Bread Operating Income from 2010 to 2026

BFH Stock  USD 75.73  0.72  0.96%   
Bread Financial's Operating Income is increasing with very volatile movements from year to year. Operating Income is estimated to finish at about 758.3 M this year. Operating Income is earnings before interest and taxes (EBIT), representing the amount of profit Bread Financial Holdings generates from its operations. View All Fundamentals
 
Operating Income  
First Reported
2000-09-30
Previous Quarter
196 M
Current Value
47 M
Quarterly Volatility
159.8 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Check Bread Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Bread Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 76 M, Total Revenue of 3.4 B or Gross Profit of 3.1 B, as well as many indicators such as Price To Sales Ratio of 0.67, Dividend Yield of 0.0136 or PTB Ratio of 0.95. Bread financial statements analysis is a perfect complement when working with Bread Financial Valuation or Volatility modules.
  
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Check out the analysis of Bread Financial Correlation against competitors.
The Operating Income trend for Bread Financial Holdings offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Bread Financial is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest Bread Financial's Operating Income Growth Pattern

Below is the plot of the Operating Income of Bread Financial Holdings over the last few years. Operating Income is the amount of profit realized from Bread Financial Holdings operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Bread Financial Holdings is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. It is earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations. Bread Financial's Operating Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Bread Financial's overall financial position and show how it may be relating to other accounts over time.
Operating Income10 Years Trend
Very volatile
   Operating Income   
       Timeline  

Bread Operating Income Regression Statistics

Arithmetic Mean1,004,611,881
Geometric Mean727,632,249
Coefficient Of Variation44.87
Mean Deviation341,494,714
Median1,044,000,000
Standard Deviation450,810,271
Sample Variance203229.9T
Range1.8B
R-Value0
Mean Square Error216776T
R-Squared0.000012
Significance0.99
Slope308,872
Total Sum of Squares3251678.4T

Bread Operating Income History

2026758.3 M
2025614 M
2024279 M
20231.6 B
2022802 M
2021B
2020888.4 M

About Bread Financial Financial Statements

Investors use fundamental indicators, such as Bread Financial's Operating Income, to determine how well the company is positioned to perform in the future. Although Bread Financial's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Operating Income614 M758.3 M

Currently Active Assets on Macroaxis

When determining whether Bread Financial Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bread Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bread Financial Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bread Financial Holdings Stock:
Check out the analysis of Bread Financial Correlation against competitors.
You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.
Is there potential for Consumer Finance market expansion? Will Bread introduce new products? Factors like these will boost the valuation of Bread Financial. Projected growth potential of Bread fundamentally drives upward valuation adjustments. Understanding fair value requires weighing current performance against future potential. All the valuation information about Bread Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
7.349
Dividend Share
0.86
Earnings Share
10.96
Revenue Per Share
55.62
Quarterly Revenue Growth
0.185
Investors evaluate Bread Financial Holdings using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Bread Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Bread Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between Bread Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Bread Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Bread Financial's market price signifies the transaction level at which participants voluntarily complete trades.