Community Financial Statements From 2010 to 2026

CTBI Stock  USD 61.19  1.73  2.75%   
Community Trust's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Community Trust's valuation are provided below:
Gross Profit
270.2 M
Profit Margin
0.363
Market Capitalization
1.1 B
Enterprise Value Revenue
4.2092
Revenue
270.2 M
We have found one hundred twenty available fundamental signals for Community Trust Bancorp, which can be analyzed and compared to other ratios and to its rivals. Traders should compare all of Community Trust Bancorp prevailing fundamentals against the fundamentals between 2010 and 2026 to make sure the company is sustainable this year.

Community Trust Total Revenue

223.03 Million

Check Community Trust financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Community Trust's main balance sheet or income statement drivers, such as Interest Expense of 133.1 M, Other Operating Expenses of 160.9 M or Operating Income of 133.4 M, as well as many indicators such as Price To Sales Ratio of 1.89, Dividend Yield of 0.0274 or PTB Ratio of 1.62. Community financial statements analysis is a perfect complement when working with Community Trust Valuation or Volatility modules.
  
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Check out the analysis of Community Trust Correlation against competitors.

Community Trust Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding18.3 M18.1 M17.1 M
Slightly volatile
Total Assets3.6 B6.7 B4.4 B
Slightly volatile
Short and Long Term Debt Total270.2 M389.8 M287 M
Slightly volatile
Total Current LiabilitiesB5.7 B2.6 B
Slightly volatile
Total Stockholder Equity898.9 M856.1 M563.9 M
Slightly volatile
Property Plant And Equipment Net55.4 M52.6 M52.3 M
Slightly volatile
Retained Earnings572.6 M545.4 M298.2 M
Slightly volatile
Accounts Payable10.4 M10.9 M1.4 B
Slightly volatile
Cash120.2 M62.9 M121.1 M
Pretty Stable
Non Current Assets Total2.3 B1.3 BB
Slightly volatile
Cash And Short Term Investments499.9 M365.8 M854 M
Slightly volatile
Net Receivables5.1 B4.8 B591.9 M
Slightly volatile
Liabilities And Stockholders Equity3.6 B6.7 B4.4 B
Slightly volatile
Non Current Liabilities Total94.2 M130.2 M84.2 M
Very volatile
Other Current Assets180.4 K189.9 K1.3 B
Slightly volatile
Other Stockholder Equity334.5 M318.5 M213.7 M
Slightly volatile
Total Liabilities3.2 B5.8 B3.8 B
Slightly volatile
Property Plant And Equipment Gross183.7 M174.9 M77.2 M
Slightly volatile
Total Current Assets5.5 B5.2 B2.1 B
Slightly volatile
Short Term Debt183.8 M308.8 M211 M
Slightly volatile
Intangible Assets6.3 M6.6 M5.4 M
Pretty Stable
Common Stock85.7 M90.5 M84.6 M
Slightly volatile
Common Stock Total Equity84.6 M102.6 M85.4 M
Slightly volatile
Other Liabilities31.1 M37 M32.8 M
Pretty Stable
Long Term Debt57.5 M57.9 M60 M
Very volatile
Good Will70.8 M75.3 M65.8 M
Slightly volatile
Short Term Investments549.1 M302.9 M728.1 M
Slightly volatile
Property Plant Equipment68.4 M68.7 M68.2 M
Slightly volatile
Net Tangible Assets504.6 M646.9 M475.4 M
Slightly volatile
Retained Earnings Total Equity245 M444.8 M260.2 M
Slightly volatile
Long Term Debt Total48 M52.1 M58.5 M
Slightly volatile
Capital Surpluse225.7 M261.1 M210.7 M
Slightly volatile
Long Term Investments905.9 M953.6 M2.4 B
Slightly volatile
Non Current Liabilities Other327.9 M363.2 M305.2 M
Slightly volatile
Short and Long Term Debt18.8 K19.8 K151.7 M
Slightly volatile
Earning Assets899.1 MB858.7 M
Slightly volatile
Net Invested Capital774.5 M945.2 M675.8 M
Slightly volatile
Capital Stock98.3 M103.8 M90.4 M
Slightly volatile
Capital Lease Obligations16.8 M17.5 M15.4 M
Slightly volatile

