finance market expansion? Will Bread introduce new products? Factors like these will boost the valuation of Bread Financial. Projected growth potential of Bread fundamentally drives upward valuation adjustments. Understanding fair value requires weighing current performance against future potential. All the valuation information about Bread Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
7.219
Dividend Share
0.86
Earnings Share
9.88
Revenue Per Share
55.62
Quarterly Revenue Growth
0.185
Investors evaluate Bread Financial Holdings using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Bread Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Bread Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between Bread Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Bread Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Bread Financial's market price signifies the transaction level at which participants voluntarily complete trades.