Chemung Financial Corp Stock Performance
| CHMG Stock | USD 51.81 0.46 0.90% |
Chemung Financial has a performance score of 1 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.17, which signifies not very significant fluctuations relative to the market. As returns on the market increase, Chemung Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Chemung Financial is expected to be smaller as well. Chemung Financial Corp right now shows a risk of 2.38%. Please confirm Chemung Financial Corp potential upside, rate of daily change, and the relationship between the sortino ratio and skewness , to decide if Chemung Financial Corp will be following its price patterns.
Risk-Adjusted Performance
Weak
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Chemung Financial Corp are ranked lower than 1 (%) of all global equities and portfolios over the last 90 days. Despite nearly stable primary indicators, Chemung Financial is not utilizing all of its potentials. The latest stock price disturbance, may contribute to mid-run losses for the stockholders. ...more
Actual Historical Performance (%)
One Day Return 0.9 | Five Day Return 2.29 | Year To Date Return 8.82 | Ten Year Return 91.89 | All Time Return 310.21 |
Forward Dividend Yield 0.0239 | Payout Ratio | Last Split Factor 2:1 | Forward Dividend Rate 1.24 | Dividend Date 2025-01-02 |
1 | Acquisition by Loren Cole of 2804 shares of Chemung Financial at 34.77 subject to Rule 16b-3 | 12/06/2024 |
2 | Disposition of 115 shares by Loren Cole of Chemung Financial at 54.16 subject to Rule 16b-3 | 12/13/2024 |
3 | Insider Trading | 12/17/2024 |
4 | Disposition of tradable shares by Loren Cole of Chemung Financial at 51.1 subject to Rule 16b-3 | 12/18/2024 |
5 | Disposition of 110 shares by Loren Cole of Chemung Financial at 49.7 subject to Rule 16b-3 | 12/19/2024 |
6 | Disposition of 117 shares by Peter Cosgrove of Chemung Financial at 50.05 subject to Rule 16b-3 | 12/23/2024 |
7 | Synovus Financial Q4 Earnings and Revenues Top Estimates | 01/15/2025 |
8 | Disposition of 1785 shares by Anders Tomson of Chemung Financial at 47.1 subject to Rule 16b-3 | 01/17/2025 |
9 | Disposition of tradable shares by Hazelton Kimberly A of Chemung Financial at 49.7 subject to Rule 16b-3 | 01/21/2025 |
10 | Chemung Financial Corporation Reports Annual Net Income of 23.7 million, or 4.96 per share, and Fourth Quarter 2024 Net Income of 5.9 million, or 1.24 per share | 01/28/2025 |
11 | Chemung Financial Q4 Earnings Taking a Look at Key Metrics Versus Estimates | 01/29/2025 |
12 | Chemung Financials five-year earnings growth trails the 9.3 percent YoY shareholder returns | 01/30/2025 |
13 | Fourthstone LLC Reduces Stake in Chemung Financial Corp | 02/14/2025 |
| Begin Period Cash Flow | 55.9 M |
Chemung |
Chemung Financial Relative Risk vs. Return Landscape
If you would invest 5,090 in Chemung Financial Corp on November 18, 2024 and sell it today you would earn a total of 91.00 from holding Chemung Financial Corp or generate 1.79% return on investment over 90 days. Chemung Financial Corp is currently generating 0.0556% in daily expected returns and assumes 2.3838% risk (volatility on return distribution) over the 90 days horizon. In different words, 21% of stocks are less volatile than Chemung, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Chemung Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Chemung Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Chemung Financial Corp, and traders can use it to determine the average amount a Chemung Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0233
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| Cash | Small Risk | CHMG | High Risk | Huge Risk |
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Estimated Market Risk
| 2.38 actual daily | 21 79% of assets are more volatile |
Expected Return
| 0.06 actual daily | 1 99% of assets have higher returns |
Risk-Adjusted Return
| 0.02 actual daily | 1 99% of assets perform better |
Based on monthly moving average Chemung Financial is performing at about 1% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Chemung Financial by adding it to a well-diversified portfolio.
Chemung Financial Fundamentals Growth
Chemung Stock prices reflect investors' perceptions of the future prospects and financial health of Chemung Financial, and Chemung Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Chemung Stock performance.
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.0086 | ||||
| Profit Margin | 0.24 % | ||||
| Operating Margin | 0.32 % | ||||
| Current Valuation | 318.67 M | ||||
| Shares Outstanding | 4.77 M | ||||
| Price To Earning | 9.66 X | ||||
| Price To Book | 1.15 X | ||||
| Price To Sales | 2.54 X | ||||
| Revenue | 97.33 M | ||||
| Gross Profit | 97.33 M | ||||
| EBITDA | 31.5 M | ||||
| Net Income | 25 M | ||||
| Cash And Equivalents | 42.42 M | ||||
| Cash Per Share | 9.04 X | ||||
| Total Debt | 40.8 M | ||||
| Debt To Equity | 10.80 % | ||||
| Book Value Per Share | 45.13 X | ||||
| Cash Flow From Operations | 30.88 M | ||||
| Earnings Per Share | 4.96 X | ||||
| Market Capitalization | 247.19 M | ||||
| Total Asset | 2.71 B | ||||
| Retained Earnings | 229.93 M | ||||
About Chemung Financial Performance
By analyzing Chemung Financial's fundamental ratios, stakeholders can gain valuable insights into Chemung Financial's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Chemung Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Chemung Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | (92.99) | (97.64) | |
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.15 | 0.11 |
Things to note about Chemung Financial Corp performance evaluation
Checking the ongoing alerts about Chemung Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Chemung Financial Corp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Latest headline from gurufocus.com: Fourthstone LLC Reduces Stake in Chemung Financial Corp |
- Analyzing Chemung Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Chemung Financial's stock is overvalued or undervalued compared to its peers.
- Examining Chemung Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Chemung Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Chemung Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Chemung Financial's stock. These opinions can provide insight into Chemung Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Chemung Stock analysis
When running Chemung Financial's price analysis, check to measure Chemung Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Chemung Financial is operating at the current time. Most of Chemung Financial's value examination focuses on studying past and present price action to predict the probability of Chemung Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Chemung Financial's price. Additionally, you may evaluate how the addition of Chemung Financial to your portfolios can decrease your overall portfolio volatility.
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