Community Trust Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses160.9 M282.2 M155.2 M
Slightly volatile
Operating Income133.4 M127.1 M79.2 M
Slightly volatile
EBIT133.4 M127.1 M79.2 M
Slightly volatile
EBITDA137.9 M131.3 M83.5 M
Slightly volatile
Total Operating Expenses94.3 M146 M108.7 M
Slightly volatile
Net Income103 M98.1 M61.2 M
Slightly volatile
Depreciation And Amortization5.4 M4.2 M4.5 M
Slightly volatile
Selling General Administrative54.7 M102.1 M66.6 M
Slightly volatile
Total Revenue223 M409.3 M236.1 M
Slightly volatile
Gross Profit154.6 M273.1 M185.4 M
Slightly volatile
Cost Of Revenue143.1 M136.3 M55.1 M
Slightly volatile
Income Before Tax133.4 M127.1 M79.3 M
Slightly volatile
Net Income Applicable To Common Shares47.5 M94.1 M58.7 M
Slightly volatile
Net Income From Continuing Ops65.3 M95.2 M60.6 M
Slightly volatile
Selling And Marketing Expenses3.1 M2.4 M2.8 M
Slightly volatile
Non Recurring1.7 M1.5 M1.9 M
Slightly volatile
Tax Provision18.8 M27.5 M18.2 M
Pretty Stable
Net Interest Income168.5 M213.9 M151.5 M
Slightly volatile
Interest Income213.1 M360.5 M190.1 M
Slightly volatile
Reconciled Depreciation5.4 M5.8 M4.6 M
Slightly volatile
Extraordinary Items2.3 M2.5 M2.8 M
Slightly volatile

Community Trust Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation1.6 M1.6 MM
Slightly volatile
Free Cash Flow66.8 M111.7 M71 M
Slightly volatile
Begin Period Cash Flow180.3 M312.1 M197.4 M
Slightly volatile
Depreciation5.5 M5.8 M4.6 M
Slightly volatile
Capital Expenditures7.6 M7.3 M4.1 M
Slightly volatile
Total Cash From Operating Activities71.1 M120.9 M74.9 M
Slightly volatile
Net Income100 M95.2 M60.8 M
Slightly volatile
End Period Cash Flow446.2 M424.9 M235.5 M
Slightly volatile
Change To Netincome10.7 M11.2 M78.4 M
Slightly volatile
Issuance Of Capital Stock1.3 MM1.3 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.892.4882.8892
Very volatile
Dividend Yield0.02740.03540.0343
Very volatile
PTB Ratio1.621.18961.298
Very volatile
Days Sales Outstanding4.5 K4.3 K542
Slightly volatile
Book Value Per Share49.8747.493632.1181
Slightly volatile
Free Cash Flow Yield0.170.120.1128
Very volatile
Operating Cash Flow Per Share3.065.274.1554
Slightly volatile
Stock Based Compensation To Revenue0.00290.00320.0036
Pretty Stable
Capex To Depreciation1.951.860.9638
Slightly volatile
PB Ratio1.621.18961.298
Very volatile
EV To Sales2.343.28673.4063
Very volatile
Free Cash Flow Per Share2.874.873.9254
Slightly volatile
ROIC0.04790.09080.0639
Slightly volatile
Net Income Per Share5.715.44013.4871
Slightly volatile
Payables Turnover16.9412.502914.1802
Slightly volatile
Sales General And Administrative To Revenue0.190.24940.2827
Slightly volatile
Capex To Revenue0.02350.02470.0173
Very volatile
Cash Per Share21.8920.292950.91
Slightly volatile
POCF Ratio6.068.159.1164
Very volatile
Interest Coverage1.391.00283.0355
Pretty Stable
Payout Ratio0.350.36760.4106
Pretty Stable
Capex To Operating Cash Flow0.08210.08830.0664
Pretty Stable
PFCF Ratio6.628.829.6742
Very volatile
Days Payables Outstanding29.6729.193328.3244
Pretty Stable
Income Quality2.381.461.4172
Very volatile
ROE0.120.11450.1078
Slightly volatile
EV To Operating Cash Flow7.417.7210.5041
Pretty Stable
PE Ratio14.6910.385812.2479
Very volatile
Return On Tangible Assets0.0090.01480.0127
Slightly volatile
EV To Free Cash Flow8.088.3611.0927
Pretty Stable
Earnings Yield0.09030.09630.0881
Very volatile
Intangibles To Total Assets0.01950.00980.0155
Slightly volatile
Current Ratio0.960.91280.3328
Slightly volatile
Tangible Book Value Per Share46.0543.860328.3076
Slightly volatile
Receivables Turnover0.08040.084713.066
Slightly volatile
Graham Number80.0676.245250.1175
Slightly volatile
Shareholders Equity Per Share49.8747.493632.1181
Slightly volatile
Debt To Equity0.430.45530.624
Slightly volatile
Capex Per Share0.260.520.2412
Slightly volatile
Revenue Per Share23.8422.709314.3873
Slightly volatile
Interest Debt Per Share14.7728.656520.468
Slightly volatile
Debt To Assets0.09020.05830.0746
Slightly volatile
Enterprise Value Over EBITDA8.7510.24369.9757
Very volatile
Short Term Coverage Ratios0.630.50.3506
Slightly volatile
Price Earnings Ratio14.6910.385812.2479
Very volatile
Operating Cycle4.5 K4.3 K542
Slightly volatile
Price Book Value Ratio1.621.18961.298
Very volatile
Days Of Payables Outstanding29.6729.193328.3244
Pretty Stable
Dividend Payout Ratio0.350.36760.4106
Pretty Stable
Price To Operating Cash Flows Ratio6.068.159.1164
Very volatile
Price To Free Cash Flows Ratio6.628.829.6742
Very volatile
Pretax Profit Margin0.190.31050.3079
Pretty Stable
Operating Profit Margin0.190.31050.3079
Pretty Stable
Effective Tax Rate0.290.22840.2361
Slightly volatile
Company Equity Multiplier11.477.80798.848
Slightly volatile
Long Term Debt To Capitalization0.06660.07010.1307
Slightly volatile
Total Debt To Capitalization0.480.31290.3876
Slightly volatile
Return On Capital Employed0.0880.12890.1125
Pretty Stable
Debt Equity Ratio0.430.45530.624
Slightly volatile
Ebit Per Revenue0.190.31050.3079
Pretty Stable
Quick Ratio0.960.91280.3328
Slightly volatile
Dividend Paid And Capex Coverage Ratio4.032.922.719
Slightly volatile
Net Income Per E B T0.590.77160.7586
Pretty Stable
Cash Ratio0.01050.0110.0524
Slightly volatile
Operating Cash Flow Sales Ratio0.360.320.3192
Pretty Stable
Days Of Sales Outstanding4.5 K4.3 K542
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.740.830.9183
Pretty Stable
Cash Flow Coverage Ratios0.330.380.249
Slightly volatile
Price To Book Ratio1.621.18961.298
Very volatile
Fixed Asset Turnover8.177.78044.7175
Slightly volatile
Capital Expenditure Coverage Ratio16.311.7223.1278
Very volatile
Price Cash Flow Ratio6.068.159.1164
Very volatile
Enterprise Value Multiple8.7510.24369.9757
Very volatile
Debt Ratio0.09020.05830.0746
Slightly volatile
Cash Flow To Debt Ratio0.330.380.249
Slightly volatile
Price Sales Ratio1.892.4882.8892
Very volatile
Return On Assets0.00890.01470.0125
Slightly volatile
Asset Turnover0.07320.06120.0561
Pretty Stable
Net Profit Margin0.140.23960.2357
Slightly volatile
Gross Profit Margin0.540.66710.7827
Pretty Stable
Price Fair Value1.621.18961.298
Very volatile
Return On Equity0.120.11450.1078
Slightly volatile

