Chemung Interest Coverage from 2010 to 2026

CHMG Stock  USD 59.44  1.24  2.04%   
Chemung Financial's Interest Coverage is decreasing over the last several years with very volatile swings. Interest Coverage is predicted to flatten to 0.41. During the period from 2010 to 2026 Chemung Financial Corp Interest Coverage regressed destribution of quarterly values had coefficient of variationof  74.42 and r-value of (0.08). View All Fundamentals
 
Interest Coverage  
First Reported
2010-12-31
Previous Quarter
0.43644643
Current Value
0.41
Quarterly Volatility
2.49871999
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Check Chemung Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Chemung Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 3.5 M, Interest Expense of 48 M or Selling General Administrative of 22.5 M, as well as many indicators such as Price To Sales Ratio of 2.4, Dividend Yield of 0.035 or PTB Ratio of 1.32. Chemung financial statements analysis is a perfect complement when working with Chemung Financial Valuation or Volatility modules.
  
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Check out the analysis of Chemung Financial Correlation against competitors.
The Interest Coverage trend for Chemung Financial Corp offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Chemung Financial is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest Chemung Financial's Interest Coverage Growth Pattern

Below is the plot of the Interest Coverage of Chemung Financial Corp over the last few years. It is Chemung Financial's Interest Coverage historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Chemung Financial's overall financial position and show how it may be relating to other accounts over time.
Interest Coverage10 Years Trend
Very volatile
   Interest Coverage   
       Timeline  

Chemung Interest Coverage Regression Statistics

Arithmetic Mean3.36
Geometric Mean2.34
Coefficient Of Variation74.42
Mean Deviation1.84
Median3.13
Standard Deviation2.50
Sample Variance6.24
Range9.4642
R-Value(0.08)
Mean Square Error6.62
R-Squared0.01
Significance0.77
Slope(0.04)
Total Sum of Squares99.90

Chemung Interest Coverage History

2026 0.41
2025 0.44
2024 0.56
2023 0.82
2022 5.06
2021 9.87
2020 5.99

About Chemung Financial Financial Statements

Chemung Financial stakeholders use historical fundamental indicators, such as Chemung Financial's Interest Coverage, to determine how well the company is positioned to perform in the future. Although Chemung Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in Chemung Financial's assets and liabilities are reflected in the revenues and expenses on Chemung Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Chemung Financial Corp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Interest Coverage 0.44  0.41 

Currently Active Assets on Macroaxis

When determining whether Chemung Financial Corp is a strong investment it is important to analyze Chemung Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Chemung Financial's future performance. For an informed investment choice regarding Chemung Stock, refer to the following important reports:
Check out the analysis of Chemung Financial Correlation against competitors.
You can also try the Performance Analysis module to check effects of mean-variance optimization against your current asset allocation.
Can Regional Banks industry sustain growth momentum? Does Chemung have expansion opportunities? Factors like these will boost the valuation of Chemung Financial. Projected growth potential of Chemung fundamentally drives upward valuation adjustments. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Chemung Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.299
Dividend Share
1.32
Earnings Share
3.14
Revenue Per Share
18.873
Quarterly Revenue Growth
0.16
Chemung Financial Corp's market price often diverges from its book value, the accounting figure shown on Chemung's balance sheet. Smart investors calculate Chemung Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Since Chemung Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Chemung Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Chemung Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Chemung Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.