Community Fundamental Market Drivers

Forward Price Earnings11.2233
Cash And Short Term Investments365.8 M

Community Upcoming Events

17th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
15th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Community Trust Financial Statements

Investors use fundamental indicators, such as Community Trust's revenue or net income, to determine how well the company is positioned to perform in the future. Although Community Trust's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Current Deferred Revenue-8.5 M-8.9 M
Total Revenue409.3 M223 M
Cost Of Revenue136.3 M143.1 M
Sales General And Administrative To Revenue 0.25  0.19 
Capex To Revenue 0.02  0.02 
Revenue Per Share 22.71  23.84 
Ebit Per Revenue 0.31  0.19 

Currently Active Assets on Macroaxis

When determining whether Community Trust Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Community Trust's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Community Trust Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Community Trust Bancorp Stock:
Check out the analysis of Community Trust Correlation against competitors.
You can also try the Portfolio Manager module to state of the art Portfolio Manager to monitor and improve performance of your invested capital.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Community Trust. If investors know Community will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Community Trust listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.208
Dividend Share
2
Earnings Share
5.43
Revenue Per Share
14.998
Quarterly Revenue Growth
0.138
The market value of Community Trust Bancorp is measured differently than its book value, which is the value of Community that is recorded on the company's balance sheet. Investors also form their own opinion of Community Trust's value that differs from its market value or its book value, called intrinsic value, which is Community Trust's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Community Trust's market value can be influenced by many factors that don't directly affect Community Trust's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Community Trust's value and its price as these two are different measures arrived at by different means. Investors typically determine if Community Trust is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Community Trust's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.